731 Spencer Street Ferndale, MI $ 399,900
731 Spencer Street
$ 399,900
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731 Spencer Street

Ferndale, MI, 48220
$ 399,900
Bedrooms5 Baths2.1 Sq 1,922

Monthly Estimate*

$ 2,525

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Single Family Home for sale in Ferndale, MI

for $399,900 with 5 bedrooms and 2 full baths, 1 half bath. This 1,922 square foot home was built in 1927 on a lot size of 0.19.

Welcome to 731 Spencer Street in Ferndale, sitting on a rare double lot offering a versatile layout with 5 bedrooms and 2.5 baths. The home features two convenient entry-level bedrooms, providing flexibility for a home office, guest room, or main-floor living. Upstairs, you’ll find 3 additional bedrooms, creating plenty of space to spread out. Recent HVAC updates add comfort and peace of mind. With its flexible floor plan and desirable Ferndale location, this home offers a great opportunity to enjoy all that the area has to offer, including easy access to shopping, dining, entertainment, and major thoroughfares.

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Single Family Active

Price

$ 399,900

Bedrooms

5

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,563

Style

Colonial

Lot Size

0.19

Year Built

1927

Town/City

Ferndale

County/Region

Oakland

MLS | Web ID

20261065924

Features
General
Sewer PublicSewer
Heating ForcedAir NaturalGas
Cooling CeilingFans CentralAir
Possession Negotiable
Appliances Dishwasher Dryer FreeStandingGasRange FreeStandingRefrigerator Washer
Garage Spaces 2.0
Patio/Porch Features Deck Patio Porch
Architectural Style Colonial
Pool Features None
Construction Materials VinylSiding
Exclusions Exclusion(s) Do Not Exist
Year Built 1927
Levels Two
Property Subtype SingleFamilyResidence
County Oakland
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name HUGO SCHERERS SUB
Garage Y/N Y
Total Rooms 8
Full Baths 2
Status Active
Directions North of 8 Mile East of Woodward
City FerndaleCity_Oakland
Disclosures ExclusionsDoNotExist NoRestrictions TaxesHomesteadExempt
Entry Location GroundLevel
Senior Community Y/N N
High School District Ferndale
MLS Area Area02258Ferndale
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 9563.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 189910
Expected Active Date 2026-08-21
Legal Description T1N R11E SEC 35 HUGO SCHERER'S SUB LOTS 198 & 199 ALSO 1/2 OF VAC ALLEY ADJ TO SAME
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Interior
Basement PartiallyFinished
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1722.0
Half Baths 1
Total Bedrooms 5
Below Grade Finished Area 200.0
Above Grade Finished Area Unit Type SquareFeet
Total Baths 3
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Exterior
Parking Features TwoCarGarage Detached
Water Source Public
Foundation Details Basement Block
Spa N
Lot Dimensions 70X118.47
Lot Size Acres 0.19
Waterfront Y/N N
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 731
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* Excluded Features
List By
Katie Wheeler

Listing Agent

Match Realty

Broker

(313) 627-1819

Phone

Affordability Calculator

$3,322
Per Month
76%
24%
0%
Monthly Principal & Interest
$2,525
Monthly Property Taxes
$797
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848457 Elementary School
847983 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/19/2026$399,900 Listed Price

Map


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731 Spencer Street, Ferndale, MI, 48220 is a Single Family Home for sale at $399,900 with 1,922 sqft and a lot size of 0.19. 731 Spencer Street has 5 bedrooms, 2.1 baths, and was built in 1927. The property's zip code is 48220 which is in Ferndale, MI