12231 Water St Locke, NY $ 219,900
12231 Water St
$ 219,900
Recently Listed
Share Save

12231 Water St

Locke, NY, 13092
$ 219,900
Bedrooms3 Baths2.0 Sq 1,992

Monthly Estimate*

$ 1,388

12231 Water St, Locke, NY 13092 - Image 1
12231 Water St, Locke, NY 13092 - Image 2
12231 Water St, Locke, NY 13092 - Image 3
12231 Water St, Locke, NY 13092 - Image 4
12231 Water St, Locke, NY 13092 - Image 5
12231 Water St, Locke, NY 13092 - Image 6
12231 Water St, Locke, NY 13092 - Image 7
12231 Water St, Locke, NY 13092 - Image 8
12231 Water St, Locke, NY 13092 - Image 9
12231 Water St, Locke, NY 13092 - Image 10
12231 Water St, Locke, NY 13092 - Image 11
12231 Water St, Locke, NY 13092 - Image 12
12231 Water St, Locke, NY 13092 - Image 13
12231 Water St, Locke, NY 13092 - Image 14
12231 Water St, Locke, NY 13092 - Image 15
12231 Water St, Locke, NY 13092 - Image 16
12231 Water St, Locke, NY 13092 - Image 17

Single Family Home for sale in Locke, NY

for $219,900 with 3 bedrooms and 2 full baths. This 1,992 square foot home was built in 1910 on a lot size of 0.2.

If you’ve been looking for a home with character, space, and an unbeatable Finger Lakes location, this may be the one! This beautifully maintained 3 bedroom, 2 bath home offers 1,992 square ft of living space with gorgeous hardwood floors, beautiful woodwork, and a spacious open floor plan. The large kitchen features abundant cabinetry and a center island, making everyday living easy and comfortable. The private primary suite is your own retreat, complete with a spa-inspired bathroom featuring a jetted soaking tub beneath skylights and a private balcony overlooking the backyard. Outside, you’ll love the welcoming wrap-around front porch and the impressive 27’ × 30’ detached garage with 12-foot ceilings—perfect for a workshop, storage, or ready for an automotive lift. Conveniently located in the heart of the Finger Lakes near Fillmore Glen State Park, 25 minutes to Cornell University, 30 minutes to Ithaca, Cortland & Auburn, 45 minutes to Syracuse & Binghamton. Enjoy easy access to hiking, waterfalls, wineries, breweries, and everything the Finger Lakes has to offer.

See more

Single Family Active

Price

$ 219,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,928

Style

Colonial,TwoStory

Lot Size

0.2

Year Built

1910

Town/City

Locke

County/Region

Cayuga

MLS | Web ID

R1708937

Features
Interior
Interior Amenities BreakfastBar CathedralCeilings EatInKitchen SeparateFormalLivingRoom LivingDiningRoom
Basement DirtFloor ExteriorEntry Full WalkUpAccess
Flooring Carpet Hardwood Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features UpperLevel
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 0
Total Baths 2
See more
General
Sewer SepticTank
Heating Geothermal ForcedAir
Utilities CableAvailable HighSpeedInternetAvailable WaterConnected
Possession CloseOfEscrow
Roof Architectural Shingle
Appliances DoubleOven ElectricCooktop GasWaterHeater Microwave WaterSoftenerOwned
Garage Spaces 2.0
Patio/Porch Features Balcony Covered Porch
Architectural Style Colonial TwoStory
Construction Materials AtticCrawlHatchwaysInsulated BlownInInsulation SprayFoamInsulation VinylSiding
School District Moravia
Year Built 1910
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Cayuga
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 7
Full Baths 2
Status Active
High School Moravia Junior-Senior High
City Locke
High School District Moravia
Number Of Units Total 0
MLS Area Locke-053600
Lot Size Units Acres
Elementary School Millard Fillmore Elementary
Year Built Details Existing
Tax Annual Amount 3928.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Moravia
Elementary School District Moravia
Tax Assessed Value 132300
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 26
See more
Exterior
Exterior Amenities Balcony GravelDriveway
Parking Features Detached Electricity Garage Storage WorkshopInGarage Driveway
Lot Features IrregularLot
Water Source Connected Public
Lot Size Area 0.2
Foundation Details Stone
Building Area Total 1992.0
Lot Dimensions 90X90
Lot Size Acres 0.2
Waterfront Y/N No
Road Frontage Type MainThoroughfare
See more
Internal Only
Street Number 1 12231
See more
* Excluded Features
List By
Land Of Lakes Realty, Inc.

Broker

(315) 730-7882

Phone

Affordability Calculator

$1,716
Per Month
81%
19%
0%
Monthly Principal & Interest
$1,388
Monthly Property Taxes
$327
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
3324038 Elementary School
3324020 Middle School
Moravia Junior-Senior High High School
Pricing History
DatePricePrice ChangeDescription
8/22/2026$219,900 Listed Price

Map


See all

12231 Water St, Locke, NY, 13092 is a Single Family Home for sale at $219,900 with 1,992 sqft and a lot size of 0.2. 12231 Water St has 3 bedrooms, 2.0 baths, and was built in 1910. The property's zip code is 13092 which is in Locke, NY