452 Cumberland Cove Rd Monterey, TN $ 634,900
452 Cumberland Cove Rd
$ 634,900
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452 Cumberland Cove Rd

Monterey, TN, 38574
$ 634,900
Bedrooms3 Baths3.1 Sq 2,833

Monthly Estimate*

$ 4,009

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Single Family Home for sale in Monterey, TN

for $634,900 with 3 bedrooms and 3 full baths, 1 half bath. This 2,833 square foot home was built in 1998 on a lot size of 4.

Nestled in the highly sought-after Cumberland Cove community atop the scenic Cumberland Plateau, this private 4-acre estate offers peaceful mountain-country living with convenient access to city amenities, healthcare, and private community hiking trails featuring streams and waterfalls. The beautifully updated 3-bedroom, 3.5-bath main residence includes a fully equipped, private mother-in-law suite—ideal for multi-generational living or guests. The main home features dual primary suites, one on the main level and another upstairs, plus a spacious bonus room and generously sized bedrooms. The inviting living area centers around a gas log fireplace, while the chef's kitchen offers granite countertops, custom cabinetry with pull-out drawers, and brand-new refrigerator, microwave, and sink. Fresh interior paint and a washer and dryer that remain add convenience. The private mother-in-law suite features its own ensuite bath and gas log fireplace. Outside, enjoy the freshly painted wrap-around porch, perfect for taking in the peaceful surroundings and watching local deer. The beautifully landscaped acreage features mature hostas, hydrangeas, and rhododendrons, plus a fully fenced, established organic garden currently producing a variety of vegetables. Additional features include a 2-car attached garage, circle driveway with ample recreational vehicle parking, storage shed, whole-house backup generator, whole-home water filtration system, and fully encapsulated crawlspace for enhanced climate and moisture control.

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Single Family Active

Price

$ 634,900

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 2,366

Style

Site Built

Lot Size

4

Year Built

1998

Town/City

Monterey

County/Region

Putnam

MLS | Web ID

246561

Features
Interior
Interior Amenities Ceiling Fan(s) Smoke Detector
Basement 0
Beds 3
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General
Sewer Septic Tank
Construction Frame
Heating Natural Gas Central
Kitchen Level Lower
Cooling Central Air
Possession Negotiable
Roof Metal
Appliances Dishwasher Gas Oven Disposal Refrigerator Gas Range Microwave Washer Dryer
Laundry Y/N Main Level
Water Public
Water Heater Electric
Fireplaces Two Gas Log
Full Baths 3
Half Baths 1
Electric Circuit Breakers
Subdivision Cumberland Cove
County Putnam
Levels Two
HOA Dues 138.00
Status Active
Dining Room Level Main
Living Room Level Lower
Patio/Deck Porch Covered Deck
Area Putnam Co SE TN
Directions From I-40 E: Take exit 301 for US-70N toward Monterey/Jamestown. Turn right onto US-70N E. Turn right onto Cumberland Cove Rd. Property is on the right.
Living Room Size 17x15
Waterfront None
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Exterior
Exterior Amenities Guest House
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* Excluded Features
List By
David Huffaker

Listing Agent

The Huffaker Group, Llc

Broker

david@thehuffakergroup.com

Email

Affordability Calculator

$4,206
Per Month
95%
5%
0%
Monthly Principal & Interest
$4,009
Monthly Property Taxes
$197
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
2633377 Elementary School
2633378 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/19/2026$634,900 Listed Price

Map


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452 Cumberland Cove Rd, Monterey, TN, 38574 is a Single Family Home for sale at $634,900 with 2,833 sqft and a lot size of 4. 452 Cumberland Cove Rd has 3 bedrooms, 3.1 baths, and was built in 1998. The property's zip code is 38574 which is in Monterey, TN