551 E Church Street Frederick, MD $ 450,000
551 E Church Street
$ 450,000
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551 E Church Street

Frederick, MD, 21701
$ 450,000
Bedrooms3 Baths1.1 Sq 1,305

Monthly Estimate*

$ 2,841

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Single Family Home for sale in Frederick, MD

for $450,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,305 square foot home was built in 1930 on a lot size of 0.17.

Meticulously maintained solid brick Cape Cod ideally located in the heart of Downtown Frederick! This move-in-ready home offers the perfect blend of timeless character, thoughtful updates, and exceptional pride of ownership. The main level features a spacious living room, formal dining room, updated kitchen, convenient first-floor bedroom, half bath, and an enclosed rear porch that provides additional flexible living space. Upstairs, you'll find two generously sized bedrooms and a full bath. The large unfinished basement offers abundant storage and excellent potential for future finished living space. Previously installed drain tile helps keep the basement dry, providing added peace of mind. Outdoor amenities are equally impressive, including a welcoming covered front porch, a beautifully landscaped, fully fenced backyard with paver patio that is enclosed by an elegant wrought-iron fence, a detached garage, and off-street parking for up to three vehiclesan exceptional find in downtown Frederick. Located just a few blocks from vibrant Market Street, Carroll Creek, restaurants, shopping, parks, and entertainment, this turnkey home offers the charm of downtown living with the convenience and space today's buyers are looking for.

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Single Family Active

Price

$ 450,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 5,013

Style

Cape Cod

Lot Size

0.17

Year Built

1930

Town/City

Frederick

County/Region

Frederick

MLS | Web ID

MDFR2083490

Features
General
Living Area 1305
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession Settlement
Appliances Built-In Microwave Dishwasher Disposal Dryer Oven/Range - Electric Refrigerator Stainless Steel Appliances Washer
Zoning M1
Garage Spaces 2.00
Patio/Porch Features Patio(s)
Architectural Style Cape Cod
Construction Materials Brick
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 1930
Levels 2
Tax Year 2026
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County FREDERICK
New Construction N
Property Type Residential
HOA N
Subdivision Name DOWNTOWN FREDERICK
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 1
Status ACTIVE
Directions FROM EAST STREET GO EAST DOWN CHURCH STREET. 551 EAST CHURCH IS ON THE RIGHT. PARK IN THE BACK ON THE NEW PAD
City FREDERICK
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 7405.00
Tax Annual Amount 5013.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 344.83
Vacation Rental Y/N N
Standard Status Active
Year Built Source Estimated
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Interior
Interior Amenities Dining Area Entry Level Bedroom Floor Plan - Traditional Formal/Separate Dining Room Wood Floors
Heating Fuel Natural Gas
Basement Full Improved Interior Access Poured Concrete Unfinished Water Proofing System
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1305
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Bonus Room
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Extensive Hardscape Sidewalks Street Lights
Pool No Pool
Fencing Fully Wrought Iron
Lot Features Rear Yard Level
Water Source Public
Garage Features Additional Storage Area Garage - Rear Entry Oversized
Type of Parking Alley Detached Garage Off Street
Foundation Details Block
Water View Y/N N
Lot Size Acres 0.17
Lot Size Source Estimated
Waterfront Y/N N
Land Assessed Value 186700.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 551
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* Excluded Features
List By
Charis Realty Group

Broker

realtorsharonlelm@gmail.com

Email

Affordability Calculator

$3,259
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,841
Monthly Property Taxes
$418
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533201 Elementary School
3533240 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/24/2026$450,000 Listed Price

Map


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551 E Church Street, Frederick, MD, 21701 is a Single Family Home for sale at $450,000 with 1,305 sqft and a lot size of 0.17. 551 E Church Street has 3 bedrooms, 1.1 baths, and was built in 1930. The property's zip code is 21701 which is in Frederick, MD