655 Hudson River Road Waterford, NY ^$ 365,000

655 Hudson River Road

^$ 365,000

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655 Hudson River Road

Waterford, NY, 12188

^$ 365,000

Bedrooms4 Baths1.1 Sq 1,787

Monthly Estimate*

^$ 2,305

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Single Family Home for sale in Waterford, NY

for $365,000 with 4 bedrooms and 1 full bath, 1 half bath. This 1,787 square foot home was built in 1970 on a lot size of 2.54.

Move right in to this riverfront ranch home with 2.54 acres of partially cleared woodland in Waterford! Enjoy the stunning private back yard with river views and easy walk to the river. Home features 1,787 sq/ft of living space & a large 4 season room with gas stove for heat. There are 4 bedrooms, 1.5 baths, upstairs laundry & a partially finished walkout basement. Walk in attic access provides plenty of storage & there is also dry basement storage. The generator provides power during power outages for extra peace of mind. Enjoy the privacy of the back yard on the covered back patio or sit in the screened in room with electric that is attached to the shed. Bonus storage with 2 sheds on the property plus the one car garage. Extra long driveway extends along the left side of the house and has room for turning around.

Single Family Active

Price

^$ 365,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 6,264

Style

Ranch

Lot Size

2.54

Year Built

1970

Town/City

Waterford

County/Region

Saratoga

MLS | Web ID

202624334

Features

Interior

Interior Amenities Eat-in Kitchen

Basement Walk-Out Access

Flooring Slate Vinyl Wood Carpet

Total Fireplaces 1

Fireplace Features Wood Burning

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Fireplace Y/N Y

Above Grade Finished Area 1787.0

Half Baths 1

Laundry Features Laundry Room Main Level

Total Bedrooms 4

Below Grade Finished Area 300.0

Below Grade Finished Area Source See Remarks

Above Grade Finished Area Source Public Records

Total Baths 2

General

Sewer Septic Tank

Heating Baseboard Hot Water

Cooling None

Utilities Cable Connected

Possession At Closing

Roof Shingle Asphalt

Appliances Dishwasher Electric Water Heater Oven Range Refrigerator Washer/Dryer

Garage Spaces 1.0

Patio/Porch Features Screened Covered Front Porch Patio

Architectural Style Ranch

Security Features Smoke Detector(s) Carbon Monoxide Detector(s)

Construction Materials Aluminum Siding Brick

Year Built 1970

Electric Circuit Breakers

View River Trees/Woods

Property Subtype Single Family Residence

Waterfront Features River Front

County Saratoga

New Construction N

Property Type Residential

HOA N

Attached Garage Y

Garage Y/N Y

Other Structures Shed(s)

Total Rooms 8

Full Baths 1

Status Active

Directions Rt 4

City Halfmoon

Body of Water Hudson River

High School District Mechanicville

Lot Size Units Acres

Lot Size Square Feet 110642.4

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 6264.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 4.000

Exterior

Exterior Amenities Drive-Paved Storm Door(s)

Parking Features Attached Driveway Garage Door Opener

Lot Features Level Views Wooded Waterfront

Water Source Public

Total Parking 4.0

Lot Size Area 2.54

Foundation Details Block

Spa N

Lot Size Acres 2.54

Waterfront Y/N Y

Door Features Storm Door(s)

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 655

* Excluded Features

List By

Elizabeth Perrins

Listing Agent

Howard Hanna Capital Inc

Broker

(518) 986-5960

Phone

lizperrins11@gmail.com

Affordability Calculator

$2,827

Per Month

Monthly Principal & Interest: $2,305
Monthly Property Taxes: $522
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Waterford, NY

Average List Price ^$529,200

Percent of Sale Price 45%

About Waterford, NY

8,617 Population

1% Since 2002

^$63,401 Median Income

42.24 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853089 Elementary School

853160 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
8/19/2026	$365,000		Listed Price

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655 Hudson River Road, Waterford, NY, 12188 is a Single Family Home for sale at $365,000 with 1,787 sqft and a lot size of 2.54. 655 Hudson River Road has 4 bedrooms, 1.1 baths, and was built in 1970. The property's zip code is 12188 which is in Waterford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 8/20/2026.

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655 Hudson River Road

Single Family Home for sale in Waterford, NY

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