3640 CRUMP ROAD Winter Haven, FL $ 1,399,900
3640 CRUMP ROAD
$ 1,399,900
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3640 CRUMP ROAD

Winter Haven, FL, 33881
$ 1,399,900
Bedrooms4 Baths3.0 Sq 3,309

Monthly Estimate*

$ 8,839

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Single Family Home for sale in Winter Haven, FL

for $1,399,900 with 4 bedrooms and 3 full baths. This 3,309 square foot home was built in 1987 on a lot size of 1.23.

Welcome to your own private lakefront retreat on 1.23 acres along Lake Hamilton with NO HOA! This stunning 4-bedroom, 3-bath home offers an exceptional combination of luxury, entertaining space, and the ultimate Florida waterfront lifestyle. Bring your boat and jet skis and enjoy the convenience of a private dock featuring an electric covered boat lift and built-in fishing bench. The outdoor living space is truly spectacular! Step through the French doors to a sparkling saltwater PebbleTec pool featuring iridescent tile, fiber-optic lighting, a swim-up bar, fountains, and a roof-line waterfall. The propane-heated pool is surrounded by an expansive travertine deck, while the nearby gas fire pit with custom-cushioned seating creates the perfect setting for evening gatherings. Propane-connected tiki torches add a tropical ambiance, and a hidden sump pump provides worry-free drainage after storms. Entertaining is effortless with the outdoor kitchen, complete with a new grill and refrigerated drawers. The fenced backyard extends halfway to the lake, providing plenty of room for pets to play. Professional Florida-native landscaping, enhances the lush, resort-like setting. Inside, the beautifully designed chef's kitchen features quartz countertops, a copper farmhouse sink, paneled refrigerator, trash compactor, and spacious butler's pantry with a full-size refrigerator and abundant storage. The open floor plan includes a dedicated buffet area with dual wine refrigerators adjacent to the dining space—perfect for hosting family and friends. Nine-foot ceilings, crown molding, porcelain tile, shiplap accents, custom lighting, and a central vacuum system add comfort and sophistication throughout. The luxurious primary suite offers direct access to the pool deck, with a convenient open-air shower just outside. The ensuite features dual vanities and a walk-in shower with dual shower heads. The expansive walk-in closet includes a center island, custom shelving, heated towel rack, and an extra-large Liberty Safe. The home underwent a complete rebuild in 2017, so all features are 2017 or newer. Recent improvements include a new roof (2025), new pool pump (2025), a new 12x24 storage shed (2025) and new irrigation system (2025). The irrigation water comes from the lake so it doesn’t affect your water bill. Additional features include a split-bedroom floor plan, with two guest bedrooms sharing a Jack-and-Jill bath; hurricane shutters; a whole-home Generac generator; and TVs in every room, including the back porch. The spacious 3-car garage features tiled flooring, storage, a workshop, and an industrial ice maker. A pavered circular driveway provides ample parking, plus an additional parking pad with room for an RV. From the custom interior and exterior lighting to the custom painting, bamboo chair rail, and travertine exterior accents, every detail has been thoughtfully designed. The home is also pre-wired for ADT security at the front and rear doors and garage service door. Boating, fishing, entertaining, relaxing, and resort-style living—all in one exceptional Lake Hamilton property with no HOA!

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Single Family Active

Price

$ 1,399,900

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 15,095

Style

Florida

Lot Size

1.23

Year Built

1987

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

L4964316

Features
General
Sewer Septic Tank
Heating Central Electric Heat Pump Zoned
Cooling Central Air Zoned
Utilities Cable Available Electricity Connected Fiber Optics Propane Underground Utilities Water Connected
Possession Close Of Escrow
Roof Metal Shingle
Appliances Built-In Oven Dishwasher Dryer Ice Maker Microwave Range Range Hood Refrigerator Tankless Water Heater Trash Compactor Water Softener Wine Refrigerator
Zoning R-1A
Garage Spaces 3
Patio/Porch Features Covered Front Porch Rear Porch
Architectural Style Florida
Pool Features Fiber Optic Lighting Heated In Ground Lighting Other Salt Water Tile
Security Features Security System Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1987
View Pool Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
County Polk
New Construction false
Property Type Residential
Attached Garage true
Energy Efficient Thermostat
Subdivision Name MAGNOLIA SHORES
Facing Direction Southeast
Garage Y/N true
Green Indoor Air Quality Whole House Vacuum System
Green Water Conservation Irrigation-Reclaimed Water
Other Structures Other Outdoor Kitchen Shed(s)
Total Rooms 10
Full Baths 3
Status Active
Directions From Downtown WH take Central Ave to Dundee Rd. Take a Left on Country Club Rd S just before Publix Shopping Center. Follow to Right on Crump Rd. Follow to 3640. The home will be on the Left side of the road
High School Winter Haven Senior
City WINTER HAVEN
Body of Water LAKE HAMILTON
Senior Community Y/N false
MLS Area 33881 - Winter Haven / Florence Villa
Lot Size Units Acres
Lot Size Square Feet 53361
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Elbert Elem
Land Lease Y/N false
Tax Annual Amount 15095.78
Middle/Junior High School Denison Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 32
Legal Description MAGNOLIA SHORES PB 46 PGS 20 & 21 LOT 32
Water View Lake
Water Access Type Lake Lake - Chain of Lakes
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code X
In Law Suite YN false
DockY/N true
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Interior
Interior Amenities Central Vacuum Eating Space In Kitchen Open Floorplan Split Bedroom Stone Counters Thermostat Walk-In Closet(s) Window Treatments
Flooring Porcelain Tile Travertine
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Double Pane Windows Drapes Tinted Windows Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room Washer Hookup
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities French Doors Hurricane Shutters Irrigation System Lighting Outdoor Grill Outdoor Kitchen Outdoor Shower Private Mailbox Rain Gutters
Vegetation Mature Landscaping Trees/Landscaped
Fencing Fenced Other
Parking Features Boat Circular Driveway Driveway Garage Door Opener Guest Parking Pad Workshop in Garage
Lot Features In County Landscaped Oversized Lot
Water Source Canal/Lake For Irrigation Public
Lot Size Area 1.225
Foundation Details Slab
Spa false
Building Area Total 5342
Lot Size Acres 1.23
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 3
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
amy@lockhartonline.com

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Affordability Calculator

$10,097
Per Month
88%
12%
0%
Monthly Principal & Interest
$8,839
Monthly Property Taxes
$1,258
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Winter Haven Senior High School High School
Pricing History
DatePricePrice ChangeDescription
8/21/2026$1,399,900 Listed Price

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3640 CRUMP ROAD, Winter Haven, FL, 33881 is a Single Family Home for sale at $1,399,900 with 3,309 sqft and a lot size of 1.23. 3640 CRUMP ROAD has 4 bedrooms, 3.0 baths, and was built in 1987. The property's zip code is 33881 which is in Winter Haven, FL