Recently Listed New Construction 1776 S Watkins Street # 403
Chattanooga, TN, 37404 $ 285,000
Bedrooms2 Baths2.0 Sq 1,110 Monthly Estimate*
$ 1,800
for $285,000 with 2 bedrooms and 2 full baths. This 1,110 square foot condo was built in 2026.
This is the kind of home Chattanooga buyers have been waiting for. Great price. Great location. Great community. And the rare convenience of having everything on one level. The Flats at Mill Town is quickly becoming one of Chattanooga's most exciting new communities, and the demand is real. Homes are selling fast, and this is the LAST two-bedroom available at this price. If you've been looking for a home that feels fresh, modern, effortless, and connected to the way you actually want to live, stop scrolling. This one deserves to be seen. Welcome to a beautifully designed two-bedroom home at The Flats at Mill Town, where thoughtful architecture, incredible outdoor living, and an exciting new community come together. From the moment you walk through the door, the difference is obvious. Soaring ceilings over 10 feet and an abundance of windows flood the home with natural light, creating a bright, open atmosphere that feels spacious, comfortable, and anything but ordinary. The main living area is exactly what today's buyers are looking for. The kitchen, dining, and living spaces flow together seamlessly, creating the perfect setting for everything from quiet mornings at home to dinner with friends. There are no stairs, no awkward transitions, and no wasted space--just a smart, single-level floor plan that works beautifully. And the finishes are already here. Quartz countertops. LVP flooring throughout. Elevated fixtures and finishes. Refrigerator included. No need to spend thousands more upgrading the basics just to get the home you want. This one is finished, polished, and ready to enjoy. Both bedrooms are generously sized and flexible enough to fit the way you live, whether you need a comfortable guest room, home office, or simply want more breathing room. The primary suite adds another special touch with its own private covered balcony--a perfect place for coffee in the morning, a little fresh air in the evening, or five quiet minutes to yourself.
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FeaturesGeneralLiving Area 1110
Sewer Public Sewer
Heating Central Electric
Cooling Electric
Utilities Electricity Available Water Available
Possession Close Of Escrow
Appliances Microwave Electric Range Electric Oven Disposal Dishwasher
HOA Fee 150
Patio/Porch Features Patio
Construction Materials Other Brick
Year Built 2026
Stories Count 1
Levels Three Or More
Unit Number 403
Property Subtype Other Condo
Assoc Fee Paid Per Monthly
County Hamilton County TN
New Construction Y
Property Type Residential
Association Amenities Sidewalks
Attached Garage N
Subdivision Name The Flats
Full Baths 2
Status Active
Buyer Financing Other Conventional FHA VA
Directions Corner of Watkins and E 18th Street across from the Coosa Mill Lofts. Take I-24 W to 4th Ave in Chattanooga. Take exit 181 from I-24 W Take E 23rd St to S Watkins St
High School Howard School Of Academics Technology
City Chattanooga
Senior Community Y/N N
Lot Size Units Acres
Elementary School East Side Elementary School
Property Attached Y/N Y
Year Built Details New
Middle/Junior High School Orchard Knob Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities High Ceilings Walk-In Closet(s)
Flooring Other
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Other
Above Grade Finished Area Source Other
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorExterior Amenities Balcony
Parking Features Detached On Street Parking Lot
Water Source Public
Total Parking 0
Building Area Total 1110
Waterfront Y/N N
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* Excluded FeaturesList ByRogue Real Estate Company, LlcBroker
ctoddhomes@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,800
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Chattanooga, TN
Average List Price $418,620
Percent of Sale Price 47%
About Chattanooga, TN 184,934 Population
16% Since 2002
$ 44,682 Median Income
38.38 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
4318815 Elementary School
4313249 Middle School
Howard School Of Academics Technology High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/21/2026 | $285,000 | | Listed Price |