3648 Higgins Street
Loveland, CO, 80538 $ 629,000
Bedrooms3 Baths3.0 Sq 2,568 Monthly Estimate*
$ 4,344
Listed by RE/MAX Alliance-FTC South
for $629,000 with 3 bedrooms and 3 full baths. This 2,568 square foot home was built in 2006 on a lot size of 0.16.
NO SHOWINGS OCTOBER 5TH - ROOF INSTALLATION, Rare opportunity to own a thoughtfully updated ranch-style home with an exceptional 4-car garage in Enchantment Ridge. NEW Class IV ROOF being installed October 5, 2026, Offering 3 bedrooms, 3 baths and 2,568 finished sq. ft., this home features an open main-level floor plan, gas fireplace, spacious kitchen with walk-in pantry and included appliances, plus a 2024 gas range/oven. All 3 baths were updated in 2025-2026 with granite countertops, tile flooring, sinks, faucets and shower fixtures.The finished basement expands the possibilities with a spacious 21' x 13' bedroom, full bath, finished bar with granite countertop and cabinetry, dedicated storage and an impressive 30' x 15' recreation room with two egress windows. The layout offers excellent potential to create a 4th bedroom while still retaining generous family, media or recreation space, subject to applicable requirements. Basement carpeting was installed in 2025 & stairs & closets. The floor plan confirms the substantial lower-level bedroom and recreation areas. The approximately 909 sq. ft. 4-car garage is truly a standout, fully insulated and heated with commercial LED lighting, motion-sensor circuit, fiberglass wall paneling, commercial-grade epoxy flooring, freeze-proof utility sink with hot and cold water, 240V air-compressor and welder outlets, plus compressed-air lines extending to the basement and backyard.Outdoor living includes a large covered front porch, fenced and beautifully landscaped backyard, wood deck with pergola, enlarged concrete patio, raised garden beds, full sprinkler system, extensive drip irrigation and natural gas connection for a grill or fire pit. Additional features include a tankless water heater, premium Sherwin-Williams Rain Refresh exterior paint completed Fall 2023 and radon mitigation installed August 2026 with report available.Enchantment Ridge HOA: $550/year NO METRO DISTRICT
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FeaturesGeneralLiving Area 2568
Sewer Public Sewer
Heating Forced Air
Cooling Ceiling Fan(s) Central Air
Utilities Electricity Available Natural Gas Available
Roof Composition
Appliances Dishwasher Disposal Double Oven Microwave Oven Refrigerator
Zoning P-58
HOA Fee 550
Garage Spaces 4
Association Fee Includes Reserve Fund
Patio/Porch Features Deck Patio
Construction Materials Wood Frame
Year Built 2006
Levels One
Property Subtype Single Family Residence
Parcel Number R1628730
Assoc Fee Paid Per Annually
County Larimer
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Giuliano First Sub Lov
Facing Direction North
Possible Use Residential
Full Baths 3
High School Loveland
City Loveland
Senior Community Y/N N
High School District Thompson R2-J
Lot Size Square Feet 7150
Elementary School Ponderosa
Property Attached Y/N N
Tax Annual Amount 2934
Middle/Junior High School Lucile Erwin
Standard Status Active
Elementary School District Thompson R2-J
Freehold IDX
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InteriorInterior Amenities Eat-in Kitchen Five Piece Bath Open Floorplan Pantry Walk-In Closet(s) Wet Bar
Basement Full
Fireplace Features Free Standing Gas Gas Log Living Room
Window Features Window Coverings
Half Baths 0
3/4 Baths 0
Laundry Features In Unit
Total Bedrooms 3
Total Baths 3
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ExteriorFencing Fenced Partial
Parking Features Heated Garage Oversized Tandem
Lot Features Level Sprinklers In Front
Water Source Public
Lot Size Acres 0.16
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* Excluded FeaturesList ByRe/Max Alliance-Ftc SouthBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,344
- Monthly Property Taxes
- $245
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Loveland, CO
Average List Price $713,121
Percent of Sale Price 13%
About Loveland, CO 76,459 Population
43% Since 2002
$ 62,013 Median Income
40.69 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3043349 Elementary School
3043707 Middle School
Loveland High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/24/2026 | $629,000 | | Listed Price |