2103 N FSR 289 -- Payson, AZ $ 4,500,000
2103 N FSR 289 --
$ 4,500,000
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2103 N FSR 289 --

Payson, AZ, 85541
$ 4,500,000
Bedrooms7 Baths4.0 Sq 3,400

Monthly Estimate*

$ 28,413

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Single Family Home for sale in Payson, AZ

for $4,500,000 with 7 bedrooms and 4 full baths. This 3,400 square foot home was built in 1966 on a lot size of 4.58.

A truly rare opportunity to own a private, gated creekside retreat encompassing 4.58 acres of natural beauty, tranquility and historic Arizona charm. With approximately 400 feet of Tonto Creek frontage, this remarkable property offers the soothing sounds of the creek, a fishing pond, towering pines and thoughtfully designed gathering spaces throughout. Total square footage, bedrooms and bathrooms shown in the listing include both the main and guest cabins. The 1,800+ square-foot main cabin features 4 bedrooms, 2 bathrooms, a spacious kitchen with granite countertops and breakfast bar, and an inviting living area centered around a natural-stone fireplace. French doors open to a sunroom overlooking the pond and peaceful wooded surroundings. The separate guest cabin provides approximately 1,600 square feet with 3 bedrooms, 2 bathrooms, a large kitchen, fireplace, pellet stove, spacious family room, two separate entrances and two private patios--ideal for guests, extended stays or a variety of other possibilities. A historic barn adds distinctive character and offers flexible space for gatherings and events, complemented by an outdoor BBQ area and large ramada. Additional improvements include a detached two-car garage with an attached workshop and storage area, plus a separate additional building. Outdoor amenities include a covered pavilion and patios, hot tub, sauna, an expansive newer deck overlooking the creek, and a gas fire pit within a built-in creekside gathering area. Whether envisioned as a private retreat, multigenerational property or an extraordinary setting with future possibilities, this one-of-a-kind creekfront offering would be difficult to duplicate. Zoned General Use (GU) and Agricultural, with documented Tonto Creek water rights. Buyer to independently verify permitted uses, square footage and all facts material to the buyer. Experience this remarkable slice of heaven on earth.

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Single Family Active

Price

$ 4,500,000

Bedrooms

7

Full Bath

4

Property Type

Single Family

Taxes

$ 8,265

Style

Residential

Lot Size

4.58

Year Built

1966

Town/City

Payson

County/Region

Gila

MLS | Web ID

7070441

Features
Interior
Interior Amenities Granite Counters Double Vanity Breakfast Bar Vaulted Ceiling(s)
Flooring Other Carpet Laminate Linoleum Vinyl Stone
Fireplace Features Wood Burning Stove Pellet Stove Fire Pit Other See Remarks Living Room
Total Stories 2
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Skylight(s) Dual Pane
Fireplace Y/N Y
Laundry Features Inside
Total Bedrooms 7
Total Baths 4
Bedrooms Possible 7
Built-in Microwave True
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General
Sewer Septic in & Cnctd Septic Tank
Heating Forced Air Baseboard Other See Remarks Electric
Cooling Central Air Ceiling Fan(s)
Utilities Butane/Propane
Possession Close Of Escrow
Roof Composition
Garage Spaces 2.0
Association Fee Includes No Fees
Construction Materials Log Siding Wood Frame Stone
Year Built 1966
View Mountain(s)
Township 11N
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Gila
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name TONTO CREEK ESTATES
Green Water Conservation Tankless Ht Wtr Heat
Other Structures Workshop Shed(s) Barn(s) Separate Guest House Gazebo
Total Rooms 0
Special Listing Conditions N/A
Status Active
Directions Hwy 260 East from Payson to Forest Service Rd 289 (also known as Zane Grey Hwy) and turn left. Go approximately 2 miles to gated property on right (brown sign past Christian Camp shows 2097 before ga
High School Payson High School
City Payson
Disclosures Agency Discl Req Seller Discl Avail
High School District Payson Unified District
Open Parking Spaces 0.0
Lot Size Units Square Feet
Lot Size Square Feet 199505.0
Carport Spaces 0.0
Carport Y/N N
Spa Features Above Ground
Elementary School Payson Elementary School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 8265.0
Home Warranty Y/N N
Current Financing Non Assumable
Middle/Junior High School Rim Country Middle School
Lease Renewal Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Builder Name Unknown
Standard Status Active
Occupancy Type Owner
Elementary School District Payson Unified District
Tax Lot 7
New Financing: Conventional True
Senior Community N
New Financing: FHA True
Ttl Monthly Fee Equiv 0.0
New Financing Cash True
New Financing: VA True
property sub type=N True
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Exterior
Exterior Amenities Playground Other Private Street(s) Private Yard Screened in Patio(s) Storage Built-in Barbecue
Fencing See Remarks Other Block Partial
Parking Features Detached Garage RV Access/Parking Gated Separate Strge Area Detached
Lot Features Rural Street(s) Not Paved Borders Preserve/Public Land Waterfront Lot Grass Front Grass Back
Water Source Pvt Water Company
Lot Size Area 199505.0
Spa Y
Lot Size Acres 4.58
Lot Size Source Assessor
Waterfront Y/N Y
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility County Maintained Road
Horse Y/N Y
Horse Amenities See Remarks Barn
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 2103
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* Excluded Features
List By
Present Properties

Broker

brokerandtrainer@gmail.com

Email

Affordability Calculator

$29,102
Per Month
98%
2%
0%
Monthly Principal & Interest
$28,413
Monthly Property Taxes
$689
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4894754 Elementary School
4899228 Middle School
Payson High School High School
Pricing History
DatePricePrice ChangeDescription
8/23/2026$4,500,000 Listed Price

Map


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2103 N FSR 289 --, Payson, AZ, 85541 is a Single Family Home for sale at $4,500,000 with 3,400 sqft and a lot size of 4.58. 2103 N FSR 289 -- has 7 bedrooms, 4.0 baths, and was built in 1966. The property's zip code is 85541 which is in Payson, AZ