3131 N CANAL DRIVE Palm Harbor, FL $ 790,000
3131 N CANAL DRIVE
$ 790,000
Recently Listed
Open House 8/22 12pm - 3pm
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3131 N CANAL DRIVE

Palm Harbor, FL, 34684
$ 790,000
Bedrooms4 Baths4.0 Sq 3,354

Monthly Estimate*

$ 4,988

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Single Family Home for sale in Palm Harbor, FL

for $790,000 with 4 bedrooms and 4 full baths. This 3,354 square foot home was built in 1973 on a lot size of 0.25.

WELCOME TO YOUR ULTIMATE LAKE TARPON RETREAT! Tucked away on a quarter-acre lot in desirable Lake Tarpon Estates, this exceptional 3,354-square-foot heated pool home offers the perfect combination of spacious living, privacy, and waterfront lifestyle. With approximately 100 feet of freshwater canal frontage, direct access to Lake Tarpon, and a covered 10,000-pound boat lift, you can be out on the open lake in minutes. The flexible split-bedroom floor plan features a private first-floor in-law suite with its own bedroom, full bathroom, kitchen area, and private entrance—ideal for guests, extended family, multigenerational living, or a private retreat. Upstairs, you'll find two additional bedrooms, an updated full bathroom, a second living area, and a screened balcony with stairs leading directly to the pool. Outdoor living is exceptional, with more than 1,900 square feet of screened outdoor living space surrounding the heated pool and overlooking the peaceful waterfront. Whether you're entertaining, relaxing poolside, enjoying morning coffee, or watching spectacular Florida sunsets, this home was designed to embrace the waterfront lifestyle. The covered boat lift accommodates a boat up to approximately 28 feet and 10,000 pounds, providing convenient access to Lake Tarpon for boating, fishing, and water recreation. Recent updates provide added peace of mind, including a roof approximately 4 years old, new flooring, updated bathrooms, Jacuzzi tub, new water heater, new washing machine, new garage door opener, and recently serviced dual central A/C systems. Best of all, there is NO HOA! Bring your boat, RV, and water toys and start enjoying the Palm Harbor waterfront lifestyle today.

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Open House

8/22/2026 12:00 PM - 3:00 PM
3131 N CANAL DRIVE Palm Harbor, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 790,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 6,363

Style

Single Family Residence

Lot Size

0.25

Year Built

1973

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8538140

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Fire Hydrant Phone Available Public Sewer Connected Water Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Microwave Range Refrigerator Washer Wine Refrigerator
Zoning R-3
Garage Spaces 2
Patio/Porch Features Covered Deck Patio Porch Rear Porch Screened
Pool Features Auto Cleaner Heated In Ground Lighting Pool Sweep Salt Water Screen Enclosure
Construction Materials Wood Frame
Pets Allowed Yes
Year Built 1973
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal Front
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name LAKE TARPON ESTATES
Facing Direction South
Garage Y/N true
Other Structures Shed(s) Storage
Total Rooms 7
Full Baths 4
Status Active
Directions US 19 to Lake Tarpon Drive North Canal Drive
City PALM HARBOR
Senior Community Y/N false
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 10929
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 6363.73
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/94625f49-cace-40ee-a468-d82993096ee1 https://media.zillowmediaexperts.com/sites/ejplgnjk/unbranded
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 26
Legal Description LAKE TARPON ESTATES LOT 26 & E 40FT OF LOT 25
Water View Canal
Water Access Type Lake
Minimum Lease No Minimum
Water Access Y/N true
ILS Total SQFT 620
ILS Under Air SQFT 620
Water View Y/N true
Flood Zone Code AE
In Law Suite YN true
In Law Suite Description 1 Bathroom 1 Bedroom Attached Kitchenette Private Entrance
DockY/N true
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Crown Molding Eating Space In Kitchen Kitchen/Family Room Combo Living Room/Dining Room Combo Primary Bedroom Main Floor Solid Wood Cabinets Split Bedroom Walk-In Closet(s) Window Treatments
Flooring Carpet Luxury Vinyl Tile
Furnished Y/N Unfurnished
Fireplace Features Living Room Wood Burning
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Drapes Rods
Fireplace Y/N true
Half Baths 0
Laundry Features Laundry Closet
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Balcony French Doors Hurricane Shutters Lighting Private Entrance Private Mailbox Private Yard Rain Gutters Sliding Doors Storage
Parking Features Circular Driveway Driveway Garage Door Opener Golf Cart Parking Ground Level Guest Off Street Oversized RV Parking
Water Source Public
Lot Size Area 10929
Foundation Details Slab
Building Area Total 3354
Lot Dimensions 100 x 109
Lot Size Acres 0.25
Road Surface Type Asphalt
Frontage Length Canal: 100
Private Pool true
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Charles Rutenberg Realty Inc

Broker

ChrisSaugerRealtor@gmail.com

Email

Affordability Calculator

$5,518
Per Month
90%
10%
0%
Monthly Principal & Interest
$4,988
Monthly Property Taxes
$530
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/15/2026$790,000 Listed Price

Map


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3131 N CANAL DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $790,000 with 3,354 sqft and a lot size of 0.25. 3131 N CANAL DRIVE has 4 bedrooms, 4.0 baths, and was built in 1973. The property's zip code is 34684 which is in Palm Harbor, FL