440 Saw Mill River Road
Millwood, NY, 10546 $ 700,000
Bedrooms3 Baths2.0 Sq 1,540 Monthly Estimate*
$ 4,420
for $700,000 with 3 bedrooms and 2 full baths. This 1,540 square foot home was built in 1950 on a lot size of 0.2212.
Welcome to 440 Saw Mill River Road, a meticulously maintained Cape Cod style home located in the heart of Millwood, NY and within the nationally renowned Chappaqua Central School District with its highly regarded Horace Greeley High School, Seven Bridges Middle School, and Westorchard Elementary. Built in 1950 the house has been owned and cared for by the same family since 1958. They made an addition in 1969. The home offers approximately 1,540 square feet of living space across two stories, and features three bedrooms, two full bathrooms, two offices, a dining room, a well-positioned kitchen, and two working wood-burning fireplaces. The office spaces provide valuable flexibility for working from home, a library, study, creative space, or other uses to suit today's needs. The basement is partially finished as for a game room and office, has additional (unfinished) storage space, a laundry center and additional appliances for cooled and frozen food storage, and sinks. On the second floor, there is an attic for storage with easy walk-in access. The floors materials include beautiful hard wood, slate in the entry foyer, tile in the lavatories. Some rooms have wall to wall carpet. Wood trim and built-in book shelves are also a highlight. Thoughtfully cared for over the years, this clean and solid home combines the warmth and character of its Cape Cod architecture with important improvements, including a recently installed, highly efficient central heating and hot water system powered by a new Peerless WBV oil-fired boiler. The property is served by Town water, and has a septic system. Centrally located in Millwood, in the Town of New Castle, 440 Saw Mill River Road offers very convenient access to the surrounding communities, shopping, recreation, hiking trails. Metro-North Railroad's Chappaqua train station is ~10 minutes from this house by car. From there, by train, one can get to and from Grand Central Terminal in New York City in less than 60 minutes. Outside the house, the garden's mature landscaping creates an established and inviting setting that is highlighted by a very large dogwood in the front, and a larger magnificent beech tree on the side. There are also maple and hemlock trees, mature rhododendrons and other thoughtfully maintained plantings that provide privacy and shade in a back yard that complements the home's (and nearby homes’) traditional character. 440 Saw Mill River Road presents an appealing opportunity to enjoy living in one of northern Westchester's most established communities, with its exceptional school system. Millwood is in the Town of New Castle.
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FeaturesInteriorInterior Amenities First Floor Bedroom First Floor Full Bath Beamed Ceilings Built-in Features Entrance Foyer Formal Dining Natural Woodwork Original Details Storage Washer/Dryer Hookup
Basement Partially Finished See Remarks Storage Space
Flooring Carpet Ceramic Tile Hardwood Other
Total Fireplaces 2
Fireplace Features Family Room Living Room Wood Burning
Basement Features Partially Finished See Remarks Storage Space
Basement (Y/N) Y
Window Features Double Pane Windows Shutters
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 3
Total Baths 2
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GeneralSewer Septic Tank
Heating Baseboard Hot Water Oil
Cooling Wall/Window Unit(s)
Utilities Cable Connected Electricity Connected Phone Connected Propane Trash Collection Public Water Connected
Appliances Dishwasher Dryer Gas Range Oven Range Refrigerator Washer Gas Water Heater
Patio/Porch Features Covered Patio Porch
Architectural Style Cape Cod
Construction Materials Clapboard Wood Siding
Year Built 1950
Property Subtype Single Family Residence
Tax Year 2026
Parcel Number 3600-081-013-00002-000-0046
County Westchester County
Property Type Residential
HOA N
Facing Direction West
Garage Y/N N
Total Rooms 7
Full Baths 2
High School Horace Greeley High School
City New Castle
Senior Community Y/N N
High School District Chappaqua
Carport Y/N N
Elementary School Westorchard
Property Attached Y/N N
Tax Annual Amount 9520.34
Middle/Junior High School Seven Bridges Middle School
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Chappaqua
Elementary School District Chappaqua
Tax Assessed Value 78840
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ExteriorExterior Amenities Garden
Parking Features Driveway Driveway
Water Source Public
Total Parking 4
Parking Spaces 4
Foundation Details Block
Spa N
Building Area Total 1540
Waterfront Y/N N
Other Equipment Lawn Maintenance Equipment
Horse Y/N N
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* Excluded FeaturesList ByDavid M. ValdezListing Agent
Houlihan Lawrence Inc.Broker
Affordability Calculator
- Monthly Principal & Interest
- $4,420
- Monthly Property Taxes
- $793
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Millwood, NY
Average List Price $1,581,250
Percent of Sale Price 126%
About Millwood, NY 1,197 Population
3% Since 2002
$ 161,083 Median Income
48.11 Median Age
35% Households with Children
Trends Information provided by ATTOM Data Solutions.
4892334 Elementary School
4099012 Middle School
Horace Greeley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/20/2026 | $700,000 | | Listed Price |