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33 Sandy Lane Surf City, NC $ 990,000
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33 Sandy Lane
$ 990,000
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33 Sandy Lane

Surf City, NC, 28445
$ 990,000
Bedrooms4 Baths3.0 Sq 2,311

Monthly Estimate*

$ 6,251

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Single Family Home for sale in Surf City, NC

for $990,000 with 4 bedrooms and 3 full baths. This 2,311 square foot home was built in 2020 on a lot size of 0.2.

33 Sandy Ln, Surf City, NC 28445 - Compelling turn-key coastal home ideal for short-term rental income or as a primary residence. This well priced, fully furnished home is turn-key ready for an investor seeking an addition to a property portfolio or for a family's primary residence (or home away from home!). Pride of ownership shows through on this 4 bed / 3 bath / 2,311 sq ft home because it was maintained as a primary residence up until July (2026) when it was converted to a Short-Term Rental (STR). As an STR, it has performed extremely well! Located in the Sandy Ridge neighborhood of Surf City, it sits on a quiet cul-de-sac lot, with an open floorplan and water views of the Intercoastal Waterway (ICW). Its less then 5 mins walking distance to the beach and private beach access via Sandy Ridge's two deeded boardwalks make this an ideal spot for families and renters. The area is also highly walkable and bikeable, featuring trails that connect to Island Oaks and Pleasant Cove neighborhoods. There is no HOA, however, homeowners have the optional opportunity to join the Island Oaks HOA and Water Access Community for an annual fee of $500. Residents gain access to a day dock, boat ramp, and gazebo, with a canal providing ICW access in just minutes. STR Potential • Already set up and onboarded with a trusted property management company. • Fully furnished • Private boardwalk beach access just minutes away, plus ICW/marsh/sound views that guests love for sunsets, kayaking, paddleboarding, and quiet outdoor time. • Four covered decks, • Detached, fully finished flex space (183 additional sq ft, insulated with a mini-split HVAC) that can serve as an extra sleeping area, kids' retreat, office, or hobby space--boosting occupancy flexibility and nightly rates. • Interior elevator for multi-level accessibility • High-end, durable finishes (LVP flooring throughout, granite counters, electric induction range, tankless water heater, custom cabinetry with lit closets/pantry, premium window treatments + solar tinting, keyless entry) that hold up well under rental use and photograph beautifully. • Outdoor shower, beach-gear storage, privacy-fenced backyard (room for kids, pets, or a future pool), and ample parking. • Stylish furnishings that may convey with an acceptable offer, reducing startup costs. • Quiet interior neighborhood setting that appeals to families seeking a peaceful baseclose to Surf City shops/restaurants (<2 miles) and Topsail Beach (<5 miles), while still delivering the classic beach lifestyle (surfing, beachcombing, cycling, walking). Outstanding as a Primary Home. A wonderful place to call home. This home is made for full-time living--refined enough to feel special every day, yet easy and low maintenance so you can simply enjoy it. The reverse open plan invites light and views into every space, while the elevator keeps all levels comfortably within reach. Thoughtful storage, beautiful appliances, a gas fireplace, and covered outdoor areas make daily life feel effortless and welcoming. Tucked on a quiet cul-de-sac away from the main road, with no HOA restrictions, a fenced backyard, and the beach just moments away, it offers that rare balance of peaceful privacy and everyday convenience. Whether you're settling in for a quiet off-season afternoon or gathering with family and friends, the generous indoor and outdoor spaces feel ready for both.

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Single Family Active

Price

$ 990,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 6,153

Style

Single Family Residence

Lot Size

0.2

Year Built

2020

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100597977
Features
General
Living Area 2311.0
Heating Propane Heat Pump Fireplace(s) Electric
Cooling Central Air Ceiling Fan(s) Heat Pump
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Architectural Shingle
Appliances Built-In Microwave Refrigerator Disposal Dishwasher Electric Range
Zoning INCORP
Patio/Porch Features Covered Deck Patio Porch Front Porch Rear Porch
Pool Features None
Construction Materials Vinyl Siding Wood Frame
Year Built 2020
View Canal ICW Marsh Sound Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Taxes 6153.7
Parcel Number 4234-03-8769-0000
Waterfront Features Deeded Beach Access
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage N
Subdivision Name Sandy Ridge
Garage Y/N N
Other Structures See Remarks Storage Outbuilding
Total Rooms 7
Full Baths 3
Status Active
Directions Two miles south of Surf City bridge take a right on Sandy Ln home is near the end of the street on the right.
High School Topsail
City Surf City
Lot Size Units Acres
Lot Size Square Feet 8538.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Virtual Tour https://listings.lighthousevisuals.com/sites/elvlyqnl/unbranded
Structure Type Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 452478
Tax Lot 33
Legal Description L33 PB 27/105 SANDY RIDGE
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Interior
Interior Amenities Vaulted Ceiling(s) High Ceilings Entrance Foyer Mud Room Kitchen Island Ceiling Fan(s) Elevator Furnished Pantry Reverse Floor Plan Walk-in Shower Blinds/Shades Gas Log Tile Counters
Flooring LVT/LVP Tile
Furnished Y/N Negotiable
Water Heater Propane Tankless
Fireplace Features Gas Log
Master Bed Level Primary Living Area
Total Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features In Hall Laundry Closet
Total Bedrooms 4
Attic Features Pull-Down Stairs
Entry Level 2
Room Type Living Room Dining Room Dining Area Master Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Bathroom 1 Bathroom 2 Bathroom 3 Laundry Utility Room
Total Baths 3
Living Area Range 2200 - 2399
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Exterior
Exterior Finish Vinyl Siding
Fencing Privacy Vinyl
Parking Features Concrete Off Street Underhouse
Lot Features Deeded Beach Access
Water Source Public
Total Parking 0.0
Lot Size Area 0.2
Foundation Details Other Pilings
Spa N
Building Area Total 2311.0
Lot Dimensions 60x166x168x60
Lot Size Acres 0.2
Road Surface Type Paved
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type City Street State Road Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 33
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* Excluded Features
List By
Andrew Davis

Listing Agent

Real Broker Llc

Broker

andrew@quietwatersrealtygroup.com

Email

Affordability Calculator

$6,764
Per Month
92%
8%
0%
Monthly Principal & Interest
$6,251
Monthly Property Taxes
$513
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
See complete school information
Pricing History
Date Price Price Change Description
8/22/2026 $990,000 Listed Price

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33 Sandy Lane, Surf City, NC, 28445 is a Single Family Home for sale at $990,000 with 2,311 sqft and a lot size of 0.2. 33 Sandy Lane has 4 bedrooms, 3.0 baths, and was built in 2020. The property's zip code is 28445 which is in Surf City, NC

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