164 Saratoga Avenue
Waterford, NY, 12188 $ 279,000
Bedrooms7 Baths2.0 Sq 2,888 Monthly Estimate*
$ 1,762
for $279,000 with 7 bedrooms and 2 full baths. This 2,888 square foot home was built in 1880 on a lot size of 0.18.
Spacious and versatile 2,888-square-foot property in Waterford offering an abundance of living space and flexibility! Built in 1880, this classic old-style home features 7 bedrooms, 2 kitchens, and 1,444 square feet on each of two levels. The existing layout provides the potential for a variety of living arrangements, including extended-family living, guest accommodations, or creating distinct living spaces to suit your needs. The property features separate utilities, a full basement, covered porches, upper-level covered porch space, aluminum/vinyl exterior, and natural gas hot water/steam heat. Situated on approximately 0.18 acres with 72 feet of frontage, the property is serviced by public water and sewer and is located within the Waterford School District. Conveniently located near local schools, parks, shopping, dining, and major roadways, this property offers exceptional space and versatility in an established Waterford neighborhood. With 2,888 square feet, 7 bedrooms, 2 kitchens, separate utilities, and a full basement, 164 Saratoga Ave presents an opportunity to create a living arrangement tailored to your vision. ** Formerly a 2 family, legally converted to a single family. Zoning verification form must be filed and variance approved by town to convert back to a 2 family.
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FeaturesGeneralSewer Public Sewer
Heating Hot Water Natural Gas Steam
Cooling None
Possession At Closing
Roof Shingle Asphalt
Appliances Range Refrigerator
Garage Spaces 0.0
Patio/Porch Features Porch
Architectural Style Traditional Other
Construction Materials Vinyl Siding
Year Built 1880
Property Subtype Single Family Residence
County Saratoga
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Other Structures None
Total Rooms 13
Full Baths 2
Status Active
Directions From I-87 (Northway) take Exit 8A toward Waterford/Grooms Road. Follow Grooms Road east continuing onto Middletown Road into Waterford. Turn right onto NY-32/Saratoga Avenue. Continue on Saratoga Ave
High School Waterford
City Waterford
High School District Waterford-Halfmoon
Lot Size Units Acres
Lot Size Square Feet 7840.8
Carport Y/N N
Elementary School Waterford
Land Lease Y/N N
Tax Annual Amount 4865.52
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=29002&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 60.000
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InteriorBasement Full Unfinished
Flooring Tile Hardwood Laminate
Total Fireplaces 0
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2888.0
Half Baths 0
Total Bedrooms 7
Below Grade Finished Area 0.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 2
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ExteriorExterior Amenities None
Fencing Back Yard
Parking Features None
Lot Features Level
Water Source Public
Total Parking 0.0
Lot Size Area 0.18
Spa N
Lot Size Acres 0.18
Waterfront Y/N N
Other Equipment None
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList Byannabaker5063135@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,762
- Monthly Property Taxes
- $405
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Waterford, NY
Average List Price $526,044
Percent of Sale Price 89%
About Waterford, NY 8,617 Population
1% Since 2002
$ 63,401 Median Income
42.24 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3590804 Elementary School
3041312 Middle School
Waterford High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/24/2026 | $259,900 | | Listed Price |