11318 Bay Front Avenue Lusby, MD $ 450,000
11318 Bay Front Avenue
$ 450,000
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11318 Bay Front Avenue

Lusby, MD, 20657
$ 450,000
Bedrooms4 Baths2.0 Sq 2,116

Monthly Estimate*

$ 2,841

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Condo for sale in Lusby, MD

for $450,000 with 4 bedrooms and 2 full baths. This 2,116 square foot condo was built in 1976 on a lot size of 0.71.

Bring your vision and create something truly special on the Chesapeake Bay! This waterfront property offers spectacular, expansive Bay views from a 30,796-square-foot lot in Lusby, Maryland. Built in 1976, the home offers approximately 1,144 square feet on the main level, plus approximately 972 square feet of finished space on the lower level. The main level features an open floor plan with 3 bedrooms, 1 full bath, a brick fireplace, and a kitchen equipped with a cooktop, wall oven, refrigerator and dishwasher. The lower level provides additional living and entertaining space with a large recreation room, second brick fireplace, full bath with shower, and access to a spacious porchan ideal place to take in the beauty of the Chesapeake Bay. DO NOT enter Shed may not be stable. Additional features include central air on the main level, baseboard heat and window A/C on the lower level, well and septic, and a roof reported to be approximately 10 years old. The home is in need of renovation and repair, making this an exciting opportunity for a buyer, investor or builder with the vision to transform the existing home or explore the possibilities this beautiful waterfront setting may offer. The real star here is the location: a sizable Chesapeake Bay waterfront lot, incredible water views, and the opportunity to create a one-of-a-kind Bay retreat. Property is being sold AS-IS. Buyers are encouraged to perform all inspections and due diligence regarding the condition of the home, waterfront, lot, well, septic and any future renovation or building plans. DO NOT enter Shed may not be safe.

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Condo Active

Price

$ 450,000

Bedrooms

4

Full Bath

2

Property Type

Condo

Taxes

$ 5,879

Style

Ranch/Rambler

Lot Size

0.71

Year Built

1976

Town/City

Lusby

County/Region

Calvert

MLS | Web ID

MDCA2030048

Features
General
Living Area 2116
Sewer Private Septic Tank
Heating Heat Pump(s)
Cooling Other
Utilities Electric Available
Possession Immediate Settlement
Roof Shingle Asphalt
Appliances Cooktop Dishwasher Exhaust Fan Oven - Wall Refrigerator Washer/Dryer Hookups Only
Zoning R
HOA Fee 180.00
Architectural Style Ranch/Rambler
Construction Materials Stick Built Concrete Combination
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1976
View Bay Scenic Vista
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 1
Accessibility Other
HOA Fee 2 0.00
Assoc Fee Paid Per Annually
County CALVERT
New Construction N
Property Type Residential
HOA Y
Subdivision Name COVE LAKE
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions Cove Point Road to Right onto Cove Lake Road Left onto Blackwell Drive to Bayfront Road Straight Ahead 11318
City LUSBY
Association Name COVE LAKE ASOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 30796.00
HOA Fee 2 Frequency Unknown
Tax Annual Amount 5879.0
Home Warranty Y/N N
Property Condition Below Average
Structure Type Detached
Condo/Coop Association fee Y/N Y
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 393.36
Acceptable Financing Cash Other FHA 203(b) Conventional
Additional Parcels Y/N N
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision COVE LAKE
Tax Lot 3
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Interior
Interior Amenities Carpet Floor Plan - Open
Heating Fuel Electric
Basement Full
Flooring Carpet Vinyl
Total Fireplaces 2
Fireplace Features Brick
Hot Water Electric
Total Stories 2
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1144
Central Air Y/N N
Total Bedrooms 4
Below Grade Finished Area 972
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Water Source Well
Type of Parking Off Street Driveway
Foundation Details Slab
Water View Y/N Y
Lot Size Acres 0.71
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 344100.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 11318
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* Excluded Features
List By
Re/Max One

Broker

lisariggleman@me.com

Email

Affordability Calculator

$3,331
Per Month
85%
15%
0%
Monthly Principal & Interest
$2,841
Monthly Property Taxes
$490
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535987 Elementary School
3534875 Middle School
Patuxent High School High School
Pricing History
DatePricePrice ChangeDescription
8/18/2026$450,000 Listed Price

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11318 Bay Front Avenue, Lusby, MD, 20657 is a Condo for sale at $450,000 with 2,116 sqft and a lot size of 0.71. 11318 Bay Front Avenue has 4 bedrooms, 2.0 baths, and was built in 1976. The property's zip code is 20657 which is in Lusby, MD