4031 Bank Street Bay Saint Louis, MS $ 350,000
4031 Bank Street
$ 350,000
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4031 Bank Street

Bay Saint Louis, MS, 39520
$ 350,000
Bedrooms3 Baths2.0 Sq 1,120

Monthly Estimate*

$ 2,210

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View a Virtual Tour

Single Family Home for sale in Bay Saint Louis, MS

for $350,000 with 3 bedrooms and 2 full baths. This 1,120 square foot home was built in 2007 on a lot size of 0.24.

Welcome to your furnished, turn-key waterfront retreat in Riverview Subdivision of Shoreline Park Community in Bay St. Louis! Situated on a desirable double lot with approximately 100 feet of bulkheaded waterfront, this coastal getaway is ready for boating, fishing and a relaxed waterfront lifestyle. The covered boathouse features electrical & water, lighting, a convenient outdoor shower. Boat lift is an Overhead cable-and-strap with an approximate 5,000-pound capacity (currently accommodates a 21' deckboat) with the boathouse offering room for a boat or pontoon up to approximately 26 feet. The adjoining lot provides additional covered boat or vehicle storage also complete with electrical. Throw in a load of sand for your own private "beach" out back allowing for easy launching of kayaks or paddle boards etc. or for just soaking up the sun floating in the back canal. Location cannot be beat, just one canal, two quick turns to Bayou LaCroix, the property offers quick access to Bay St. Louis, the Mississippi Sound & the Gulf of America. Enjoy trips to Ship Island, Cat Island and outstanding Gulf Coast fishing and recreation right outside the door. This Raised home boasts a generous open yet covered area underneath giving you abundant space for entertaining! Enclosed storage room underneath complete with plumbing & electrical including separate commode room, plenty of space to store boating & fishing equipment plus a golf cart garage. Surrounded by attractive waterfront homes, this property presents an exciting opportunity to add your own cosmetic touches and create the coastal retreat you've envisioned. Whether you're seeking a weekend escape, full-time waterfront residence or potential "income producing" short-term vacation rental, this furnished property delivers the space for boating amenities and convenient water access needed to enjoy the Gulf Coast lifestyle. Grandfathered Flood Policy ONLY $1378/yr. is transferrable! Buyer to verify all measurements, water access, boat-lift capacity, vessel compatibility and rental eligibility.

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Single Family Active

Price

$ 350,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,088

Style

Traditional See Remarks

Lot Size

0.24

Year Built

2007

Town/City

Bay Saint Louis

County/Region

Hancock

MLS | Web ID

4159724

Features
General
Property Subtype Single Family Residence
Tax Year 2025
County Hancock
Property Type Residential
Subdivision Name Shoreline Park
Status Active
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 10454.4
Standard Status Active
Heating Central Electric See Remarks
Garage Spaces 0
Architectural Style Traditional See Remarks
Construction Materials Siding
Year Built 2007
New Construction false
Attached Garage false
Other Structures Boat House RV/Boat Storage Shed(s) Storage Workshop
Total Rooms 6
Property Condition Move In Ready
Sewer Public Sewer
Patio/Porch Features Deck Rear Porch
Community Features Boating Fishing See Remarks
Virtual Tour https://www.propertypanorama.com/4031-Bank-Street-Bay-Saint-Louis-MS-39520--4159724/unbranded
Structure Type House
Levels One
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Cooling Ceiling Fan(s) Central Air Electric See Remarks
Waterfront Features Bayou Boat Dock Bulkhead Canal Front Gulf Access View Waterfront See Remarks
Roof Metal
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Interior
Total Baths 2
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Pantry
Flooring Vinyl See Remarks
Heating Y/N true
Laundry Features Electric Dryer Hookup In Carport Washer Hookup See Remarks
Fireplace Features Outside
Window Features Blinds
Air Conditioning Y/N true
Fireplace Y/N false
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Exterior
Lot Size Area 0.24
Lot Size Acres 0.24
Parking Features Carport Concrete Covered Driveway Golf Cart Garage Storage
Lot Features Views
Water Source Public
Building Area Total 1120
Lot Dimensions 102 x 103
Waterfront Y/N true
Exterior Amenities Balcony Boat Slip Dock Lighting Outdoor Shower See Remarks
Fencing None
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* Excluded Features
List By
Lesley Troncoso

Listing Agent

Crescent Sotheby's International Realty

Broker

lesleytroncoso@gmail.com

Email

Affordability Calculator

$2,467
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,210
Monthly Property Taxes
$257
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/19/2026$350,000 Listed Price

Map


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4031 Bank Street, Bay Saint Louis, MS, 39520 is a Single Family Home for sale at $350,000 with 1,120 sqft and a lot size of 0.24. 4031 Bank Street has 3 bedrooms, 2.0 baths, and was built in 2007. The property's zip code is 39520 which is in Bay Saint Louis, MS