731 Spencer Street Ferndale, MI ^$ 399,900

731 Spencer Street

^$ 399,900

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Recently Listed

731 Spencer Street

Ferndale, MI, 48220

^$ 399,900

Bedrooms5 Baths2.1 Sq 1,722

Monthly Estimate*

^$ 2,525

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Single Family Home for sale in Ferndale, MI

for $399,900 with 5 bedrooms and 2 full baths, 1 half bath. This 1,722 square foot home was built in 1927 on a lot size of 0.19.

Welcome to 731 Spencer Street in Ferndale, sitting on a rare double lot offering a versatile layout with 5 bedrooms and 2.5 baths. The home features two convenient entry-level bedrooms, providing flexibility for a home office, guest room, or main-floor living. Upstairs, you'll find 3 additional bedrooms, creating plenty of space to spread out. Recent HVAC updates add comfort and peace of mind. With its flexible floor plan and desirable Ferndale location, this home offers a great opportunity to enjoy all that the area has to offer, including easy access to shopping, dining, entertainment, and major thoroughfares.

Single Family Active

Price

^$ 399,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 9,563

Style

Colonial

Lot Size

0.19

Year Built

1927

Town/City

Ferndale

County/Region

Oakland

MLS | Web ID

61022705

Features

General

Heating Forced Air

Kitchen Level Entry

Cooling Ceiling Fan(s) Central A/C

Possession Negotiable (Possession)

Garage Detached Garage

Water Public Water

Appliances Dishwasher Dryer Range/Oven Refrigerator Washer

Status Active Active

Full Baths 2

Half Baths 1

Bathrooms 3

Year Built 1927

Subdivision Hugo Scherers Sub MI

Style Colonial

County Oakland

Class RESIDENTIAL

Type Single Family

Ownership Private

Municipality Ferndale

Sale/Rent For Sale

Status Detail 0

Structure Style 2 Story

Area Ferndale (63258)

Primary City Ferndale

Directions North of 8 Mile East of Woodward

City Ferndale

School District Ferndale City School District

Financial Terms Cash Conventional FHA VA

Legal Description T1N R11E SEC 35 HUGO SCHERER'S SUB LOTS 198 & 199 ALSO 1/2 OF VAC ALLEY ADJ TO SAME

DOM 4

Postal Code 48220

Price Per Sq Ft Total AG 232.23

Public Remarks Welcome to 731 Spencer Street in Ferndale sitting on a rare double lot offering a versatile layout with 5 bedrooms and 2.5 baths. The home features two convenient entry-level bedrooms

Interior

Dining Room Level Entry

Basement Partially Finished

Bedroom 3 Level Entry

Bedroom 1 Level Second

Bedroom 2 Level Second

Beds 5

Fireplace? No

Total Rooms 11

Exterior

Exterior Vinyl Siding

Exterior Amenities Deck Patio Porch

Frontage 20

Lot Size Area 0.19

Pool (Y/N) No

Lot Dimensions 70X118.47

Roads Paved Street

Waterfront Y/N No

* Excluded Features

List By

Katie Wheeler

Listing Agent

Match Realty

Broker

katiew@matchrealty.com

Affordability Calculator

$3,322

Per Month

Monthly Principal & Interest: $2,525
Monthly Property Taxes: $797
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Ferndale, MI

Average List Price ^$287,362

Percent of Sale Price 28%

About Ferndale, MI

19,993 Population

-10% Since 2002

^$55,937 Median Income

39.4 Median Age

16% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

759698 Elementary School

759786 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/19/2026	$399,900		Listed Price

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731 Spencer Street, Ferndale, MI, 48220 is a Single Family Home for sale at $399,900 with 1,722 sqft and a lot size of 0.19. 731 Spencer Street has 5 bedrooms, 2.1 baths, and was built in 1927. The property's zip code is 48220 which is in Ferndale, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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731 Spencer Street

Single Family Home for sale in Ferndale, MI

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