130 Terrace Drive
Fremont, IN, 46737 $ 349,000
Bedrooms1 Baths1.0 Sq 900 Monthly Estimate*
$ 2,204
for $349,000 with 1 bedroom and 1 full bath. This 900 square foot home was built in 1928 on a lot size of 0.09.
Clear Lake association access, a year-round cottage in Terrace Gardens, and a setup that makes lake life easy without taking on direct-waterfront pricing. 130 Terrace Drive in Fremont gives you a practical way to have your own place at Clear Lake, whether you are looking for a weekend getaway, extra room near family already at the lake, or a second home with part-time vacation rental potential. Inside, the main level keeps things relaxed with an open kitchen and living area, warm wood ceilings, and an enclosed porch that adds more usable space than you might expect. Use it for morning coffee, late-night cards, or add a pull-out sofa and turn it into another sleeping quarter when friends and family stay over. Upstairs, there is a private bedroom plus a large additional sleeping area, giving the cottage flexibility beyond the bedroom count alone. Eight vinyl windows were added upstairs, along with Carrier mini-splits and additional attic insulation to improve comfort for year-round use. The owners have also made functional improvements where they matter, including washer and dryer plumbing and electrical, updated bathroom electrical for a light and exhaust fan, plumbing and electrical for the garbage disposal, and a gas line already installed if you prefer to swap the electric range for gas. A Culligan whole-home water softener system and Culligan reverse-osmosis drinking water system were added in 2021, bringing another level of everyday comfort and convenience to the cottage. Outside, the expanded stone driveway, added sidewalks, deck, firepit area, detached garage, and extra storage give you room for the things that come with summers at the lake. Offered turnkey, this is the kind of Clear Lake place where you can arrive, settle in, and start enjoying it. Less house to maintain, more lake to enjoy.
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FeaturesGeneralSewer City
Heating Forced Air
Kitchen Level Main
Cooling Other Multiple Cooling Units
Laundry Y/N Upper
Fireplaces No
Water Access Type Easement/Other
Garage Detached
Amenities Countertops-Laminate Deck Open Disposal Porch Enclosed Range/Oven Hook Up Elec Tub/Shower Combination Washer Hook-Up
Status Active Active
Full Baths 1
Half Baths 0
Bathrooms 1
Year Built 1928
New Construction No
Subdivision Terrace Garden(s)
Style Two Story
Township Clear Lake
Class RESIDENTIAL
Type Site-Built Home
Age 98
REO No
Status Detail 0
Common Amenities Sidewalks
Upper Upper
Area Steuben County
Location Lake
High School Fremont
City Fremont
School District Fremont Community
Architectural Style Ranch
Total Sq Ft 900
Elementary School Fremont
Middle School Fremont
Legal Description TERRACE GARDEN Lot 1
Agent First Name Erica
Agent Last Name Amans
DOM 2
Tax Year 2025/2026
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InteriorBasement Slab
Flooring Laminate Ceramic Tile
Beds 1
Total Rooms 6
Fireplace None
Living Room Width 10
Other Room 1 Description loft
Other Room 3 Decription Full Bath
Living Room Length 14
Full Baths Main 0
Full Baths Upper 1
Above Grade Bedrooms 1
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Upper
1st Bedroom Width 8
Extra Room Description Enclosed Porch
Extra Room Length 15
Extra Room Level Main
Extra Room Width 8
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ExteriorExterior Stone Vinyl
Driveway Gravel
Pool No
Waterfront Lake
Garage Length 16
Garage Width 10
Lot Size Area 3920
Lot Dimensions 40x96
Lot Description Corner Lake Water View
Water Features Boat Docking Rights Pier/Dock Walk to Lake Access Assoc
Garage Capacity 1
Lake Ski Lake
Waterfront Y/N No
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* Excluded FeaturesList ByColdwell Banker Real Estate GroupBroker
eamans@coldwellhomes.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,204
- Monthly Property Taxes
- $83
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Fremont, IN
Average List Price $475,398
Percent of Sale Price 36%
About Fremont, IN 2,038 Population
34% Since 2002
$ 43,232 Median Income
36.17 Median Age
32% Households with Children
Trends Information provided by ATTOM Data Solutions.
1235681 Elementary School
1236995 Middle School
Fremont High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/20/2026 | $349,000 | | Listed Price |