327 10th Street Troy, NY $ 219,900
327 10th Street
$ 219,900
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327 10th Street

Troy, NY, 12180
$ 219,900
Bedrooms4 Baths2.0 Sq 2,500

Monthly Estimate*

$ 1,388

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Multi-Family Home for sale in Troy, NY

for $219,900 with 4 bedrooms and 2 full baths. This 2,500 square foot home was built in 1880 on a lot size of 0.06.

Why pay the whole mortgage yourself when a tenant can help? Move right into the spacious vacant first-floor unit of this attractive Troy two-family and start collecting rent from the long-term tenant upstairs from day one. Set on a quiet side street with great curb appeal and ample street parking, you're just 3 minutes from I-787 and Route 7 for an easy commute throughout the Capital Region. Step inside and appreciate the character that makes this home special--lofty tin ceilings, warm wood floors, and exposed brick add texture and charm you simply don't find in newer homes. Whip up your favorite meals in the ample eat-in kitchen, offering plenty of cabinetry and counter space plus some newer appliances. Gather in the formal dining room or take the party outside onto the huge back deck beneath a leafy canopy of mature trees that creates a welcome sense of privacy. Relax in front of the cozy pellet stove in the living room. When the day is done, you'll love unwinding in the expanded primary bedroom. Enjoy year-round comfort with forced-air heat and central A/C in the first floor unit. Separate utilities keep costs low. Upstairs, the long-term month-to-month tenant provides immediate rental income. That unit has hot-water radiator heat (no central A/C). The flexible 2nd floor layout also offers future possibilities: use the living room with closet as an oversized primary bedroom and transform the dining room into a comfortable living room. There is also a bonus room accessed off the landing that makes a great micro office. Whether you're ready to stop paying rent and start building equity or simply love the idea of having rental income help offset your housing costs, this owner-occupy opportunity is a smart way to start your home ownership journey. Troy Schools. Separate utilities. Restricted showing schedule Mon, Wed & Fri 3:30 - 7:30pm and Sat 111am - 4pm with 24 hours' notice. Ask about the $20k credit the seller is offering for a full price offer!

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Multi-Family Active

Price

$ 219,900

Bedrooms

4

Full Bath

2

Property Type

Multi-Family

Taxes

$ 3,060

Style

Traditional

Lot Size

0.06

Year Built

1880

Town/City

Troy

County/Region

Rensselaer

MLS | Web ID

202624442

Features
Interior
Interior Amenities Paddle Fan High Speed Internet Ceramic Tile Bath
Basement Full Unfinished
Flooring Carpet Ceramic Tile Hardwood
Total Fireplaces 1
Fireplace Features Living Room Pellet Stove
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2500.0
Half Baths 0
Laundry Features In Basement
Total Bedrooms 4
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 2
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General
Sewer Public Sewer
Heating Forced Air Hot Water Radiant Natural Gas
Cooling Central Air
Utilities Cable Available
Possession At Closing
Roof Rubber
Garage Spaces 0.0
Patio/Porch Features Pressure Treated Deck Deck
Architectural Style Traditional
Security Features Smoke Detector(s) Carbon Monoxide Detector(s)
Construction Materials Brick
Year Built 1880
Electric Circuit Breakers
Tenant Pays Hot Water Heat Internet Electricity Gas
View City
Property Subtype Duplex
County Rensselaer
Insurance Expense 1279.0
New Construction N
Property Type MultiFamily
HOA N
Attached Garage N
Other Structures None
Full Baths 2
Status Active
Directions From Hoosick Street left onto 10th St (Oakwood Ave) Left onto Middleburgh Street and Left onto 10th street- plenty of street parking
City Troy
High School District Troy
Number Of Units Total 2
Lot Size Units Acres
Lot Size Square Feet 2613.6
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 3060.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 15.000
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Exterior
Exterior Amenities None
Fencing Wire Back Yard Partial
Parking Features None
Lot Features Sloped
Water Source Public
Lot Size Area 0.06
Spa N
Lot Size Acres 0.06
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 327
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* Excluded Features
List By
Jenn Baniak-Hollands

Listing Agent

Kw Platform

Broker

(518) 512-7784

Phone

jenn@hollandshomesteam.com

Email

Affordability Calculator

$1,643
Per Month
84%
16%
0%
Monthly Principal & Interest
$1,388
Monthly Property Taxes
$255
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
853469 Elementary School
853213 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/20/2026$219,900 Listed Price

Map


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327 10th Street, Troy, NY, 12180 is a Multi-Family Home for sale at $219,900 with 2,500 sqft and a lot size of 0.06. 327 10th Street has 4 bedrooms, 2.0 baths, and was built in 1880. The property's zip code is 12180 which is in Troy, NY