25 Prospect Street
Utica, NY, 13501 $ 225,000
Bedrooms4 Baths3.0 Sq 1,802 Monthly Estimate*
$ 1,421
for $225,000 with 4 bedrooms and 3 full baths. This 1,802 square foot home was built in 1920 on a lot size of 0.0886.
Welcome to 25 Prospect St, a charming and spacious South Utica home filled with character and room to spread out! Offering 4 bedrooms and 3 baths, this home features beautiful high ceilings, generously sized bedrooms, and a warm, inviting layout. The first floor welcomes you with a spacious living room, formal dining room, and kitchen, creating the perfect setting for both everyday living and entertaining. Upstairs, you’ll find a huge sunroom filled with possibilities—an ideal place to relax, unwind, or enjoy your morning coffee. The third-floor attic offers two additional finished bonus spaces, perfect for a home office, hobby room, storage, or other flexible use. Additional updates include a newer gas hot water tank and furnace, along with vinyl windows for added comfort and efficiency. Outside, enjoy a private fenced-in backyard with plenty of space to relax, garden, or entertain, plus a driveway for convenient off-street parking. Conveniently located close to shopping, dining, schools, parks, and everything South Utica has to offer, this home combines space, character, and convenience in one inviting package!
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FeaturesInteriorInterior Amenities CeilingFans SeparateFormalDiningRoom SeparateFormalLivingRoom HomeOffice KitchenIsland
Basement Full
Flooring Carpet Hardwood Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features UpperLevel
Total Bedrooms 4
Main Level Bedrooms 0
Main Level Bathrooms 3
Total Baths 3
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GeneralSewer Connected
Heating Gas ForcedAir
Utilities ElectricityConnected SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances ElectricOven ElectricRange GasWaterHeater Refrigerator
Garage Spaces 0.0
Architectural Style TwoStory
Construction Materials FiberCement
School District Utica
Year Built 1920
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Oneida
Property Type Residential
Garage Y/N No
Total Rooms 13
Full Baths 3
Status Active
City Utica
Senior Community Y/N No
High School District Utica
Number Of Units Total 0
MLS Area Utica-City-301600
Lot Size Units Acres
Lot Size Square Feet 3861.0
Year Built Details Existing
Tax Annual Amount 5228.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1709133
Standard Status Active
Middle/Junior School District Utica
Elementary School District Utica
Tax Assessed Value 72400
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 56
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ExteriorExterior Amenities BlacktopDriveway
Parking Features NoGarage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.0886
Foundation Details Block
Building Area Total 1802.0
Lot Dimensions 39X99
Lot Size Acres 0.0886
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $1,421
- Monthly Property Taxes
- $436
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Utica, NY
Average List Price $235,284
Percent of Sale Price 5%
About Utica, NY 61,376 Population
1% Since 2002
$ 32,748 Median Income
36.3 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
247699 Elementary School
246707 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/23/2026 | $225,000 | | Listed Price |