245 CRYSTAL COVE Drive Palatka, FL $ 529,999
245 CRYSTAL COVE Drive
$ 529,999
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245 CRYSTAL COVE Drive

Palatka, FL, 32177
$ 529,999
Bedrooms4 Baths2.0 Sq 2,076

Monthly Estimate*

$ 3,346

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View a Virtual Tour

Single Family Home for sale in Palatka, FL

for $529,999 with 4 bedrooms and 2 full baths. This 2,076 square foot home was built in 1998 on a lot size of 0.43.

Welcome to 245 Crystal Cove Drive, where Southern charm meets the relaxed rhythm of river-town living. This character-filled 4-bedroom, 2-bath home offers approximately 2,076 square feet, a split-bedroom floor plan and a spacious three-bay garage. Soaring ceilings, sun-filled rooms, a cozy fireplace and distinctive built-ins give the home a warmth all its own. Beyond the doors, a screened lanai and private saltwater pool create the perfect setting for slow mornings and easy Florida evenings. Enjoy scenic St. Johns River views, with Crystal Cove Marina and a public boat ramp just steps away--launch the boat and spend the day on the water. Minutes from historic Downtown Palatka and centrally located to St. Augustine, Jacksonville, Gainesville, Ocala, Daytona Beach and Orlando. Select images feature AI-assisted design concepts for visual presentation purposes only. Set within the riverfront community of Crystal Cove, this home captures the ease and beauty of Northeast Florida living. Although the property is not directly riverfront, scenic views of the St. Johns River can be enjoyed from multiple areas of the home. Crystal Cove Marina and a nearby public boat ramp are just steps away, making spontaneous days on the water beautifully simple launch the boat, cast a line, cruise the river or settle in to watch the evening sky. Historic Downtown Palatka is only minutes away, offering locally owned boutiques, restaurants, community gatherings and waterfront events. Palatka's central location also makes it easy to enjoy many of North and Central Florida's favorite destinations: Approximately 30 miles to St. Augustine Approximately 45 miles to Gainesville Approximately 50 miles to Jacksonville Approximately 50 miles to Ocala Approximately 55 miles to Daytona Beach Approximately 90 miles to Orlando Some listing photographs have been digitally altered using AI to illustrate the possibilities of select cosmetic updates, including flooring, fireplace and design enhancements. These conceptual images are provided for visual presentation purposes only and may not reflect the property's current condition, materials or included features. Buyers should rely upon in-person observations, inspections and verified property information. Improvement quotes may be available upon request.

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Single Family Active

Price

$ 529,999

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 9,848

Style

Ranch,Traditional

Lot Size

0.43

Year Built

1998

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2160351

Features
Interior
Interior Amenities Built-in Features Ceiling Fan(s) Entrance Foyer Kitchen Island Pantry Primary Bathroom -Tub with Separate Shower Split Bedrooms Walk-In Closet(s)
Flooring Laminate Tile
Furnished Y/N Unfurnished
Total Fireplaces 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 4
Total Baths 2
Heating-Hot Water True
Heating-Natural Gas True
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General
Heating Central Electric Hot Water Natural Gas
Cooling Central Air Electric
Utilities Cable Available Electricity Available
Possession Close Of Escrow
Roof Metal
Appliances Convection Oven Dishwasher Microwave Refrigerator
Garage Spaces 3.0
Patio/Porch Features Porch Rear Porch Screened
Architectural Style Ranch Traditional
Pool Features In Ground Salt Water Screen Enclosure
Construction Materials Stucco
Year Built 1998
View River Water
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential
Parcel Number 370926185500000260
County Putnam
New Construction 0
Property Type Residential
HOA N
Attached Garage Y
Subdivision Name Crystal Cove
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions From Downtown Palatka travel north on US-17. Turn right onto Comfort Road and continue into the Crystal Cove community. Pass Crystal Cove Marina and the boat ramp then turn right onto Crystal Cove Dr
City Palatka
Senior Community Y/N N
Zoning Description Residential
MLS Area 561-Greater Palatka
Lot Size Units Acres
Lot Size Square Feet 18730.8
Carport Y/N N
Listing Terms Cash Conventional FHA USDA Loan VA Loan
Property Attached Y/N N
Tax Annual Amount 9848.63
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
MLS Area Minor 561-Greater Palatka
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/ff6643d8-57d2-463d-b10c-eac4394f8ea9?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Attached Garage Garage Door Opener Off Street
Water Source Public
Lot Size Area 0.43
Spa N
Building Area Total 3294.0
Lot Size Acres 0.43
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 245
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* Excluded Features
List By
Maxrev, Llc

Broker

paigepacettiwatts@gmail.com

Email

Affordability Calculator

$4,167
Per Month
80%
20%
0%
Monthly Principal & Interest
$3,346
Monthly Property Taxes
$821
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/15/2026$529,999 Listed Price

Map


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245 CRYSTAL COVE Drive, Palatka, FL, 32177 is a Single Family Home for sale at $529,999 with 2,076 sqft and a lot size of 0.43. 245 CRYSTAL COVE Drive has 4 bedrooms, 2.0 baths, and was built in 1998. The property's zip code is 32177 which is in Palatka, FL