110-114 Pine Ridge Road
Otsego, NY, 13326 $ 569,000
Bedrooms3 Baths2.0 Sq 1,668 Monthly Estimate*
$ 3,593
for $569,000 with 3 bedrooms and 2 full baths. This 1,668 square foot home was built in 1940 on a lot size of 0.93.
Beautiful lake views, tucked away in the hills just 6 miles from the Village of Cooperstown, this private and secluded Otsego Lake retreat offers the perfect blend of getaway, investment opportunity, and untapped potential. Set on two separate deeded parcels, for a total of just under 1 acre. The property includes a charming 3-bedroom, 2-bath chalet along with a detached barn on its own parcel, opening the door to endless possibilities for future use, expansion, storage, studio space, or additional rental income potential. Surrounded by nature and overlooking beautiful Otsego Lake, the home offers the peaceful Upstate New York lifestyle buyers dream about. Enjoy deeded ingress and egress to the lake, making it easy to spend summers kayaking, boating, fishing, and enjoying the beautiful views of Otsego Lake. The chalet-style home features warm wood accents, inviting living spaces, and a layout ideal for hosting family and friends or operating as a vacation rental. Whether you're searching for a private second home, an income-producing Airbnb opportunity, or a property to create your own lake-area compound, this one checks all the boxes. With privacy, lake views, separate parcels, and tremendous upside potential, properties like this are becoming increasingly hard to find in the Cooperstown area. Just minutes from the Village of Cooperstown, Bassett Healthcare, breweries, restaurants, golf, and world-famous baseball attractions, this is your opportunity to own a slice of classic Upstate New York living.
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FeaturesInteriorInterior Amenities EatInKitchen SeparateFormalLivingRoom Loft
Basement Partial
Flooring Carpet Hardwood Other SeeRemarks Varies
Total Fireplaces 1
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 2
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GeneralSewer SepticTank
Heating Electric Baseboard Stove
Cooling WindowUnits
Utilities CableAvailable
Possession CloseOfEscrow
Roof Asphalt
Appliances ElectricOven ElectricRange ElectricWaterHeater Refrigerator Washer
Garage Spaces 3.0
Patio/Porch Features Balcony Deck
Architectural Style ChaletAlpine
Construction Materials Frame Other WoodSiding
School District Cooperstown
Year Built 1940
View Water
Township Not Applicable
Property Subtype SingleFamilyResidence
Waterfront Features Lake Other SeeRemarks
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Other Structures Barns Outbuilding PoultryCoop GarageApartment
Total Rooms 8
Full Baths 2
Status Active
High School Cooperstown Jr/Sr High
City Otsego
Body of Water Otsego Lake
Senior Community Y/N No
High School District Cooperstown
Number Of Units Total 0
MLS Area Otsego-365089
Lot Size Units Acres
Lot Size Square Feet 13504.0
Year Built Details Existing
Tax Annual Amount 7807.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Cooperstown
Elementary School District Cooperstown
Tax Assessed Value 428000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 4
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ExteriorExterior Amenities Balcony Deck GravelDriveway
Parking Features Detached Electricity Garage Storage WorkshopInGarage WaterAvailable
Lot Features IrregularLot
Water Source Well
Lot Size Area 0.93
Foundation Details Poured
Building Area Total 1668.0
Lot Dimensions 50X274
Lot Size Acres 0.93
Waterfront Y/N No
Road Frontage Type MainThoroughfare PrivateRoad
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* Excluded FeaturesList ByKeller Williams Upstate Ny PropertiesBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,593
- Monthly Property Taxes
- $651
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Otsego, NY
Average List Price $676,878
Percent of Sale Price 19%
About Otsego, NY 3,887 Population
0% Since 2002
$ 60,556 Median Income
51.57 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122716 Elementary School
4122685 Middle School
Cooperstown Jr/Sr High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/18/2026 | $569,000 | | Listed Price |