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1940 Division Street St. Charles, IL $ 400,000
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$ 400,000 Get more info
1940 Division Street
$ 400,000
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1940 Division Street

St. Charles, IL, 60174
$ 400,000
Bedrooms3 Baths2.0 Sq 1,634

Monthly Estimate*

$ 2,526

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Single Family Home for sale in St. Charles, IL for $400,000 with 3 bedrooms and 2 full baths. This 1,634 square foot home was built in 1980 on a lot size of 0.228.

Exceptionally clean and well-maintained 3-bedroom, 2-bath ranch in the desirable Chandlers subdivision of St. Charles. The open-concept main level features an updated kitchen with newer cabinetry and appliances, an updated main bathroom, and engineered hardwood flooring. Recent improvements include a patio (2020), fence (2022), roof (2022), attic insulation (2023), and front door (2023). The HVAC system was recently serviced, and the ductwork professionally cleaned. A standout feature is the large, fully fenced backyard, offering excellent privacy, usable lawn space, and a comfortable patio area for outdoor dining, entertaining, pets, or play. The home also includes a finished lower level, attached garage, and freshly sealed driveway. Vacant, spotless, and move-in ready, with convenient access to schools, parks, shopping, and downtown St. Charles.

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Single Family Contingent

Price

$ 400,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,078

Style

Bi-Level

Lot Size

0.228

Year Built

1980

Town/City

St. Charles

County/Region

KANE

MLS | Web ID

12714629
Features
General
Living Area 1634
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Architectural Style Bi-Level
Construction Materials Vinyl Siding Brick
Year Built 1980
Electric Circuit Breakers
Township St. Charles
Tax Year 2025
Ownership Fee Simple
Community Features Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Subdivision Name Chandler
Total Rooms 7
Full Baths 2
Status Contingent
Directions Kirk Road to Division Street West or 7th Avenue/East Side Drive to Division Street and head East.
High School St Charles East High School
City St. Charles
High School District 303
MLS Area Campton Hills / St. Charles
Elementary School Fox Ridge Elementary School
Tax Annual Amount 7078
Middle/Junior High School Wredling Middle School
Additional Parcels Y/N N
Standard Status Active Under Contract
Middle/Junior School District 303
Elementary School District 303
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Interior
Interior Amenities 1st Floor Bedroom 1st Floor Full Bath
Basement Finished Exterior Entry Full Daylight
Flooring Hardwood
Half Baths 0
Total Bedrooms 3
Room Type No additional rooms
Total Baths 2
Bedrooms Possible 3
Bathroom Soaking Tub
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Exterior
Parking Features Concrete Garage Door Opener Yes Garage Owned Attached Garage
Water Source Public
Total Parking 2
Foundation Details Concrete Perimeter
Lot Dimensions 68 X 143 X 70 X 137
Lot Size Acres 0.228
Waterfront Y/N N
Other Equipment Water-Softener Owned TV-Dish CO Detectors Ceiling Fan(s) Sump Pump
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* Excluded Features
List By
Homesmart Connect Llc

Broker

christian.calin24@gmail.com

Email

Affordability Calculator

$3,115
Per Month
81%
19%
0%
Monthly Principal & Interest
$2,526
Monthly Property Taxes
$590
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4599290 Elementary School
564580 Middle School
St Charles East High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
8/17/2026$400,000 Listed Price

Map

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1940 Division Street, St. Charles, IL, 60174 is a Single Family Home for sale at $400,000 with 1,634 sqft and a lot size of 0.228. 1940 Division Street has 3 bedrooms, 2.0 baths, and was built in 1980. The property's zip code is 60174 which is in St. Charles, IL

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