205 River Street Oneonta, NY $ 349,900
205 River Street
$ 349,900
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205 River Street

Oneonta, NY, 13820
$ 349,900
Bedrooms3 Baths1.1 Sq 1,040

Monthly Estimate*

$ 2,209

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Single Family Home for sale in Oneonta, NY

for $349,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,040 square foot home was built in 1945 on a lot size of 0.95.

I'm excited to share this beautiful BRICK HOME with you! This home has been WONDERFULLY MAINTAINED featuring a lovely, spacious FENCED IN YARD with a covered PATIO, an INGROUND HEATED POOL, a relaxing SAUNA, a handy SHED, and an outdoor STONE FIRE PIT AREA—absolutely perfect for entertaining. The NEW ROOF was put on in 2018, NEW HOT WATER HEATER 2025, NEW POOL HEATER, LINER AND PUMP 2024-2026. Inside you'll find a warm and welcoming space with three cozy bedrooms, a beautiful RENOVATED BATHROOM, completed in 2022, a charming WOOD BURNING FIREPLACE, an eat-in kitchen with beautiful GRANITE COUNTER TOPS and classic HARDWOOD FLOORS in the living room. The FINIISHED DRY BASEMENT offers a POSSIBLE 4TH BEDROOM, FAMILY ROOM with a SAUNA and a convenient HALF BATH. NEW CARPET in basement 2023. There's also great additional STORAGE SPACE and laundry room with slop sink. You'll also love the added convenience of the oversized TWO CAR GARAGE and PAVED DRIVEWAY. This home is located in the perfect location, close to Riverside elementary school, Oneonta Little League, the Oneonta Boys and Girls Club, Neahwa Park and our great local amenities. Could possibly be a short term rental being minutes away from Cooperstown Dreams park and Interstate 88. .

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Single Family Active

Price

$ 349,900

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 5,364

Style

Ranch

Lot Size

0.95

Year Built

1945

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1709552

Features
Interior
Interior Amenities GraniteCounters Sauna
Basement Full Finished
Flooring Carpet Hardwood Tile Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Gas HotWater
Utilities HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances Dryer Dishwasher ElectricWaterHeater GasOven GasRange Refrigerator Washer
Garage Spaces 2.0
Patio/Porch Features Patio
Architectural Style Ranch
Pool Features InGround
Construction Materials Brick
School District Oneonta
Year Built 1945
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Other Structures PoolHouse Sheds Storage
Total Rooms 9
Full Baths 1
Status Active
Directions Main St to River St. House is on the left before Associate Dr.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 41382.0
Year Built Details Existing
Tax Annual Amount 5364.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 138000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 7
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Exterior
Exterior Amenities BlacktopDriveway Pool Patio
Parking Features Detached Garage
Lot Features IrregularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.95
Foundation Details Poured
Building Area Total 1040.0
Lot Dimensions 120X240
Lot Size Acres 0.95
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 205
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* Excluded Features
List By
Oneonta Realty, Llc

Broker

(607) 287-8458

Phone

Affordability Calculator

$2,656
Per Month
83%
17%
0%
Monthly Principal & Interest
$2,209
Monthly Property Taxes
$447
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/24/2026$349,900 Listed Price

Map


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205 River Street, Oneonta, NY, 13820 is a Single Family Home for sale at $349,900 with 1,040 sqft and a lot size of 0.95. 205 River Street has 3 bedrooms, 1.1 baths, and was built in 1945. The property's zip code is 13820 which is in Oneonta, NY