3217 MCMATH DRIVE Palm Harbor, FL $ 324,900
3217 MCMATH DRIVE
$ 324,900
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3217 MCMATH DRIVE

Palm Harbor, FL, 34684
$ 324,900
Bedrooms2 Baths2.0 Sq 1,332

Monthly Estimate*

$ 2,051

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Single Family Home for sale in Palm Harbor, FL

for $324,900 with 2 bedrooms and 2 full baths. This 1,332 square foot home was built in 1982 on a lot size of 0.09.

Tucked into the tree-lined streets of Highland Lakes, one of Palm Harbor's most beloved 55+ golf communities, this beautifully updated 2-bedroom, 2-bathroom villa is ready for its next owner to simply move in and enjoy. From the moment you step through the glass-inset front door into the vaulted foyer, it's clear this home has been thoughtfully cared for and tastefully refreshed from top to bottom. The open-concept living and dining area is bathed in natural light and finished with wood style flooring that flows throughout the entire home. A separate formal dining area, illuminated by a designer chandelier, adds a touch of elegance for holiday gatherings and dinner parties. The kitchen is a true showstopper, featuring crisp white shaker cabinetry, appliances, sleek countertops, all wrapped in a layout that keeps the cook connected to the rest of the home. In the kitchen, a versatile dining nook offers the perfect spot for casual meals. Retreat to the spacious primary suite, complete with a generous closet and a spa-inspired en-suite bathroom boasting a walk-in shower, dual granite vanities, and elegant tile work. The comfortable second bedroom sits near a fully updated guest bathroom, making this layout ideal for visitors, a home office, or a hobby room. Outside, the home's classic Florida charm continues with crisp white stucco, cedar-toned board-and-batten gable accents, and cheerful green shutters, all framed by mature landscaping, a flowering crape myrtle, and swaying palms. Highland Lakes is one of Pinellas County's premier 55+ communities, offering residents access to a private golf course, community pools, tennis courts, a clubhouse with an active social calendar, and a boat ramp with access to Lake Tarpon — all for remarkably low HOA dues. Enjoy the Florida lifestyle just minutes from Innisbrook Golf Resort, John Chesnut Sr. Park, the Gulf beaches, and easy access to Tampa International Airport. This is Florida living at its most carefree — schedule your private showing today.

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Single Family Active

Price

$ 324,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,653

Style

Ranch

Lot Size

0.09

Year Built

1982

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8541591

Features
General
Sewer Public Sewer
Heating Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Available Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Cooktop Dishwasher Microwave Range Refrigerator
Zoning RPD-7.5
HOA Fee 164
Garage Spaces 2
Association Fee Includes Community Pool Maintenance Grounds Recreational Facilities
Architectural Style Ranch
Construction Materials Wood Frame
Pets Allowed Yes
Year Built 1982
Levels One
Property Subtype Villa
Tax Year 2025
Ownership Condominium
Community Features Clubhouse Golf Restaurant Sidewalks
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HIGHLAND LAKES
Facing Direction West
Garage Y/N true
Total Rooms 5
Full Baths 2
Status Active
Directions Tampa Road to Lake Saint George to McMath Drive
City PALM HARBOR
Association Name Scarlet Roach
Senior Community Y/N true
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 4125
Carport Spaces 0
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N true
Land Lease Y/N false
Tax Annual Amount 1653.68
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8541591
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 98
Legal Description HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 98
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 164
Monthly Condo Fee Amount 164
Additional Rooms Family Room Formal Dining Room Separate
Water View Y/N false
Flood Zone Code X
In Law Suite YN false
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Interior
Interior Amenities Ceiling Fan(s) Open Floorplan Window Treatments
Flooring Luxury Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Common Walls End Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Private Mailbox Sidewalk
Parking Features Driveway Garage Door Opener
Lot Features Landscaped
Water Source Public
Lot Size Area 4125
Foundation Details Slab
Building Area Total 1332
Lot Size Acres 0.09
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Realuxe

Broker

mandria@realuxerealestate.com

Email

Affordability Calculator

$2,189
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,051
Monthly Property Taxes
$138
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/24/2026$324,900 Listed Price

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3217 MCMATH DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $324,900 with 1,332 sqft and a lot size of 0.09. 3217 MCMATH DRIVE has 2 bedrooms, 2.0 baths, and was built in 1982. The property's zip code is 34684 which is in Palm Harbor, FL