185 Fire Lane 12 Cato, NY $ 629,900
185 Fire Lane 12
$ 629,900
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185 Fire Lane 12

Cato, NY, 13080
$ 629,900
Bedrooms4 Baths3.0 Sq 2,300

Monthly Estimate*

$ 3,977

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Single Family Home for sale in Cato, NY

for $629,900 with 4 bedrooms and 3 full baths. This 2,300 square foot home was built in 1958 on a lot size of 0.9247.

If lake life has been calling, this one is worth a look. Welcome to 185 Fire Lane 12, a truly special Cross Lake property offering nearly an acre of land, 100 feet of private waterfront, your own beach, a 96-foot dock, a 4-bedroom, 3 full bath home AND a separate guest home. The home has been thoughtfully expanded and cared for over the years, including the addition of a primary suite with full bath and walk-in closet that includes a washer/dryer. The enclosed lakeside screen room is the kind of place made for morning coffee, summer dinners and relaxing after a day on the water. Worry-free updates are taken care of, including the roof, siding on the home, brand new primary bed carpet, guest house and shed, furnace, tankless hot water, generator, gas fireplace insert, reverse-osmosis water system and new well pump. But what really makes this property special is what waits at the end of the expansive yard. Follow nearly an acre down to your private beach and 100 feet of Cross Lake waterfront, where a 96-foot dock with an 8' x 16' L and bench seating is waiting for you to come, sit, and stay a while. Did you know this lake can connect you all around the world? It's true. If you're ever feeling up for that kind of adventure! 185 Fire Lane 12 on Cross Lake is more than a place by the lake—it's a place to experience lake life for years to come. Your lake life starts here.

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Single Family Active

Price

$ 629,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,877

Style

TwoStory

Lot Size

0.9247

Year Built

1958

Town/City

Cato

County/Region

Cayuga

MLS | Web ID

S1707135

Features
Interior
Interior Amenities CeilingFans EatInKitchen SeparateFormalLivingRoom HomeOffice KitchenIsland QuartzCounters SlidingGlassDoors BedroomOnMainLevel MainLevelPrimary PrimarySuite
Basement None
Flooring Carpet Hardwood LuxuryVinyl Tile Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 4
Main Level Bedrooms 2
Main Level Bathrooms 2
Total Baths 3
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General
Sewer SepticTank
Heating Propane ForcedAir
Cooling Zoned
Utilities ElectricityAvailable WaterConnected
Possession CloseOfEscrow Immediately
Appliances Dryer Dishwasher GasCooktop GasOven GasRange PropaneWaterHeater Refrigerator Washer
HOA Fee 200.0
Garage Spaces 0.0
Architectural Style TwoStory
Construction Materials SprayFoamInsulation WoodSiding InsulatedConcreteForms
School District Cato-Meridian
Year Built 1958
View Water
Township Not Applicable
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess BoatRampLiftAccess DeededAccess DockAccess Lake
Assoc Fee Paid Per Annually
County Cayuga
Property Type Residential
Subdivision Name Lakebreeze
Garage Y/N No
Total Rooms 10
Full Baths 3
Status Active
City Cato
Body of Water Cross Lake
Senior Community Y/N No
High School District Cato-Meridian
Number Of Units Total 0
MLS Area Cato-052489
Lot Size Units Acres
Lot Size Square Feet 40280.0
Year Built Details Existing
Tax Annual Amount 7877.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1707135 https://www.propertypanorama.com/instaview-tour/syr/S1707135
Standard Status Active
Middle/Junior School District Cato-Meridian
Elementary School District Cato-Meridian
Tax Assessed Value 245000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 50
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Exterior
Exterior Amenities GravelDriveway PropaneTankLeased
Parking Features NoGarage Driveway
Lot Features Rectangular RectangularLot Wooded
Water Source Connected Public Well
Lot Size Area 0.9247
Foundation Details Block
Building Area Total 2300.0
Lot Dimensions 106X380
Lot Size Acres 0.9247
Frontage Length 100
Waterfront Y/N Yes
Door Features SlidingDoors
Road Frontage Type PrivateRoad
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Internal Only
Street Number 1 185
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* Excluded Features
List By
Exp Realty

Broker

(888) 276-0630

Phone

Affordability Calculator

$4,634
Per Month
86%
14%
0%
Monthly Principal & Interest
$3,977
Monthly Property Taxes
$656
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3040723 Elementary School
3040890 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/21/2026$629,900 Listed Price

Map


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185 Fire Lane 12, Cato, NY, 13080 is a Single Family Home for sale at $629,900 with 2,300 sqft and a lot size of 0.9247. 185 Fire Lane 12 has 4 bedrooms, 3.0 baths, and was built in 1958. The property's zip code is 13080 which is in Cato, NY