197 Cottage Street
Rochester, NY, 14608 $ 109,900
Bedrooms3 Baths1.1 Sq 1,350 Monthly Estimate*
$ 694
for $109,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,350 square foot home was built in 1900 on a lot size of 0.0758.
Welcome to **197 Cottage Street in Rochester, NY 14608**, offering a flexible **3-bedroom, 1.5-bath layout** with the convenience of true first-floor living. Step inside to a bright, **open-concept floor plan** where the living, dining and kitchen spaces flow together, creating an easy setup for everyday living and entertaining. The updated kitchen features white cabinetry, stainless steel appliances, generous counter space and a center island with sink. The **first floor includes a bedroom, full bathroom and laundry**, making the layout ideal for anyone looking for fewer stairs, a guest room or flexible home office space. Upstairs you'll find **two additional bedrooms and a half bath**. Neutral finishes and abundant natural light make the home feel fresh and ready for your own style. Outside, enjoy a **covered front porch**, off-street driveway parking, rear deck and a surprisingly spacious, green backyard with plenty of room to relax, garden or entertain. Conveniently located in **Rochester's 14608 ZIP code**, 197 Cottage St offers easy access to **Downtown Rochester, the University of Rochester, Strong Memorial Hospital, Genesee Riverway Trail, major commuter routes, shopping, dining and nearby city neighborhoods**. A great opportunity for an owner occupant or anyone looking for a Rochester home with an open layout, first-floor bedroom, first-floor full bath and first-floor laundry. Delayed negotiations due Wednesday, August 26th by Noon.
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FeaturesInteriorInterior Amenities BreakfastBar EatInKitchen LivingDiningRoom BedroomOnMainLevel
Basement Full
Flooring Laminate Varies
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 3
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 2
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GeneralSewer Connected
Heating Gas ForcedAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances ExhaustFan FreeStandingRange GasOven GasRange GasWaterHeater Oven Refrigerator RangeHood
Garage Spaces 0.0
Architectural Style CapeCod HistoricAntique
Construction Materials AluminumSiding
School District Rochester
Year Built 1900
Township Not Applicable
Property Subtype SingleFamilyResidence
County Monroe
Property Type Residential
Subdivision Name Rapids
Garage Y/N No
Total Rooms 5
Full Baths 1
Status Active
City Rochester
Senior Community Y/N No
High School District Rochester
Number Of Units Total 0
MLS Area Rochester City-261400
Lot Size Units Acres
Lot Size Square Feet 3300.0
Year Built Details Existing
Tax Annual Amount 2952.0
Property Condition Resale
Virtual Tour https://listings.realtogs.com/sites/rxomxggw/unbranded https://listings.realtogs.com/sites/197-cottage-st-rochester-ny-14608-27743275/branded
Standard Status Active
Middle/Junior School District Rochester
Elementary School District Rochester
Tax Assessed Value 106000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 13
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ExteriorExterior Amenities BlacktopDriveway
Parking Features NoGarage
Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.0758
Foundation Details Stone
Building Area Total 1350.0
Lot Dimensions 33X100
Lot Size Acres 0.0758
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $694
- Monthly Property Taxes
- $246
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Rochester, NY
Average List Price $200,688
Percent of Sale Price 83%
About Rochester, NY 204,840 Population
-7% Since 2002
$ 33,046 Median Income
34.43 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
1445827 Elementary School
1445318 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/18/2026 | $109,900 | | Listed Price |