452 Cumberland Cove Rd Monterey, TN $ 634,900
452 Cumberland Cove Rd
$ 634,900
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452 Cumberland Cove Rd

Monterey, TN, 38574
$ 634,900
Bedrooms3 Baths2.1 Sq 2,833

Monthly Estimate*

$ 4,009

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Single Family Home for sale in Monterey, TN

for $634,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,833 square foot home was built in 1998 on a lot size of 4.

Nestled in the highly sought-after Cumberland Cove community atop the scenic Cumberland Plateau, this private 4-acre estate offers peaceful mountain-country living with convenient access to city amenities, healthcare, and private community hiking trails featuring streams and waterfalls. The beautifully updated 3-bedroom, 3.5-bath main residence includes a fully equipped, private mother-in-law suite—ideal for multi-generational living or guests. The main home features dual primary suites, one on the main level and another upstairs, plus a spacious bonus room and generously sized bedrooms. The inviting living area centers around a gas log fireplace, while the chef’s kitchen offers granite countertops, custom cabinetry with pull-out drawers, and brand-new refrigerator, microwave, and sink. Fresh interior paint and a washer and dryer that remain add convenience. The private mother-in-law suite features its own ensuite bath and gas log fireplace. Outside, enjoy the freshly painted wrap-around porch, perfect for taking in the peaceful surroundings and watching local deer. The beautifully landscaped acreage features mature hostas, hydrangeas, and rhododendrons, plus a fully fenced, established organic garden currently producing a variety of vegetables. Additional features include a 2-car attached garage, circle driveway with ample recreational vehicle parking, storage shed, whole-house backup generator, whole-home water filtration system, and fully encapsulated crawlspace for enhanced climate and moisture control.

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Single Family Active

Price

$ 634,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,367

Style

Contemporary

Lot Size

4

Year Built

1998

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

3516104

Features
General
Living Area 2833
Sewer Septic Tank
Heating Central Heat Pump
Cooling Central Air
Utilities Water Available
Possession Negotiable
Roof Metal
Appliances Built-In Gas Oven Cooktop Dishwasher Disposal Dryer Microwave Refrigerator Washer
HOA Fee 138
Garage Spaces 2
Patio/Porch Features Deck Covered Patio Porch
Architectural Style Contemporary
Security Features Smoke Detector(s)
Construction Materials Brick Vinyl Siding
Year Built 1998
Stories Count 2
Topography Corner Lot Wooded
Levels Two
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Putnam County TN
New Construction N
Property Type Residential
Association Amenities Clubhouse
Attached Garage Y
Subdivision Name Cumberland Cove
Garage Y/N Y
Full Baths 2
Status Active
Buyer Financing Conventional FHA Other VA
Directions From I-40 E: Take exit 301 for US-70N toward Monterey/Jamestown. Turn right onto US-70N E. Turn right onto Cumberland Cove Rd. Property is on the right.
High School Monterey High School
City Monterey
Senior Community Y/N N
Lot Size Units Acres
Elementary School Burks Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 2367
Middle/Junior High School Monterey High School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Air Filter Ceiling Fan(s) Entrance Foyer High Ceilings Kitchen Island
Basement Crawl Space
Flooring Carpet Wood Tile
Total Fireplaces 2
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2833
Half Baths 1
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Parking Features Garage Door Opener Attached Driveway Gravel
Lot Features Corner Lot Wooded
Water Source Public
Total Parking 2
Lot Size Area 4
Building Area Total 2833
Lot Size Acres 4
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 2
Other Equipment Air Purifier
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Internal Only
Street Number 1 452
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* Excluded Features
List By
The Huffaker Group, Llc

Broker

david@thehuffakergroup.com

Email

Affordability Calculator

$4,206
Per Month
95%
5%
0%
Monthly Principal & Interest
$4,009
Monthly Property Taxes
$197
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4313725 Elementary School
1011505 Middle School
Monterey High School High School
Pricing History
DatePricePrice ChangeDescription
8/19/2026$634,900 Listed Price

Map


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452 Cumberland Cove Rd, Monterey, TN, 38574 is a Single Family Home for sale at $634,900 with 2,833 sqft and a lot size of 4. 452 Cumberland Cove Rd has 3 bedrooms, 2.1 baths, and was built in 1998. The property's zip code is 38574 which is in Monterey, TN