4051 D STREET Cedar Key, FL $ 550,000
4051 D STREET
$ 550,000
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4051 D STREET

Cedar Key, FL, 32625
$ 550,000
Bedrooms6 Baths4.0 Sq 2,036

Monthly Estimate*

$ 3,473

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Multi-Family Home for sale in Cedar Key, FL

for $550,000 with 6 bedrooms and 4 full baths. This 2,036 square foot home was built in 1945 on a lot size of 0.29.

Virtually Staged. Opportunity is knocking in the heart of Cedar Key! Bursting with character, flexibility, and income-producing potential, 4051 D Street is a truly unique mixed-use property where business and coastal living come together. Currently operating as a property management office with rental units, the property has also previously served as a charming coffee shop and veterinary office—showcasing just how adaptable this one-of-a-kind space can be. The residential accommodations have an impressive mix of four units: a detached two-bedroom, one-bath residence with a bathtub; two one-bedroom, one-bath units with showers; and an additional two-bedroom, one-bath unit with a shower. This varied layout opens the door to countless possibilities, from short- or long-term rentals and employee housing to professional offices, retail, hospitality, or an exciting live-work concept. Bring your vision and make this property your own—open the business you have always dreamed of, expand your investment portfolio, or create a destination that captures the unmistakable charm of Cedar Key. With multiple income streams and room for fresh ideas, this is much more than a property—it is an opportunity waiting to happen. Commercial uses are subject to applicable zoning and approvals.

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Multi-Family Active

Price

$ 550,000

Bedrooms

6

Full Bath

4

Property Type

Multi-Family

Taxes

$ 9,289

Style

Duplex

Lot Size

0.29

Year Built

1945

Town/City

Cedar Key

County/Region

Levy

MLS | Web ID

OM730985

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Metal
Zoning MIXED USE
Construction Materials Wood Frame Wood Siding
Year Built 1945
View City Water
Levels Multi/Split
Property Subtype Duplex
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater
County Levy
New Construction false
Property Type Residential Income
Subdivision Name MAP OF SOUTHERN PART OF CEDAR KEY
Garage Y/N false
Status Active
Directions Head W SW on State Road 24 into Cedar Key. Once you cross the first bridge onto the island the destination will be about 1 mile ahead on your left.
City CEDAR KEY
Senior Community Y/N false
MLS Area 32625 - Cedar Key
Lot Size Units Square Feet
Lot Size Square Feet 12632
Carport Y/N false
Listing Terms Cash Conventional
Land Lease Y/N false
Tax Annual Amount 9289.8
Additional Parcels Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/stellar/OM730985
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Tax Lot 1-7
Legal Description 32-15-13 CEDAR KEY BLK 25 LOTS 13 THRU 16 & SUBMURGED LOTS 1 THRU 7 & LOTS 17 THRU 24 OR BOOK 1621 PAGE 317
Water View Canal
Water Access Type Canal - Saltwater Gulf/Ocean
Water Access Y/N true
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s)
Basement Exterior Entry
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Common Area
Total Bedrooms 6
Total Baths 4
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Exterior
Exterior Amenities Balcony
Parking Features Golf Cart Parking Ground Level Off Street Open
Lot Features City Lot Oversized Lot Rolling Slope
Water Source Public
Lot Size Area 12632
Foundation Details Basement Pillar/Post/Pier
Number of Buildings 2
Building Area Total 4320
Lot Size Acres 0.29
Road Surface Type Paved Concrete
Private Pool false
Waterfront Y/N true
Road Frontage Type Street Paved
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* Excluded Features
List By
genevieve.realtor99@gmail.com

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Affordability Calculator

$4,247
Per Month
82%
18%
0%
Monthly Principal & Interest
$3,473
Monthly Property Taxes
$774
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/26/2026$550,000 Listed Price

Map


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4051 D STREET, Cedar Key, FL, 32625 is a Multi-Family Home for sale at $550,000 with 2,036 sqft and a lot size of 0.29. 4051 D STREET has 6 bedrooms, 4.0 baths, and was built in 1945. The property's zip code is 32625 which is in Cedar Key, FL