1405 N Oak Street McKinney, TX $ 375,000
1405 N Oak Street
$ 375,000
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1405 N Oak Street

McKinney, TX, 75069
$ 375,000
Bedrooms3 Baths2.0 Sq 1,300

Monthly Estimate*

$ 2,590

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Single Family Home for sale in McKinney, TX

for $375,000 with 3 bedrooms and 2 full baths. This 1,300 square foot home was built in 1965 on a lot size of 0.241.

Less than a mile from Historic Downtown McKinney Square, this charming Craftsman cottage has the location, character, and updates you've been looking for. Start your mornings on the front porch swing with a cup of coffee, then come home in the evening and relax by the cozy electric fireplace with its shiplap accent wall, custom cedar mantel, and wall-mounted TV. The 3-bedroom, 2-bath split-bedroom layout gives everyone their own space, and the spacious primary suite features a barn door leading into the ensuite bath with a large walk-in shower and built-in bench. Step in the quarter of an acre backyard with plenty of room to entertain, with string lights, a fire pit, yard games, a storage shed, and even a custom chicken coop with easy-access nesting boxes for fresh eggs. The double carport gives you plenty of covered parking and can also be used as a great outdoor gathering space. The big updates have already been taken care of, including foundation leveling in August 2026 with crawl-space fans, new Pergo waterproof laminate flooring in August 2026, a new roof in July 2026, and HVAC replaced in September 2024. The home also has PVC plumbing, so there's no cast-iron plumbing to worry about. The kitchen and bathrooms have been nicely updated, and the kitchen includes a gas range. Hardie-board siding adds durability while keeping maintenance to a minimum. All of this just minutes from the restaurants, shops, entertainment, and charm of Downtown McKinney. Whether you're looking for a place to call home, a second home, or an investment property, this one offers plenty of possibilities, including potential long-term or AirBnB short-term rental use, subject to applicable city regulations. It's a home with a lot of personality, a great backyard, and big-ticket improvements already done. Don't miss this great opportunity!

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Single Family Contingent

Price

$ 375,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,897

Style

Craftsman

Lot Size

0.241

Year Built

1965

Town/City

McKinney

County/Region

Collin

MLS | Web ID

21363590

Features
Interior
Interior Features Decorative Lighting
Flooring Ceramic Tile Laminate
Basement Y/N 0
Dining Areas 1
Living Areas 1
Half Baths 0
Total Bedrooms 3
Total Baths 2
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General
Heating Central Natural Gas
Cooling Ceiling Fan(s) Central Air Electric
Utilities Asphalt City Sewer City Water Individual Gas Meter Individual Water Meter
Possession Closing/Funding
Roof Composition Shingle
Appliances Dishwasher Gas Range Microwave Refrigerator
Number of Garage Spaces 0
School District McKinney ISD
Pool Y/N 0
Exclusions All staging items including curtains
Year Built 1965
Architectural Style Craftsman
Levels One
Property Subtype Single Family Residence
Subdivision Name College Add
Transaction Type For Sale
Occupant Type Vacant
County Collin
Property Type Residential
Construction Materials Fiber Cement
Year Built Details Preowned
HOA Type None
Full Baths 2
Status Active Option Contract
Directions Oak Street between White Ave and Hwy 380.
City McKinney
Elementary School Name Burks
High School Mckinney Boyd
Elementary School Burks
Standard Status Active Under Contract
Listing Terms Cash Conventional FHA VA Loan
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Exterior
Waterfront 0
Exterior Features Storage
Lot Features Few Trees Interior Lot Landscaped Lrg. Backyard Grass
Fencing Back Yard Fenced Wood
Soil Type Unknown
Other Structures Shed(s)
Parking Features Carport
Lot Size Less Than .5 Acre (not Zero)
Foundation Pillar/Post/Pier
Structural Style Single Detached
Garage Y/N 0
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Internal Only
Street Number 1 1405
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* Excluded Features
List By
Katy Peres

Listing Agent

Fathom Realty

Broker

Affordability Calculator

$3,081
Per Month
84%
16%
0%
Monthly Principal & Interest
$2,590
Monthly Property Taxes
$491
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3945067 Elementary School
3672581 Middle School
Pricing History
DatePricePrice ChangeDescription
9/16/2026$375,000 -3.60% Price Down
8/21/2026$389,000 Listed Price

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1405 N Oak Street, McKinney, TX, 75069 is a Single Family Home for sale at $375,000 with 1,300 sqft and a lot size of 0.241. 1405 N Oak Street has 3 bedrooms, 2.0 baths, and was built in 1965. The property's zip code is 75069 which is in McKinney, TX