231 N Terry Hill Road Carmel, NY $ 475,000
231 N Terry Hill Road
$ 475,000
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231 N Terry Hill Road

Carmel, NY, 10512
$ 475,000
Bedrooms3 Baths1.1 Sq 1,600

Monthly Estimate*

$ 2,999

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Single Family Home for sale in Carmel, NY

for $475,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,600 square foot home was built in 1950 on a lot size of 0.1377.

Enjoy lakefront living in this charming 3-bedroom, 2-bath home. The main level features two bedrooms, a full bath, living room, kitchen with breakfast nook, and a separate dining area. The finished lower level adds valuable additional living space with a third bedroom, half bath, recreation room, plus utility and storage areas. Set on a beautiful property with direct lake access, the home features a spacious backyard, mature trees and plenty of room to relax and enjoy the water. A wonderful opportunity to update and make your own, whether as a year-round home or a weekend lake retreat.

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Single Family Active

Price

$ 475,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 10,166

Style

Ranch

Lot Size

0.1377

Year Built

1950

Town/City

Carmel

County/Region

Putnam

MLS | Web ID

1042296

Features
Interior
Interior Amenities First Floor Bedroom First Floor Full Bath Ceiling Fan(s)
Basement Finished Full
Fireplace Features Wood Burning
Basement Features Finished Full
Basement (Y/N) Y
Fireplace Y/N N
Half Baths 1
Total Bedrooms 3
Total Baths 2
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General
Sewer Septic Tank
Heating Hot Water
Cooling Ductless
Utilities Electricity Connected Water Connected
Appliances Electric Oven Refrigerator
Architectural Style Other Ranch
Construction Materials Frame
Year Built 1950
View Lake
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 372200-022-073-0001-041-000-0000
Waterfront Features Lake Front
County Putnam County
Property Type Residential
HOA N
Garage Y/N N
Total Rooms 7
Full Baths 1
High School Carmel High School
City Kent
Senior Community Y/N N
High School District Carmel
Carport Y/N N
Elementary School Kent Elementary
Property Attached Y/N N
Tax Annual Amount 10166
Middle/Junior High School George Fischer Middle School
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Carmel
Elementary School District Carmel
Tax Assessed Value 336000
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Exterior
Parking Features Driveway Off Street Driveway Off Street
Water Source Private
Spa N
Waterfront Y/N Y
Horse Y/N N
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Internal Only
Street Number 1 231
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* Excluded Features
List By
John Holly

Listing Agent

Holly Real Estate

Broker

hollyrealestate@yahoo.com

Email

Affordability Calculator

$3,846
Per Month
78%
22%
0%
Monthly Principal & Interest
$2,999
Monthly Property Taxes
$847
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4891993 Elementary School
4100096 Middle School
Carmel High School High School
Pricing History
DatePricePrice ChangeDescription
8/24/2026$475,000 Listed Price

Map


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231 N Terry Hill Road, Carmel, NY, 10512 is a Single Family Home for sale at $475,000 with 1,600 sqft and a lot size of 0.1377. 231 N Terry Hill Road has 3 bedrooms, 1.1 baths, and was built in 1950. The property's zip code is 10512 which is in Carmel, NY