418 Terrace Lane Oswego, IL $ 440,000
418 Terrace Lane
$ 440,000
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418 Terrace Lane

Oswego, IL, 60543
$ 440,000
Bedrooms4 Baths2.1 Sq 2,245

Monthly Estimate*

$ 2,778

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Single Family Home for sale in Oswego, IL

for $440,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,245 square foot home was built in 2001 on a lot size of 0.255.

Discover the potential in this spacious 4-bedroom, 2.5-bath home in the heart of Oswego, offering generous living spaces, a functional floor plan, and several major recent updates. A welcoming two-story foyer sets the tone as you enter, while large windows throughout fill the home with an abundance of natural light. The thoughtfully designed layout provides plenty of space for everyday living, entertaining, and working from home. Fresh interior paint and brand-new carpeting create a clean, neutral foundation, while still offering the next owner the opportunity to add their own style and personal touches. The partially finished basement adds valuable additional living space and features a dry bar-perfect for a recreation room, home office, fitness area, playroom, or game-day gatherings. Step outside to a generously sized backyard offering endless possibilities for outdoor entertaining, gardening, play, or simply relaxing and enjoying the outdoors. Major recent improvements add even more value, including a brand-new roof (August 2026), new water heater (July 2026), new air conditioner, and whole-home interior paint (Spring 2026), plus new carpet (summer 2026). Conveniently located near parks, walking trails, shopping, dining, and Oswego-area schools, this home offers the ideal combination of space, location, recent improvements, and opportunity. Whether you're looking for room to grow or a home you can personalize over time, this property is ready for its next chapter.

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Single Family Active

Price

$ 440,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 8,716

Style

Lot Size

0.255

Year Built

2001

Town/City

Oswego

County/Region

Kendall

MLS | Web ID

12707891

Features
General
Living Area 2245
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Dishwasher Refrigerator Washer Dryer
HOA Fee 285
Garage Spaces 2
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 2001
Township Oswego
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Kendall
New Construction N
Property Type Residential Detached Single
Total Rooms 8
Full Baths 2
Status New
Directions Home is on Terrace Lane
High School Oswego High School
City Oswego
High School District 308
MLS Area Oswego
Elementary School Prairie Point Elementary School
Tax Annual Amount 8716
Middle/Junior High School Traughber Junior High School
Additional Parcels Y/N N
Standard Status Active
Middle/Junior School District 308
Elementary School District 308
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Interior
Basement Finished Partial
Total Fireplaces 0
Half Baths 1
Laundry Features Main Level In Unit
Total Bedrooms 4
Room Type No additional rooms
Total Baths 3
Bedrooms Possible 4
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Exterior
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Lot Features Landscaped
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 75 x 145
Lot Size Acres 0.255
Waterfront Y/N N
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* Excluded Features
List By
Keller Williams Infinity

Broker

essencerealtyteam@gmail.com

Email

Affordability Calculator

$3,505
Per Month
79%
21%
0%
Monthly Principal & Interest
$2,778
Monthly Property Taxes
$726
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1540268 Elementary School
1540506 Middle School
Oswego High School High School
Pricing History
DatePricePrice ChangeDescription
8/20/2026$440,000 Listed Price

Map


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418 Terrace Lane, Oswego, IL, 60543 is a Single Family Home for sale at $440,000 with 2,245 sqft and a lot size of 0.255. 418 Terrace Lane has 4 bedrooms, 2.1 baths, and was built in 2001. The property's zip code is 60543 which is in Oswego, IL