11680 Jefferson Road
Osceola, IN, 46561 $ 699,900
Bedrooms4 Baths4.0 Sq 3,520 Monthly Estimate*
$ 4,419
for $699,900 with 4 bedrooms and 4 full baths. This 3,520 square foot home was built in 1958 on a lot size of 0.7.
Welcome to an extraordinary St. Joseph River property where pristine condition, breathtaking views, and exceptional living spaces come together on nearly 3/4 of an acre. This immaculate four bedroom, four full bath home is truly move in ready and offers a rare opportunity to enjoy beautiful riverfront living with nothing left to do but move in and enjoy. The expansive, beautifully maintained and completely flat yard stretches gracefully toward the St. Joseph River, creating a spectacular setting for entertaining, relaxing, or simply taking in the breathtaking views. An updated cantilever pier provides convenient year round enjoyment without the hassle of removing and reinstalling the pier each season. Inside, natural light pours into the home, particularly throughout the spacious kitchen and living room, where the river views become part of the everyday experience. The kitchen is beautifully appointed with updated appliances and a Viking range designed for the chef who loves to cook and entertain. The finished lower level takes this home to another level, offering a true mother in law suite complete with a full kitchen, fireplace, full bathroom, bedroom, and walkout access. A separate movie room/office provides even more flexibility for guests, extended family, a home office, or your own private retreat. With four bedrooms, four full bathrooms, abundant living space, an incredible riverfront setting, and an expansive yard, this home offers everything you could want and more. Meticulously maintained and absolutely pristine, this is a rare riverfront property in Penn Harris Madison school district where luxury, comfort, functionality, and spectacular views come together. Simply unpack, settle in, and enjoy the St. Joseph River lifestyle!
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FeaturesGeneralSewer Septic
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Riverfront
Garage Attached
Amenities Hot Tub/Spa 1st Bdrm En Suite Alarm System-Security Attic Storage Balcony Built-In Home Theatre Ceiling-9+ Closet(s) Walk-in Countertops-Solid Surf Crown Molding Deck Covered Deck Open Deck on Waterf
Status Active Active
Full Baths 4
Half Baths 0
Bathrooms 4
Year Built 1958
New Construction No
Subdivision None
Style One Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Age 68
REO No
Status Detail 0
Dining Room Level Main
Area St. Joseph County
High School Penn
City Osceola
School District Penn-Harris-Madison School Corp.
Energy Efficient Appliances Doors Electrical/Lighting Roofing Thermostat/Controllers Windows
Architectural Style Ranch
Total Sq Ft 4083
Elementary School Bittersweet
Middle School Schmucker
Legal Description LOT 11 HERMAN HTS IN E 1/2 NW SEC 8-37-4E
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202634357
Agent First Name Nicholas
Agent Last Name Bickel
DOM 1
Tax Year 2026
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InteriorBasement Full Basement Walk-Out Basement Finished Outside Entrance
Fireplace(s) 1
Flooring Hardwood Floors Carpet Tile
HVAC High Efficiency Furnace
Beds 4
Total Rooms 11
Dining Room Length 17
Dining Room Width 7
Fireplace Family Rm Fireplace Screen/Door Wood Burning
Family Room Width 12
Living Room Width 22
Other Room 1 Description Lower level Kitchen
Family Room Length 30
Living Room Length 28
Full Baths Main 3
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 1
Below Grade Bedrooms 1
Full Baths Below Grade 1
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 20
2nd Bedroom Length 14
2nd Bedroom Level Main
2nd Bedroom Width 10
3rd Bedroom Length 13
3rd Bedroom Level Main
3rd Bedroom Width 10
4th Bedroom Length 22
4th Bedroom Level Lower
4th Bedroom Width 15
Extra Room Description Theater room/office
Extra Room Length 23
Extra Room Level Lower
Extra Room Width 12
Basement Material Poured Concrete
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ExteriorExterior Brick Cedar Limestone
Water Frontage 103
Driveway Concrete
Pool No
Waterfront River
Garage Length 27
Garage Width 30
Lot Size Area 30500
Lot Dimensions 100X305
Lot Description Level Waterfront Water View Waterfront-Level Bank
Fence None
Water Features Boat Docking Rights Pier/Dock
Energy Efficient Doors/Windows Double Pane Windows Insulated Doors
Garage Capacity 3
Waterfront Y/N Yes
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* Excluded FeaturesList ByNicholas "Nick" A. BickelListing Agent
South Bend - Weichert, Realtors® - Jim Dunfee & AssociatesBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,419
- Monthly Property Taxes
- $381
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Osceola, IN
Average List Price $516,000
Percent of Sale Price 26%
About Osceola, IN 2,461 Population
12% Since 2002
$ 50,168 Median Income
39.05 Median Age
32% Households with Children
Trends Information provided by ATTOM Data Solutions.
1236283 Elementary School
1237325 Middle School
Penn High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/21/2026 | $699,900 | | Listed Price |