3194 INDIAN GULF LANE Hernando Beach, FL $ 1,249,000
3194 INDIAN GULF LANE
$ 1,249,000
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3194 INDIAN GULF LANE

Hernando Beach, FL, 34607
$ 1,249,000
Bedrooms2 Baths2.0 Sq 1,906

Monthly Estimate*

$ 7,886

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Single Family Home for sale in Hernando Beach, FL

for $1,249,000 with 2 bedrooms and 2 full baths. This 1,906 square foot home was built in 1984 on a lot size of 0.18.

Experience an exceptional waterfront lifestyle at 3194 Indian Gulf Lane, located in Aripeka, part of the greater Hernando Beach market area. This extensively renovated 2-bedroom, 2-bath coastal residence offers approximately 1,906 square feet of living area, sweeping unobstructed views across the Gulf of America and surrounding natural coastal landscape, direct boating access, a private concrete boat ramp, and approximately 60 feet of poured-concrete seawall. The residence has undergone substantial renovation and updating, creating a bright, inviting interior with a flowing layout designed to take full advantage of the waterfront setting. The updated kitchen features granite countertops, stainless-steel appliances, a large center island with seating, generous cabinetry, and an open connection to the dining and living areas. Expansive windows and glass doors bring abundant natural light and coastal views into the principal living spaces. The main level also includes the second bedroom, full bath, interior laundry, and an impressive Florida room overlooking the water. Updated flooring, ceiling fans, contemporary finishes, built-in cabinetry and shelving complete the interior. A dramatic spiral staircase leads to the private upper-level primary suite with walk-in closet and adjoining bath. The exterior renovation represents a significant investment. The home was extensively refinished with a Dryvit stucco exterior system, a substantial and costly improvement that gives the residence a refined architectural appearance and contributes materially to its updated finish quality. Additional improvements include a newer metal roof, newer central air-conditioning system, and extensive deck improvements. The expansive rear deck provides an outstanding setting for dining, entertaining, relaxing, and enjoying spectacular sunsets and ever-changing coastal scenery. From the seawall and private boat ramp, enjoy direct access to the surrounding waterways for boating, kayaking, fishing, and exploration of the Gulf. Open water, tidal wetlands, natural shoreline, and undeveloped coastal views create a setting that is increasingly difficult to find. The location also places an exceptional collection of Nature Coast recreation within easy reach. Nearby destinations include Bayport Park with Gulf access, fishing pier and boat ramps; Linda Pedersen Park and Jenkins Creek Park along Shoal Line Boulevard; Rogers Park on the Weeki Wachee River; and Alfred McKethan/Pine Island Park with its Gulf beach and swimming area. To the south, SunWest Park in Hudson offers a public swimming beach and additional water recreation. Weeki Wachee Springs is also nearby. Popular Hernando Beach dining options include Brian's Place, The Lazy Lizard and Silver Dolphin Restaurant & Country Store. U.S. Highway 19 provides convenient access to shopping and everyday services, including the familiar Cracker Barrel on Commercial Way. For buyers searching the Hernando Beach and 34607 waterfront market, 3194 Indian Gulf Lane offers a rare combination of extensive renovation, direct boating access, exceptional Gulf views and a remarkably natural coastal setting.

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Single Family Active

Price

$ 1,249,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 18,388

Style

Coastal

Lot Size

0.18

Year Built

1984

Town/City

Hernando Beach

County/Region

Hernando

MLS | Web ID

W7888817

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Zoning R1A
Patio/Porch Features Covered Deck Patio Rear Porch
Architectural Style Coastal
Security Features Touchless Entry
Construction Materials Stucco Wood Frame
Year Built 1984
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Gulf/Ocean
County Hernando
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name INDIAN BAY COUNTRY HOMES UNREC
Facing Direction North
Garage Y/N false
Total Rooms 8
Full Baths 2
Status Active
Directions From U.S. Highway 19 (Commercial Way) travel west on Spring Hill Drive (CR-574 W). Continue as Spring Hill Drive becomes Osowaw Boulevard (CR-595 W). Turn left to remain on Osowaw Boulevard then turn right onto Indian Bay Road. Bear slightly left onto Indian Gulf Lane and continue to 3194 Indian Gulf Lane.
City HERNANDO BEACH
Body of Water GULF OF AMERICA
Senior Community Y/N false
MLS Area 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size Units Square Feet
Lot Size Square Feet 7920
Carport Y/N false
Listing Terms Cash Conventional VA Loan
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 18388
Home Warranty Y/N false
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://my.matterport.com/show/?m=gxEAqFzGDcv https://iframe.videodelivery.net/81b31b27eae986c42117dcd72bdb2c3e
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 15
Legal Description INDIAN BAY COUNTRY HOMES UNREC BLK 1 LOT 15 UNDIV INT IN ROAD R/W *See Realtor Remarks
Water View Gulf/Ocean - Full
Water Access Type Gulf/Ocean
Minimum Lease No Minimum
Water Access Y/N true
Additional Rooms Family Room Florida Room Inside Utility
Water View Y/N true
Flood Zone Code AE
In Law Suite YN false
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Open Floorplan PrimaryBedroom Upstairs Stone Counters Thermostat Walk-In Closet(s) Window Treatments
Flooring Ceramic Tile Laminate
Furnished Y/N Furnished
Air Conditioning Y/N true
Heating Y/N true
Window Features Aluminum Frames
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Balcony Sliding Doors
Lot Features FloodZone In County Level
Water Source Public
Lot Size Area 7920
Foundation Details Slab
Spa false
Building Area Total 2290
Lot Dimensions 60 x 132
Lot Size Acres 0.18
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Road Frontage Type Street Paved
Number of Lots 1
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Anthony.Kanaris@BridgePointBREA.com

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Affordability Calculator

$9,419
Per Month
84%
16%
0%
Monthly Principal & Interest
$7,886
Monthly Property Taxes
$1,532
Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/25/2026$1,249,000 Listed Price

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3194 INDIAN GULF LANE, Hernando Beach, FL, 34607 is a Single Family Home for sale at $1,249,000 with 1,906 sqft and a lot size of 0.18. 3194 INDIAN GULF LANE has 2 bedrooms, 2.0 baths, and was built in 1984. The property's zip code is 34607 which is in Hernando Beach, FL