490 N Cherry Court
Monticello, FL, 32344 $ 254,000
Bedrooms2 Baths2.0 Sq 1,411 Monthly Estimate*
$ 1,604
for $254,000 with 2 bedrooms and 2 full baths. This 1,411 square foot townhouse was built in 2005 on a lot size of 0.05.
This is the kind of home you can move into and simply enjoy. Located in Cherry Street Square, a desirable community in the heart of historic Monticello, this immaculate two-bedroom, two-bath townhome with a bonus room or office has been thoughtfully updated from top to bottom. The interior feels fresh, bright and completely move-in ready, with luxury vinyl plank flooring, updated doors and windows, modern hardware and fixtures, and a full suite of kitchen appliances, all completed in 2022. Since then, the owners have continued improving the home with new gutters, toilets and faucets, an insulated garage door, storm door, smoke and carbon monoxide detectors, updated electrical switches and outlets, a new water heater, kitchen faucet and roof. The enclosed screened porch was added in 2025, creating a comfortable place to enjoy your morning coffee or unwind at the end of the day. A one-car garage, private driveway and back patio provide the space and convenience that can be difficult to find in townhome living. The HOA handles the yardwork and fence maintenance, giving you more time to enjoy your home—and far less time worrying about upkeep. From Cherry Court, you can walk or bike beneath Monticello’s canopy-lined streets to locally owned restaurants, coffee shops, boutiques, antique stores, craft shops and outdoor sporting stores. Downtown is centered around its historic courthouse and filled with preserved architecture, including the Monticello Opera House, giving the town a character that feels distinctly different from anywhere else in North Florida. It offers a slower pace without feeling disconnected, with Tallahassee approximately 25 miles away. Immaculately maintained, extensively updated and positioned in one of Monticello’s most convenient communities, this home offers an opportunity to simplify without sacrificing comfort, quality or location.
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FeaturesGeneralLiving Area 1411.0
Heating Central Electric Fireplaces
Cooling CentralAir CeilingFans Electric
Appliances Dishwasher Oven Range Refrigerator
HOA Fee 1580.0
Garage Spaces 1.0
Association Fee Includes CommonAreas MaintenanceGrounds PestControl
Patio/Porch Features Patio
Architectural Style OneStory Traditional
Construction Materials FiberCement
Year Built 2005
View None
Stories Count 1
Property Subtype Townhouse
County Jefferson
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Garden Home
Garage Y/N Y
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions Cherry St to Cherry Ct first house on left
High School Jefferson County K-12 School
City Monticello
Senior Community Y/N N
MLS Area Jefferson
Carport Y/N N
Listing Terms Cash Conventional FHA VaLoan
Elementary School Jefferson County K-12 School
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Jefferson County K-12 School
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Lot 40
Property Sub Type Additional Townhouse
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InteriorInterior Amenities HighCeilings SunRoom WalkInClosets
Flooring EngineeredHardwood Plank Vinyl
Fireplace Features Electric
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Total Bedrooms 2
Room Type Other Sunroom UtilityRoom
Total Baths 2
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ExteriorFencing Partial Privacy
Parking Features Garage OneCarGarage
Spa N
Building Area Total 1411.0
Lot Size Acres 0.05
Road Surface Type Paved
Private Pool N
Waterfront Y/N N
Crops Included Y/N N
Road Responsibility PrivateMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $1,604
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTownhouse listings in Monticello, FL
Average List Price $254,000
Percent of Sale Price 0%
About Monticello, FL 2,600 Population
6% Since 2002
$ 30,525 Median Income
42.89 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
5353602 Elementary School
5353604 Middle School
Jefferson County K-12 School High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/22/2026 | $254,000 | | Listed Price |