2004 NE 197th Court
Smithville, MO, 64089 $ 575,000
Bedrooms4 Baths3.0 Sq 3,110 Monthly Estimate*
$ 3,971
for $575,000 with 4 bedrooms and 3 full baths. This 3,110 square foot home was built in 2008 on a lot size of 0.259986.
Pool season isn't over yet! Just minutes from Smithville Lake, this beautifully maintained home offers a heated saltwater pool, two levels of screened-in outdoor living, and a bright, open interior with beautiful hardwood flooring. The heated in-ground pool was converted to saltwater in 2024, with a heater that extends the season well beyond summer. Enjoy fountains, a color-changing light, new Polaris cleaner, and new variable-speed pool pump installed in April 2026. Overlooking the pool and backyard is a two-level screened-in porch, perfect for dining, relaxing, and enjoying the surrounding wildlife. Both levels feature thicker screening for added comfort and privacy. Stone accents, wood-look garage doors, and permanent JellyFish outdoor lighting create great curb appeal. The treed yard is fenced, with fencing added in 2023, plus irrigation and whole-house water filtration. A new roof was added in 2025, along with new gutters, downspouts, and screens as needed. Inside, natural light, detailed woodwork, and hardwood floors carry throughout the open layout. Existing hardwoods were refinished in 2023, with additional hardwood added in the living room, hallway, primary bedroom, front bedroom, stairs, and landing. The spacious living room features a striking fireplace with floor-to-ceiling wood detailing and flows into the kitchen and dining areas. The kitchen includes appliances added in 2024 and an impressive walk-in pantry. The primary suite offers a jetted tub and separate walk-in shower. Additional features include keyless entry, EV hookup, spacious 3-car garage, neighborhood walking trail and pond. With Smithville Lake nearby for boating, fishing, trails, and recreation, there's plenty to enjoy at home and just minutes away!
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FeaturesGeneralLiving Area 3110
Sewer Public Sewer
Heating Central Electric
Cooling Electric
Roof Composition
Appliances Dishwasher Disposal Dryer Exhaust Fan Humidifier Microwave Refrigerator Electric Range Washer Water Purifier
HOA Fee 575
Garage Spaces 3
Architectural Style Traditional
Pool Features In Ground
Construction Materials Frame
Year Built 2008
Property Subtype Single Family Residence
Ownership Private
Assoc Fee Paid Per Annually
County Clay
Property Type Residential
HOA Y
Subdivision Name Harbor Lake
Garage Y/N Y
Full Baths 3
Status Active
Directions head north on US-169 > turn right W Highway > turn left onto Harbor Drive > turn right onto 197th ct > House is on your left
High School Smithville
City Smithville
Association Name Harbor Lake HOA
High School District Smithville
MLS Area 110 - N=Clinton Co Ln;S=291;E=I-35;W=Clay Co Ln
Lot Size Units Acres
Lot Size Square Feet 11325.6
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Elementary School Eagle Heights
Middle/Junior High School Smithville
Public Remarks Pool season isn't over yet! Just minutes from Smithville Lake this beautifully maintained home offers a heated saltwater pool two levels of screened-in outdoor living and a bright open interior with
Standard Status Active
In Flood Plain No
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InteriorBasement Finished Walk-Out Access
Total Fireplaces 1
Basement (Y/N) Y
Air Conditioning Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1569
Half Baths 0
Total Bedrooms 4
Below Grade Finished Area 1541
Floor Plan Features Reverse 1.5 Story
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ExteriorParking Features Attached
Water Source Public
Lot Size Area 0.26
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* Excluded FeaturesList ByKeller Williams Kc NorthBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,971
- Monthly Property Taxes
- $478
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Smithville, MO
Average List Price $496,386
Percent of Sale Price 14%
About Smithville, MO 9,058 Population
65% Since 2002
$ 74,123 Median Income
40.38 Median Age
37% Households with Children
Trends Information provided by ATTOM Data Solutions.
2536716 Elementary School
652432 Middle School
Smithville High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/26/2026 | $575,000 | | Listed Price |