295 Ten Stones Circle
Charlotte, VT, 05445 $ 699,900
Bedrooms3 Baths4.0 Sq 2,691 Monthly Estimate*
$ 4,834
Listed by Robbi Handy Holmes, BHHS Vermont Realty Group/S Burlington, 802-951-2128, robbihandyholmes@vtregroup.com
for $699,900 with 3 bedrooms and 4 full baths. This 2,691 square foot home was built in 1993 on a lot size of 0.5.
Huge Price Adjustment! Welcome to 295 Ten Stones Circle, a gem of a home offering character, creative space, and flexible living in the beautiful town of Charlotte, Vermont. Set among natural surroundings. The main level offers a first-floor office, inviting living space with a Jotul woodstove, and an open, easy-flowing layout that works beautifully for everyday living and entertaining. Whether hosting friends, gathering with family, or enjoying a quiet evening at home, the home's distinctive spaces provide plenty of room to make it your own. Upstairs, you'll find two bedrooms offering peaceful private retreats, while the home's lower level adds even more versatility. The walk-out accessory dwelling unit (ADU), with its own living space and separate entrance, offers exceptional flexibility for extended family, guests, a private home office, creative studio, or potential rental income. With its character-filled design and flexible spaces, this is a home that invites you to think creatively about how you live. Located in desirable Charlotte, you'll enjoy a wonderful balance of rural Vermont character and convenient access to Burlington, Shelburne, Lake Champlain, and area amenities.
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FeaturesInteriorBasement Description Apartment(s) Daylight Interior Stairs Storage Space Walkout
Interior Amenities Dining Area 1 Fireplace In-Law/ADU Kitchen Island Living/Dining Natural Light Basement Laundry
Basement Yes
Flooring Carpet Hardwood Tile
Beds 3
Total Rooms 8
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GeneralRoad Frontage No
Sewer 1000 Gallon Community Shared
Heating Propane Wood Baseboard Wood Stove
Cooling None
Utilities Propane Gas On-Site
Possession At Closing
Roof Shingle
Appliances Dryer Range Hood Gas Range Refrigerator Washer
Pets Allowed Yes Cats OK Dogs OK
Garage No
Flood Zone No
Zoning Residential
HOA Fee 715
3/4 Baths 2
Full Baths 2
Half Baths 0
Bathrooms 4
Year Built 1993
Electric Circuit Breaker(s)
Subdivision Ten Stones
Style Colonial Contemporary
Stories Count 3
Type Single Family
Property Condition Existing
Tax Year 2026
Assoc Fee Paid Per Quarterly
Status Detail 0
Covenants Yes
Construction Materials Wood Frame Vinyl Siding
Directions Route 7 South right on Bostwick Road right on Ten Stones Circle.
High School Champlain Valley UHSD #15
City Charlotte
Other Equipment CO Detector Smoke Detector
School District Champlain Valley UHSD 15
Seasonal No
Elementary School Charlotte Central School
Middle School Charlotte Central School
Tax Annual Amount 10136.47
DOM 46
Price Per Sq Ft Total AG 341.25
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ExteriorLot Features Country Setting Field/Pasture Subdivision Trail/Near Trail
Exterior Amenities Deck Garden Space Shed
Driveway Gravel
Lot Size Area 0.5
Water Source Community
Parking Features Driveway
Foundation Concrete
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* Excluded FeaturesList ByRobbi Handy HolmesListing Agent
Bhhs Vermont Realty Group/S BurlingtonBroker
robbihandyholmes@vtregroup.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,834
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Charlotte, VT
Average List Price $1,479,400
Percent of Sale Price 111%
About Charlotte, VT 3,742 Population
6% Since 2002
$ 122,633 Median Income
48.58 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
5412996 Elementary School
5412999 Middle School
Champlain Valley UHSD #15 High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/18/2026 | $699,900 | -9.69% | Price Down |
| 9/9/2026 | $775,000 | -2.52% | Price Down |
| 8/24/2026 | $795,000 | | Listed Price |