39286 Hart Circle
Elizabeth, CO, 80107 $ 549,900
Bedrooms3 Baths2.1 Sq 1,863 Monthly Estimate*
$ 3,798
Listed by Mackenzie Jackson LLC
for $549,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,863 square foot home was built in 2021 on a lot size of 0.16.
NEW PRICE!! $549,900! An incredible opportunity in the desirable Independence community of Elizabeth, offering a 3-car garage, open-space views, an unfinished basement, and a rare assumable FHA loan at approximately 2.875% for qualified buyers. This beautifully maintained 3-bedroom, 3-bath home is thoughtfully positioned backing to expansive open space, offering added privacy and peaceful views with no homes directly behind you. Inside, the bright, open-concept main level brings the kitchen, dining area, and living room together into one inviting space designed for both everyday living and entertaining. The kitchen offers generous workspace and storage while remaining open to the main living areas. Upstairs, you'll find a spacious primary suite with a private en-suite bathroom and large walk-in closet, along with two additional bedrooms, a full bathroom, and conveniently located upstairs laundry. Need more space? The unfinished basement provides excellent potential for future bedrooms, a recreation room, home gym, office, or additional storage. Outside, both the front and backyard are fully landscaped, allowing you to enjoy the home and its open-space setting from day one. The 3-car garage provides valuable additional room for vehicles, storage, recreational gear, or hobbies. Residents of Independence enjoy access to community amenities including scenic trails, a community pool, and fitness facilities. RARE FINANCING OPPORTUNITY: Qualified buyers may have the opportunity to assume the seller's existing FHA mortgage at an approximately 2.875% interest rate. Assumption is subject to lender approval, buyer qualification, loan assumption requirements, and verification of the existing loan balance and terms. With its new $549,900 price, open-space location, 3-car garage, community amenities, and exceptional financing opportunity, this home deserves another look. Schedule your showing today!
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FeaturesGeneralLiving Area 1863
Sewer Public Sewer
Heating Forced Air
Cooling Central Air
Roof Composition
HOA Fee 0
Garage Spaces 3
Association Fee Includes Recycling Trash
Patio/Porch Features Covered Patio
Construction Materials Frame
Year Built 2021
Levels Two
Property Subtype Single Family Residence
Parcel Number R121364
Assoc Fee Paid Per Included in Property Tax
County Elbert
Property Type Residential
Association Amenities Fitness Center Park Playground Pool Tennis Court(s)
HOA Y
Attached Garage Y
Subdivision Name Independence
Full Baths 1
Directions Please use GPS for best directions from your starting location. From Parker Rd head east onto Hess Rd continue onto Hilltop. From Hilltop turn left onto Hancock Way then right onto E Witherspoon Dr.
High School Elizabeth
City Elizabeth
Senior Community Y/N N
High School District Elizabeth C-1
Lot Size Units Acres
Lot Size Square Feet 6969.6
Carport Spaces 0
Elementary School Singing Hills
Property Attached Y/N N
Tax Annual Amount 5703
Middle/Junior High School Elizabeth
Virtual Tour https://www.zillow.com/view-imx/0d76c892-b77f-4d19-ac8d-76c05d7f40e5?setAttribution=mls&wl=true&initialViewType=pano
Standard Status Active Under Contract
Middle/Junior School District Elizabeth C-1
Elementary School District Elizabeth C-1
Freehold IDX
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InteriorBasement Unfinished
Half Baths 1
1/4 Baths 0
3/4 Baths 1
Total Bedrooms 3
Total Baths 3
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ExteriorLot Features Open Lot
Water Source Public
Lot Size Area 0.16
Lot Size Acres 0.16
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* Excluded FeaturesList ByMackenzie Jackson LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,798
- Monthly Property Taxes
- $475
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Elizabeth, CO
Average List Price $931,395
Percent of Sale Price 69%
About Elizabeth, CO 1,355 Population
18% Since 2002
$ 84,245 Median Income
44.89 Median Age
33% Households with Children
Trends Information provided by ATTOM Data Solutions.
732702 Elementary School
731742 Middle School
Elizabeth High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/9/2026 | $549,900 | -5.17% | Price Down |
| 8/20/2026 | $579,900 | | Listed Price |