217 W Main Street Mt Sterling, KY $ 495,000
217 W Main Street
$ 495,000
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217 W Main Street

Mt Sterling, KY, 40353
$ 495,000
Bedrooms3 Baths3.0 Sq 3,255

Monthly Estimate*

$ 3,125

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Single Family Home for sale in Mt Sterling, KY

for $495,000 with 3 bedrooms and 3 full baths. This 3,255 square foot home was built on a lot size of 0.4.

You will know you have reached a special home from the time you enter the front porch and open the screen door. Dramatic remodel—renovated home with all the attention to details where pride in quality choices shows everywhere. Home has 3255 finished square feet with generously sized rooms, including living room, dining room, new kitchen with new cabinetry, new quartz countertops & new appliances, primary bedroom with separate dressing room & separate walk in closet, new primary bathroom, two additional bedrooms, two additional new bathrooms, new utility room, office, studio, & mudroom. One of the rooms on the first floor could easily be used for a fourth bedroom. Additionally, there is a floored attic with permanent steps & unfinished basement. In addition to original refinished wood floors, there are new ceramic tile floors in baths and luxury vinyl in office & utility. Plumbing has been replaced, all new wiring with new electrical panel installed, There are two new central HVAC units—dual-fuel heating system/hybrid heat combines an electric heat pump with a gas furnace and new ductwork. The home has all new large energy efficient windows on the first and second floors and an original transom above the front entrance. You will love all the daylight with the many large windows where everything just seems to sparkle. For extra energy efficiency, there is new insulation in the attic and between some walls. Other features you are sure to enjoy include six fireplaces and one having new ventless gas logs, laundry chute, corbels, beautiful mantels, French doors, some beveled glass, wainscoting, original oversized baseboards. The attic room with wood walls, wood ceiling, wood floor, and arched window is just waiting for your creative use. (Hvac could easily be installed in this attic room.) The covered front porch, freshly painted, is a place to enjoy all your family and friends. The home is located in beautiful, historic downtown Mt Sterling where you can walk to church, shops, arts, restaurants, dog park. The home has a .40 acre lot with shed/doll house and four bay lean-to. Come and enjoy this amazing home. (A document is attached for realtors to show additional renovation details, like replacing the front wall at the street and more.) Home square footage to be verified, schools to be verified. The home was built approximately 1907. The home was formerly a part of the Mt Sterling Female College. (Interior video and exterior drone in process.)

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Single Family Active

Price

$ 495,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 0

Style

Craftsman

Lot Size

0.4

Town/City

Mt Sterling

County/Region

Montgomery

MLS | Web ID

26022498

Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Walk-In Closet(s)
Basement Interior Entry Partial Unfinished Walk-Out Access Walk-Up Access
Flooring Ceramic Tile Wood
Total Fireplaces 6
Fireplace Features Bedroom Dining Room Gas Log Great Room Kitchen Primary Bedroom Ventless
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Insulated Windows Screens
Fireplace Y/N Y
Above Grade Finished Area 3255.0
Half Baths 0
Laundry Features Electric Dryer Hookup Main Level Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 0.0
Total Baths 3
Heating-Heat Pump True
Heating-Forced Air True
Heating-Natural Gas True
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General
Sewer Public Sewer
Heating Dual Fuel Forced Air Heat Pump Natural Gas
Cooling Central Air Heat Pump Multi Units
Utilities Cable Available Electricity Connected Natural Gas Available Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Patio/Porch Features Patio Porch Rear Patio
Architectural Style Craftsman
Construction Materials Vinyl Siding
Year Built 9999
View Neighborhood Other
Levels Two
Property Subtype Single Family Residence
Parcel Number 23M-60-04-020.00
Community Features Park Pool Tennis Court(s)
County Montgomery
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Downtown
Garage Y/N N
Other Structures Shed(s) Other
Total Rooms 14
Full Baths 3
Status Active
Directions I-64 exit 110 turn toward downtown Mt Sterling on Maysville St/Hwy 11 turn right on Main St house on right.
High School Montgomery Co
City Mt Sterling
High School District Montgomery County - 18
MLS Area 018 - Montgomery County
Lot Size Units Acres
Lot Size Square Feet 17424.0
Carport Y/N N
Elementary School Northview
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Montgomery Co
MLS Area Minor 018 - Montgomery County
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Senior Community None
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Exterior
Exterior Amenities Awning(s)
Fencing Chain Link Partial Wood
Parking Features Other Driveway
Lot Features Few Trees Landscaped
Water Source Public
Lot Size Area 0.4
Foundation Details Stone Other
Building Area Total 3255.0
Lot Size Acres 0.4
Lot Size Source Public Records
Waterfront Y/N N
Door Features Storm Door(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 217
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* Excluded Features
List By
United Real Estate Bluegrass

Broker

Affordability Calculator

$3,125
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,125
Monthly Property Taxes
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Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3289519 Elementary School
3292802 Middle School
Montgomery Co High School High School
Pricing History
DatePricePrice ChangeDescription
8/19/2026$495,000 Listed Price

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217 W Main Street, Mt Sterling, KY, 40353 is a Single Family Home for sale at $495,000 with 3,255 sqft and a lot size of 0.4. 217 W Main Street has 3 bedrooms and 3.0 baths. The property's zip code is 40353 which is in Mt Sterling, KY