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304 9th Street SW Spencer, IA $ 164,900
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304 9th Street SW
$ 164,900
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304 9th Street SW

Spencer, IA, 51301
$ 164,900
Bedrooms2 Baths2.0 Sq 1,040

Monthly Estimate*

$ 1,041

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Single Family Home for sale in Spencer, IA

for $164,900 with 2 bedrooms and 2 full baths. This 1,040 square foot home was built in 1976 on a lot size of 0.2.

Welcome to this well-maintained ranch-style home offering comfortable, easy living with updates inside and out. Situated on a generous lot, this property delivers the perfect blend of cozy indoor spaces and outdoor versatility. A bright, versatile 3 Season sunroom perfect for morning coffee, evening relaxation, or entertaining guests while enjoying backyard views free from the elements. A dedicated Garden Shed offers extra storage for lawn equipment, tools, or hobby supplies. Whether you are looking to downsize, purchase your first home, or secure a property with exceptional yard space, this move-in-ready home is it!

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Single Family Active

Price

$ 164,900

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 872

Style

Ranch

Lot Size

0.2

Year Built

1976

Town/City

Spencer

County/Region

Clay

MLS | Web ID

261007
Features
General
Sewer Public Sewer
Construction Frame/Wood Stick Built
Heating Forced Air
Cooling Central
Appliances Dishwasher Disposal Dryer Range/Stove Refrigerator Washer
Flood Zone Yes-100
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 872
Tax Year 2025
Fuel Electric
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 8740
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1976
Directions GPS
City Spencer
Total Sq Ft 1040
DOM 1
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 158.56
Public Remarks Welcome to this well-maintained ranch-style home offering comfortable easy living with updates inside and out. Situated on a generous lot this property delivers the perfect blend of cozy indoor space
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Exterior
Waterfront 0
Garage Type Attached
Other Structures Storage
Lot Size Source Assessor
Water Source Public/City
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Interior
Furnished Y/N No
Total Baths 2
Full Baths 2
Bath Description Full Master Main Floor Full Bath
1/4 Baths 0
Basement Material Concrete Block
Basement Style Crawl Space
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* Excluded Features
List By
Kim Bates

Listing Agent

Bates Realty, Llc

Broker

(712) 260-7149

Phone

soldbykimbates@gmail.com

Email

Affordability Calculator

$1,114
Per Month
93%
7%
0%
Monthly Principal & Interest
$1,041
Monthly Property Taxes
$73
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
8/16/2026$164,900 Listed Price

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304 9th Street SW, Spencer, IA, 51301 is a Single Family Home for sale at $164,900 with 1,040 sqft and a lot size of 0.2. 304 9th Street SW has 2 bedrooms, 2.0 baths, and was built in 1976. The property's zip code is 51301 which is in Spencer, IA

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