288 N Charles Street
Cortland, IL, 60112 $ 394,999
Bedrooms4 Baths2.1 Sq 2,740 Monthly Estimate*
$ 2,728
for $394,999 with 4 bedrooms and 2 full baths, 1 half bath. This 2,740 square foot home was built in 2023 on a lot size of 0.14.
Why wait for new construction when you can move right into one of the largest homes currently available in desirable Richland Trails? Offering approximately 2,740 square feet, this impressive 4-bedroom, 2.5-bath two-story delivers the space, finishes, and flexibility today's buyers are looking for-plus a $5,000 seller credit and immediate or quick-close availability. The open-concept main level features high-quality wide-plank engineered wood flooring, LED lighting, and a sought-after first-floor primary suite with private en-suite bath. The kitchen stands out with quartz countertops, 42-inch solid shaker-style soft-close cabinetry, stainless-steel appliances, and ceramic flooring in wet areas. Upstairs provides additional generously sized bedrooms, while the partially finished basement offers even more space for recreation, a home office, fitness area, or future expansion. The owned lifestyle benefits continue with solar panels producing upwards of 12,750 kWh, helping offset electricity usage. Outside the home, Richland Trails residents enjoy scenic walking paths and an onsite neighborhood park. Conveniently located just minutes from I-88, this property combines newer-home style with more square footage, established improvements, and the ability to move in without waiting for construction. Even better, the property may qualify for a zero-down USDA loan, giving eligible buyers another opportunity to make homeownership more attainable. With 2,740 square feet, a first-floor primary suite, solar energy production, a $5,000 seller credit, and quick possession available, this Richland Trails home deserves to be at the top of your showing list.
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FeaturesGeneralLiving Area 2740
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s) Water Softener Owned Humidifier
HOA Fee 75
Garage Spaces 2
Association Fee Includes Other
Construction Materials Vinyl Siding
Year Built 2023
Electric Circuit Breakers 200+ Amp Service Photovoltaics Third-Party Owned
Township Cortland
Tax Year 2025
Ownership Fee Simple w/ HO Assn.
Community Features Park Curbs Sidewalks Street Paved
Assoc Fee Paid Per Quarterly
County DeKalb
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Energy Efficient Photovoltaic/Solar System
Subdivision Name Richland Trails
Total Rooms 9
Full Baths 2
Status Contingent
Directions Somonauk - West on Meadows to Charles
High School De Kalb High School
City Cortland
High School District 428
MLS Area Cortland
Elementary School Cortland Elementary School
Tax Annual Amount 0
Middle/Junior High School Huntley Middle School
Standard Status Active Under Contract
Middle/Junior School District 428
Elementary School District 428
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InteriorInterior Amenities Cathedral Ceiling(s) 1st Floor Bedroom 1st Floor Full Bath Walk-In Closet(s)
Basement Partially Finished Egress Window Rec/Family Area Storage Space Full
Half Baths 1
Laundry Features Upper Level Gas Dryer Hookup In Unit
Total Bedrooms 4
Room Type Recreation Room Foyer Pantry
Total Baths 3
Bedrooms Possible 4
Bathroom Separate Shower Double Sink
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ExteriorModel TRIAD
Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 110X55
Lot Size Acres 0.14
Waterfront Y/N N
Other Equipment Water-Softener Owned CO Detectors Ceiling Fan(s) Sump Pump Radon Mitigation System Water Heater-Gas
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* Excluded FeaturesList ByCentury 21 New HeritageBroker
gibranyoung@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,728
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cortland, IL
Average List Price $367,713
Percent of Sale Price 7%
About Cortland, IL 4,264 Population
69% Since 2002
$ 67,467 Median Income
35.61 Median Age
39% Households with Children
Trends Information provided by ATTOM Data Solutions.
2169150 Elementary School
1539725 Middle School
De Kalb High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 9/24/2026 | $394,999 | -1.25% | Price Down |
| 8/29/2026 | $399,999 | -1.82% | Price Down |
| 8/18/2026 | $407,400 | | Listed Price |