440 Main Street Ramona, CA ^$ 625,000

440 Main Street

^$ 625,000

Back to search

Recently Listed

440 Main Street

Ramona, CA, 92065

^$ 625,000

Studio Baths0.0 Sq 784

Monthly Estimate*

^$ 3,946

Listed by Real Brokerage Technologies

440 Main Street, Ramona, CA 92065 - Image 1

440 Main Street, Ramona, CA 92065 - Image 2

440 Main Street, Ramona, CA 92065 - Image 3

440 Main Street, Ramona, CA 92065 - Image 4

440 Main Street, Ramona, CA 92065 - Image 5

440 Main Street, Ramona, CA 92065 - Image 6

440 Main Street, Ramona, CA 92065 - Image 7

440 Main Street, Ramona, CA 92065 - Image 8

440 Main Street, Ramona, CA 92065 - Image 9

440 Main Street, Ramona, CA 92065 - Image 10

440 Main Street, Ramona, CA 92065 - Image 11

440 Main Street, Ramona, CA 92065 - Image 12

440 Main Street, Ramona, CA 92065 - Image 13

440 Main Street, Ramona, CA 92065 - Image 14

440 Main Street, Ramona, CA 92065 - Image 15

440 Main Street, Ramona, CA 92065 - Image 16

440 Main Street, Ramona, CA 92065 - Image 17

440 Main Street, Ramona, CA 92065 - Image 18

440 Main Street, Ramona, CA 92065 - Image 19

440 Main Street, Ramona, CA 92065 - Image 20

440 Main Street, Ramona, CA 92065 - Image 21

440 Main Street, Ramona, CA 92065 - Image 22

440 Main Street, Ramona, CA 92065 - Image 23

440 Main Street, Ramona, CA 92065 - Image 24

440 Main Street, Ramona, CA 92065 - Image 25

440 Main Street, Ramona, CA 92065 - Image 26

440 Main Street, Ramona, CA 92065 - Image 27

440 Main Street, Ramona, CA 92065 - Image 28

440 Main Street, Ramona, CA 92065 - Image 29

440 Main Street, Ramona, CA 92065 - Image 30

View a Virtual Tour

Studio

Multi-Family Home for sale in Ramona, CA

for $625,000. This 784 square foot home was built in 1945 on a lot size of 0.16.

Duplex and Development Opportunity on Main Street! Unique investment opportunity in the heart of Ramona! This remodeled duplex sits on a spacious commercially zoned parcel with prominent Main Street frontage, while the residences are set back from the road with convenient alley access. Offering multiple possibilities, live in one unit and rent the other, lease both for income, or explore the future development potential of the property. The generous lot and commercial zoning create added flexibility for an investor, owner-user, or developer looking to maximize the property’s potential. Both units feature LVP flooring throughout, installed in 2022, with one unit offering an updated kitchen. Each unit is 1 bed and 1 bath. Each provides comfortable, low-maintenance living with off-street parking and outdoor space. Ideally located within walking distance of downtown Ramona’s restaurants, shops, services, and local businesses.

Multi-Family Active

Price

^$ 625,000

Bedrooms

Studio

Property Type

Multi-Family

Taxes

^$ 0

Style

Lot Size

0.16

Year Built

1945

Town/City

Ramona

County/Region

San Diego

MLS | Web ID

NDP2607912

Days on Market

Features

General

Sewer Public Sewer

Cooling Wall/Window Unit(s)

Appliances Electric Oven Electric Range Electric Water Heater Microwave Refrigerator

Zoning COMMERCIAL

HOA Fee 0

Garage Spaces 0

Pool Features None

Year Built 1945

Property Subtype Duplex

Gross Income 0

Community Features Urban

County San Diego

Net Operating Income 0

Operating Expense 0

Insurance Expense 0

Property Type Residential Income

HOA false

Garage Y/N false

Special Listing Conditions Standard

Status Active

Directions Located off the alley behind Main St. Use 5th or 4th St.

City Ramona

Entry Location Off Alley

Senior Community Y/N false

Number Of Units Total 2

MLS Area 92065 - Ramona

Lot Size Units Acres

Lot Size Square Feet 6969.6

Number of Units Leased 1

Listing Terms Cash Conventional

Property Attached Y/N true

Land Lease Y/N false

Electric Expense 0

Fuel Expense 0

Trash Expense 0

Water Sewer Expense 0

Rent Control Y/N false

Virtual Tour https://www.propertypanorama.com/instaview/crmls/NDP2607912

Standard Status Active

Year Built Source Assessor

Tax Lot Tr 644 Blk 62 Lot 7

Property Sub Type Additional Duplex

Taxes 0

Cap Rate 0

Interior

Total Stories 1

Common Walls 1 Common Wall

Air Conditioning Y/N true

Heating Y/N false

Fireplace Y/N false

Laundry Features None

Entry Level 1

Total Baths 0

Exterior

Lot Features 0-1 Unit/Acre Front Yard Level Value In Land

Total Parking 0

Lot Size Area 0.16

Number of Buildings 1

Spa false

Building Area Total 784

Lot Size Acres 0.16

Private Pool false

Lot Size Source Assessor

Number of Separate Water Meters 1

Number of Separate Gas Meters 1

Number of Separate Electric Meters 1

* Excluded Features

List By

Real Brokerage Technologies

Broker

sarah@sphsd.com

Affordability Calculator

$3,946

Per Month

Monthly Principal & Interest: $3,946
Monthly Property Taxes: --
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

THE TIME TO SELL IS NOW! What's my home worth?

Nearby

Trends
Schools

Multi-family listings in Ramona, CA

Average List Price ^$1,359,750

Percent of Sale Price 118%

About Ramona, CA

21,259 Population

9% Since 2002

^$68,724 Median Income

37.86 Median Age

31% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4827338 Elementary School

4827337 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/21/2026	$625,000		Listed Price

Map

More homes like this one

homes for you

See all

440 Main Street, Ramona, CA, 92065 is a Multi-Family Home for sale at $625,000 with 784 sqft and a lot size of 0.16. 440 Main Street is a studio with 0.0 baths and was built in 1945. The property's zip code is 92065 which is in Ramona, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the California Regional Multiple Listing Service, Inc..

Based on information from California Regional Multiple Listing Service, Inc. as of 8/24/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

*Full Name

*Email

*Phone

I am interested in financing options

Get more info

By submitting the form, you agree that Weichert^® may contact you via phone or text about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our privacy policy.

Get more info

Looking for an Associate?

Already Working with an Associate?

440 Main Street

Multi-Family Home for sale in Ramona, CA

Affordability Calculator

Map

More homes like this one

Get more info about this home