36102 Bay Drive Chaptico, MD $ 280,000
36102 Bay Drive
$ 280,000
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36102 Bay Drive

Chaptico, MD, 20621
$ 280,000
Bedrooms3 Baths1.0 Sq 1,344

Monthly Estimate*

$ 1,934

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Single Family Home for sale in Chaptico, MD

for $280,000 with 3 bedrooms and 1 full bath. This 1,344 square foot home was built in 1979 on a lot size of 0.71.

Nestled in the peaceful Mill Point Shores community, this charming 3-bedroom bungalow offers comfort, character, and a relaxed lifestyle near the water. The home features a full bath with a walkin shower and an eatin kitchen equipped with a gas oven/range, dishwasher, and microwave. Casement windows with tasteful treatments bring in natural light and create a warm, welcoming feel throughout. Interior details include carpeting, ceramic tile, and hardwood flooring under the carpet in the dining/family room. A brick fireplace serves as the focal point of the living room, adding a cozy touch on cooler evenings. Additional conveniences include an attic with pulldownstairs and fan, pantry, and mainfloor laundry hookups. Situated on a 0.714acre corner lot, the property offers outdoor enjoyment with mature trees, established gardens, and a screened gazebo perfect for relaxing and listening to the sounds of nature. Mill Point Shores residents enjoy access to community amenities including a private beach, boat ramp, and clubhouse ideal for gatherings or quiet afternoons by the water. The Wicomico River is just moments away, offering opportunities for boating, canoeing, kayaking, and fishing. Some upgrades are needed. Add your personal touch to make this your yearround home or a comfortable seasonal getaway.

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Single Family Active

Price

$ 280,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 1,601

Style

Bungalow

Lot Size

0.71

Year Built

1979

Town/City

Chaptico

County/Region

Saint Marys

MLS | Web ID

MDSM2033342

Features
General
Living Area 1344
Sewer Private Septic Tank
Heating Baseboard - Electric Pellet Stove Programmable Thermostat Heat Pump - Oil BackUp
Cooling Programmable Thermostat
Utilities Cable TV Electric Available Natural Gas Available Phone Available Propane Water Available
Possession Settlement
Roof Shingle
Appliances Dishwasher Dryer Microwave Oven/Range - Gas Washer Water Heater
Zoning RNC
HOA Fee 502.00
Association Fee Includes Common Area Maintenance Management Pier/Dock Maintenance Snow Removal
Patio/Porch Features Screened
Architectural Style Bungalow
Security Features Smoke Detector
Construction Materials Vinyl Siding
School District ST. MARY'S COUNTY PUBLIC SCHOOLS
Year Built 1979
Electric 120/240V
View Garden/Lawn Panoramic Street Trees/Woods
Levels 1
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Municipality Unincorporated
Accessibility Level Entry - Main
Additional Parcels Description LOT 65 BLOCK A PLAT 1/35 LOT 67 BLOCK A PLAT 1/35
Assoc Fee Paid Per Annually
County SAINT MARYS
New Construction N
Property Type Residential
Association Amenities Beach Boat Ramp Club House Water/Lake Privileges
HOA Y
Subdivision Name MILL POINT
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade
Total Rooms 7
Full Baths 1
Status ACTIVE
Directions Use GPS
City CHAPTICO
Body of Water Wicomico
Disclosures Exempt - Disclosure/Disclaimer
Association Name MILL POINT IMPROVEMENT ASSOCAION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 30927.60
Tax Annual Amount 1601.0
Home Warranty Y/N Y
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Number of Community Docks 1
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 208.33
Acceptable Financing Cash Conventional FHA USDA VA
Additional Parcels Y/N Y
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Water/Sewer Hookup Fee 0.00
Location Type Corner Lot/Unit
Standard Status Active
Year Built Source Estimated
Tax Lot 65 66 67
Total Actual Rent 0.00
Association Recreation Fee N
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Interior
Interior Amenities Attic/House Fan Bathroom - Walk-In Shower Breakfast Area Carpet Ceiling Fan(s) Dining Area Entry Level Bedroom Family Room Off Kitchen Floor Plan - Open Kitchen - Eat-In Pantry Window Treatments
Heating Fuel Oil
Flooring Carpet Ceramic Tile Hardwood
Total Fireplaces 1
Fireplace Features Brick Insert
Hot Water Other
Total Stories 1
Basement (Y/N) N
Heating Y/N Y
Window Features Screens Casement
Fireplace Y/N Y
Above Grade Finished Area 1344
Half Baths 0
Central Air Y/N N
Total Bedrooms 3
Entry Level 2
Room Type Laundry
Main Level Bedrooms 3
Laundry Type Hookup Main Floor Dryer In Unit Washer In Unit
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
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Exterior
Exterior Amenities Exterior Lighting Satellite Dish Secure Storage Private Beach
Pool No Pool
Fencing Board Rear Wood
Parking Features Concrete Driveway
Lot Features Additional Lot(s) Front Yard Level Private Rear Yard Trees/Wooded
Water Source Private Well
Inclusions 3 sheds All appliances generator picnic tables
Type of Parking Driveway
Foundation Details Crawl Space
Spa N
Water View Y/N N
Lot Size Acres 0.71
Road Surface Type Black Top
Water Body Type River
Lot Size Source Estimated
Waterfront Y/N N
Door Features ENERGY STAR Qualified Door(s)
Water Access Features Canoe/Kayak Fishing Allowed Personal Watercraft (PWC) Private Access Private Beach Swimming Allowed Waterski/Wakeboard
Road Responsibility HOA Private
Horse Y/N N
Number of Docks 1
Land Assessed Value 68600.00
Navigable Water Y/N Y
Number of Slips 0
Water Oriented Y/N Y
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Internal Only
Street Number 1 36102
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* Excluded Features
List By
Century 21 New Millennium

Broker

maddie261@msn.com

Email

Affordability Calculator

$2,067
Per Month
94%
6%
0%
Monthly Principal & Interest
$1,934
Monthly Property Taxes
$133
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533971 Elementary School
3535470 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/25/2026$280,000 Listed Price

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36102 Bay Drive, Chaptico, MD, 20621 is a Single Family Home for sale at $280,000 with 1,344 sqft and a lot size of 0.71. 36102 Bay Drive has 3 bedrooms, 1.0 baths, and was built in 1979. The property's zip code is 20621 which is in Chaptico, MD