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427 S Washington Street Spencer, IN $ 189,900
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427 S Washington Street
$ 189,900
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427 S Washington Street

Spencer, IN, 47460
$ 189,900
Bedrooms2 Baths1.0 Sq 1,040

Monthly Estimate*

$ 1,199

427 S Washington Street, Spencer, IN 47460 - Image 1
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427 S Washington Street, Spencer, IN 47460 - Image 3
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427 S Washington Street, Spencer, IN 47460 - Image 10

Single Family Home for sale in Spencer, IN

for $189,900 with 2 bedrooms and 1 full bath. This 1,040 square foot home was built in 1945 on a lot size of 0.2.

Charming 2-bedroom, 1-bath home offering a comfortable layout with an eat-in kitchen, living room, and convenient laundry/mud room with utility area. Enjoy the 6x13 covered front porch or the spacious 12x29 covered back patio, complete with a small storage room-perfect for outdoor entertaining and relaxing. The large fenced-in backyard provides plenty of room for pets, gardening, or outdoor activities. A great opportunity for a first-time buyer, downsizer, or investor!

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Single Family Active

Price

$ 189,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,050

Style

Ranch

Lot Size

0.2

Year Built

1945

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22122019
Features
Interior
Interior Amenities Hi-Speed Internet Availbl Eat-in Kitchen
Basement (Y/N) N
Half Baths 0
Laundry Features Main Level
Total Bedrooms 2
Main Level Bedrooms 2
Total Baths 1
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General
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Cable Available Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Negotiable
Appliances Dryer Disposal Gas Water Heater Microwave Electric Oven Range Hood Refrigerator Washer
Patio/Porch Features Covered
Architectural Style Ranch
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding
Year Built 1945
Electric 200+ Amp Service
Township Washington
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Accessibility Accessible Entrance Accessible Full Bath
County Owen
New Construction N
Property Type Residential
HOA N
Subdivision Name No Subdivision
Facing Direction East
Garage Y/N N
Total Rooms 5
Full Baths 1
Status Active
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 8712
Elementary School Spencer Elementary School
Property Attached Y/N N
Current Financing Conventional FHA USDA VA
Middle/Junior High School Owen Valley Middle School
Additional Parcels Y/N N
Standard Status Active
Tax Lot 115
Legal Description Spencer Lot 115
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Exterior
Fencing Chain Link Full
Parking Features Alley Access
Lot Features Sidewalks
Water Source Public
Foundation Details Block
Spa N
Building Area Total 1040
Lot Size Acres 0.2
Waterfront Y/N N
Horse Amenities None
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* Excluded Features
List By
Re/Max Select Associates, Inc.

Broker

cwesley@homefinder.org

Email

Affordability Calculator

$1,287
Per Month
93%
7%
0%
Monthly Principal & Interest
$1,199
Monthly Property Taxes
$88
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4046413 Elementary School
4046639 Middle School
Owen Valley Community High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
8/24/2026$189,900 Listed Price

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427 S Washington Street, Spencer, IN, 47460 is a Single Family Home for sale at $189,900 with 1,040 sqft and a lot size of 0.2. 427 S Washington Street has 2 bedrooms, 1.0 baths, and was built in 1945. The property's zip code is 47460 which is in Spencer, IN

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