130 CEDAR CREEK Road Palatka, FL $ 539,900
130 CEDAR CREEK Road
$ 539,900
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130 CEDAR CREEK Road

Palatka, FL, 32177
$ 539,900
Bedrooms4 Baths2.0 Sq 1,451

Monthly Estimate*

$ 3,409

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Single Family Home for sale in Palatka, FL

for $539,900 with 4 bedrooms and 2 full baths. This 1,451 square foot home was built in 1964 on a lot size of 0.86.

Imagine ending each day watching spectacular sunsets over the St. Johns River from your own private dock. Whether you're boating, fishing, entertaining family and friends, or simply enjoying the peaceful waterfront setting, this move-in-ready retreat delivers the Florida lifestyle buyers have been searching for. Designed with flexibility in mind, this property features a fully separate guest/in-law suite complete with its own private entrance, kitchenette, and full bathroom ideal for extended family, guests, multi-generational living, or a private home office. Outdoor enthusiasts will appreciate the private dock, boat lift, RV hookup, and the included pontoon boat, making it easy to enjoy everything the St. Johns River has to offer from day one. Major recent improvements provide added peace of mind, including a complete professional rewiring of the entire home in 2026, a brand-new electrical panel, and all inspection-related electrical work completed. his exceptional waterfront property combines comfort, versatility, and modern updates with endless opportunities for recreation and relaxation. A rare opportunity to own a turnkey riverfront home where unforgettable memories are made.

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Single Family Active

Price

$ 539,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 4,768

Style

Traditional

Lot Size

0.86

Year Built

1964

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2160567

Features
Interior
Interior Amenities Breakfast Bar Breakfast Nook Ceiling Fan(s) Entrance Foyer Kitchen Island Split Bedrooms
Flooring Tile
Furnished Y/N Unfurnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Total Bedrooms 4
Total Baths 2
Heating-Hot Water True
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General
Sewer Septic Tank
Heating Central Electric Heat Pump Hot Water
Cooling Attic Fan Central Air Electric Zoned
Utilities Cable Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Dryer Electric Range Electric Water Heater Microwave Refrigerator
Patio/Porch Features Porch Screened
Architectural Style Traditional
Year Built 1964
View River
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Parcel Number 350827000000800000
Waterfront Features River Front
County Putnam
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Cedar Creek
Garage Y/N N
Other Structures Workshop
Total Rooms 9
Full Baths 2
Status Active
Directions Hwy 17 North right on Palmetto Bluff Rd. to dead end. Right on Cedar Creek Rd. Home is on the left.
City Palatka
Senior Community Y/N N
Zoning Description Residential
MLS Area 563-East Bostwick/Bridgeport/Cedar Creek
Lot Size Units Acres
Lot Size Square Feet 37461.6
Carport Spaces 2.0
Carport Y/N Y
Listing Terms Cash Conventional
Property Attached Y/N N
Tax Annual Amount 4768.51
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
MLS Area Minor 563-East Bostwick/Bridgeport/Cedar Creek
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Exterior Amenities Boat Lift
Fencing Fenced Privacy Wrought Iron
Parking Features Covered Detached Carport RV Access/Parking
Water Source Shared Well
Lot Size Area 0.86
Spa N
Lot Size Acres 0.86
Road Surface Type Asphalt
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 130
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* Excluded Features
List By
Watson Realty Corp

Broker

sheilaclark@watsonrealtycorp.com

Email

Affordability Calculator

$3,806
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,409
Monthly Property Taxes
$397
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/18/2026$539,900 Listed Price

Map


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130 CEDAR CREEK Road, Palatka, FL, 32177 is a Single Family Home for sale at $539,900 with 1,451 sqft and a lot size of 0.86. 130 CEDAR CREEK Road has 4 bedrooms, 2.0 baths, and was built in 1964. The property's zip code is 32177 which is in Palatka, FL