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8144 SW 205th Ter Cutler Bay, FL $ 750,000
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8144 SW 205th Ter
$ 750,000
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8144 SW 205th Ter

Cutler Bay, FL, 33189
$ 750,000
Bedrooms3 Baths2.0 Sq 1,840

Monthly Estimate*

$ 4,736

8144 SW 205th Ter, Cutler Bay, FL 33189 - Image 1
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8144 SW 205th Ter, Cutler Bay, FL 33189 - Image 8
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8144 SW 205th Ter, Cutler Bay, FL 33189 - Image 13
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Single Family Home for sale in Cutler Bay, FL

for $750,000 with 3 bedrooms and 2 full baths. This 1,840 square foot home was built in 1974.

Welcome to Saga Bay, one of Cutler Bay’s most desirable communities, where an active outdoor lifestyle meets everyday convenience. Situated on a beautifully maintained 9,583 sq ft corner lot, this updated 3 bedroom, 2 bath residence offers a spacious, open-concept layout plus a versatile flex room that can easily serve as a guest bedroom, home office, gym, or media room. Inside, you’ll find neutral wood-look tile flooring throughout, generous living and dining spaces, and a beautifully updated kitchen featuring newer appliances, a large island, and seamless views of the backyard, perfect for both everyday living and entertaining. The expansive covered terrace with a built-in summer kitchen/bar overlooks the sparkling pool and oversized yard, creating the ideal setting for weekend gatherings or relaxing year-round. The 2-car garage, and gated side access provide plenty of room to park a boat, RV, or other recreational toys. The roof was replaced approximately 9 years ago, and the home features partial impact windows with accordion shutters protecting the remaining openings for added peace of mind. Enjoy everything Saga Bay has to offer, including private lake access with a beach area, scenic walking paths, parks, tennis and pickleball courts, playgrounds, and a true sense of community. Just minutes from Black Point Marina, waterfront dining, shopping, and schools, this exceptional home offers the perfect balance of comfort, convenience, and outdoor living.

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Single Family Active

Price

$ 750,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 10,002

Style

Year Built

1974

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A12073270
Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air Ceiling Fan(s)
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Electric Range Microwave Refrigerator Washer
HOA Fee 180
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Detached Ranch One Story
Pool Features In Ground Pool
Restrictions OK To Lease
Construction Materials Brick Block
Pets Allowed No Yes
Year Built 1974
View None
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Community Features Other Park Pickleball
Assoc Fee Paid Per Quarterly
County Miami-Dade
Property Type Residential
Subdivision Name SAGA BAY SEC 1 PT 5
Facing Direction West
Garage Y/N true
Total Rooms 0
Full Baths 2
Special Listing Conditions Listed As-Is
Status Active
High School Miami Southridge
City Cutler Bay
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 9583
Listing Terms Cash Conventional FHA VA Loan
Elementary School Edward Whigham
Year Built Details Resale
Tax Annual Amount 10002
Middle/Junior High School Cutler Bay
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A12073270
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Legal Description SAGA BAY SEC 1 PT 5 PB 98-51 LOT 5 BLK 17 LOT SIZE .220 AC OR 21135-2525 032003 1 F/A/U 30-6010-004-0380
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Interior
Interior Amenities Breakfast Bar Breakfast Area Dining Area Separate/Formal Dining Room First Floor Entry
Flooring Tile
Air Conditioning Y/N true
Heating Y/N true
Window Features Impact Glass
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Fence Patio Storm/Security Shutters
Parking Features Driveway Parking Pad RV Access/Parking Garage Door Opener
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 9583
Spa false
Building Area Total 2763
Private Pool true
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type City Street
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* Excluded Features
List By
Miami Portfolio Collection

Broker

lori.lopez@kw.com

Email

Affordability Calculator

$5,569
Per Month
85%
15%
0%
Monthly Principal & Interest
$4,736
Monthly Property Taxes
$834
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4658030 Elementary School
1901317 Middle School
Miami Southridge High School High School
See complete school information
Pricing History
Date Price Price Change Description
8/19/2026 $750,000 Listed Price

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8144 SW 205th Ter, Cutler Bay, FL, 33189 is a Single Family Home for sale at $750,000 with 1,840 sqft. 8144 SW 205th Ter has 3 bedrooms, 2.0 baths, and was built in 1974. The property's zip code is 33189 which is in Cutler Bay, FL

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