440 Main Street Ramona, CA ^$ 625,000

440 Main Street

^$ 625,000

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Recently Listed

440 Main Street

Ramona, CA, 92065

^$ 625,000

Studio Baths0.0

Monthly Estimate*

^$ 3,946

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Studio

Multi-Family Home for sale in Ramona, CA

for $625,000. The lot size is 0.159986.

Duplex and Development Opportunity on Main Street! Unique investment opportunity in the heart of Ramona! This remodeled duplex sits on a spacious commercially zoned parcel with prominent Main Street frontage, while the residences are set back from the road with convenient alley access. Offering multiple possibilities, live in one unit and rent the other, lease both for income, or explore the future development potential of the property. The generous lot and commercial zoning create added flexibility for an investor, owner-user, or developer looking to maximize the propertys potential. Both units feature LVP flooring throughout, installed in 2022, with one unit offering an updated kitchen. Each unit is 1 bed and 1 bath. Each provides comfortable, low-maintenance living with off-street parking and outdoor space. Ideally located within walking distance of downtown Ramonas restaurants, shops, services, and local businesses.

Multi-Family Active

Price

^$ 625,000

Bedrooms

Studio

Property Type

Multi-Family

Taxes

^$ 0

Style

Res Income 2-4 Units

Lot Size

0.159986

Town/City

Ramona

County/Region

San Diego

MLS | Web ID

NDP2607912

Features

General

Cooling Wall/Window

Zoning Assessor

HOA Fee 0.0

Pool Features N/K

Year Built 0

Property Subtype Res Income 2-4 Units

County San Diego

Operating Expense 0.0

New Construction N

Property Type Residential Income

HOA N

Attached Garage N

Status ACTIVE

Directions Located off the alley behind Main St. Use 5th or 4th St.

City Ramona

Senior Community Y/N N

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 6969.0

Property Attached Y/N N

Building Area Units Sqft

Living Area Units Sqft

Standard Status Active

Cap Rate 0.0

Freehold IDX

Exterior

Lot Size Area 0.16

Number of Buildings 1

Building Area Total 0.0

Waterfront Y/N N

Interior

Total Stories 1

Air Conditioning Y/N N

Heating Y/N N

Fireplace Y/N N

Half Baths 0

Total Bedrooms 0

Total Baths 0

* Excluded Features

List By

Sarah Dettmann

Listing Agent

Real Brokerage Technologies

Broker

(760) 826-9818

Phone

Affordability Calculator

$3,946

Per Month

Monthly Principal & Interest: $3,946
Monthly Property Taxes: --
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Ramona, CA

Average List Price ^$1,359,750

Percent of Sale Price 118%

About Ramona, CA

21,259 Population

9% Since 2002

^$68,724 Median Income

37.86 Median Age

31% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

281193 Elementary School

281006 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/21/2026	$625,000		Listed Price

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440 Main Street, Ramona, CA, 92065 is a Multi-Family Home for sale at $625,000 with a lot size of 0.159986. 440 Main Street is a studio with 0.0 baths. The property's zip code is 92065 which is in Ramona, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of The Internet Data Exchange Program of San Diego Multiple Listing Service, Inc.

This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by San Diego Multiple Listing Service, Inc. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright.

Data is updated as of 8/22/2026.

CA BRE #019180026.

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440 Main Street

Multi-Family Home for sale in Ramona, CA

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