239 Fire Lane # 11 Cato, NY $ 679,000
239 Fire Lane # 11
$ 679,000
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239 Fire Lane # 11

Cato, NY, 13033
$ 679,000
Bedrooms4 Baths3.0 Sq 2,750

Monthly Estimate*

$ 4,287

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Single Family Home for sale in Cato, NY

for $679,000 with 4 bedrooms and 3 full baths. This 2,750 square foot home was built in 2009 on a lot size of 1.5.

Welcome to this inviting custom built Lakehouse, one of the finest on Cross Lake. Offering 2,750 sq feet of living space, with 4 bedrooms, 3 baths, a 2-car garage, a 40 x 50 BARN with an upstairs, and a TIKI BAR TREE HOUSE with a bar and bunk beds upstairs! The immaculate living space flows seamlessly throughout the home with 3 levels and gleaming hardwood floors. The 21-ft cathedral ceilings in the main area and wall of windows creates an open concept with breath taking views of the lake. There is a bright beautiful Sunroom on the south side of the house. The kitchen features maple cabinetry, granite countertops, and a French door that leads you to a wraparound deck. The primary ensuite is on the main floor, while 2 additional bedrooms are on the lower level along with a full bath. A spacious Loft is on the 3rd floor. Outside discover what truly sets this one apart. It's Secluded on a private drive on FL 11, there is a generously sized 1.5-acre lot that is perfectly level, 100 ft of waterfront, a dock, and a fun-filled 2-story tiki bar treehouse that creates a space for entertaining. AN OUTDOOR OASIS! This home is ideal for those seeking a well-appointed home that has everything you could hope for in a LAKEHOUSE. Must experience it in person to appreciate the quality build, and all the extras this home has to offer. The correct square footage is 2750, 622 more than the county records.

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Single Family Active

Price

$ 679,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 4,551

Style

SplitLevel,Transitional

Lot Size

1.5

Year Built

2009

Town/City

Cato

County/Region

Cayuga

MLS | Web ID

S1707123

Features
Interior
Interior Amenities CeilingFans CathedralCeilings SeparateFormalLivingRoom GraniteCounters JettedTub KitchenIsland KitchenFamilyRoomCombo LivingDiningRoom Pantry SlidingGlassDoors Skylights NaturalWoodwork BedroomOnMain
Flooring Carpet CeramicTile Hardwood Varies
Total Fireplaces 1
Total Stories 2
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Skylights
Fireplace Y/N Yes
Half Baths 0
Laundry Features UpperLevel
Total Bedrooms 4
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 3
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General
Sewer SepticTank
Heating Propane ForcedAir
Cooling CentralAir
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Asphalt
Appliances Dryer Dishwasher ElectricWaterHeater GasCooktop GasOven GasRange Microwave Refrigerator Washer
Garage Spaces 4.0
Patio/Porch Features Covered Deck Open Porch
Architectural Style SplitLevel Transitional
Construction Materials WoodSiding PexPlumbing
School District Cato-Meridian
Year Built 2009
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Unit Number 11
Property Subtype SingleFamilyResidence
Waterfront Features DeededAccess DockAccess Lake
County Cayuga
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Other Structures Barns Outbuilding Other
Total Rooms 11
Full Baths 3
Status Active
City Cato
Body of Water Cross Lake
Senior Community Y/N No
High School District Cato-Meridian
Number Of Units Total 0
MLS Area Cato-052489
Lot Size Units Acres
Lot Size Square Feet 65340.0
Elementary School Cato-Meridian Elementary
Year Built Details Existing
Tax Annual Amount 4551.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1707123 https://www.propertypanorama.com/instaview-tour/syr/S1707123
Standard Status Active
Middle/Junior School District Cato-Meridian
Elementary School District Cato-Meridian
Tax Assessed Value 124800
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 19
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Exterior
Exterior Amenities Deck Dock GravelDriveway PlayStructure PrivateYard SeeRemarks PropaneTankLeased
Parking Features Attached Electricity Garage Storage GarageDoorOpener
Lot Features Agricultural FloodZone Rectangular RectangularLot Secluded
Water Source Well
Lot Size Area 1.5
Foundation Details Poured Slab
Building Area Total 2750.0
Lot Dimensions 100X250
Lot Size Acres 1.5
Frontage Length 100
Waterfront Y/N Yes
Door Features SlidingDoors
Road Frontage Type PrivateRoad
Builder Model Spinosa Construction
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Internal Only
Street Number 1 239
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* Excluded Features
List By
Howard Hanna Real Estate

Broker

(315) 487-0040

Phone

Affordability Calculator

$4,667
Per Month
92%
8%
0%
Monthly Principal & Interest
$4,287
Monthly Property Taxes
$379
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5526829 Elementary School
3040890 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/20/2026$679,000 Listed Price

Map


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239 Fire Lane # 11, Cato, NY, 13033 is a Single Family Home for sale at $679,000 with 2,750 sqft and a lot size of 1.5. 239 Fire Lane # 11 has 4 bedrooms, 3.0 baths, and was built in 2009. The property's zip code is 13033 which is in Cato, NY