221 Smarty Jones Terrace Havre de Grace, MD $ 615,000
221 Smarty Jones Terrace
$ 615,000
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221 Smarty Jones Terrace

Havre de Grace, MD, 21078
$ 615,000
Bedrooms3 Baths3.0 Sq 3,620

Monthly Estimate*

$ 3,883

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Single Family Home for sale in Havre de Grace, MD

for $615,000 with 3 bedrooms and 3 full baths. This 3,620 square foot home was built in 2006 on a lot size of 0.24.

Experience the ultimate resort lifestyle in Bulle Rock! This beautiful DR Horton home in historic Havre de Grace, MD, offers seamless main-level living, premium custom upgrades, and exceptionally spacious finished spaces. Main-Level Elegance & Luxury Inside, enjoy a bright, flowing layout detailed with newer carpet, newer blinds, and rich hardwood flooring. Elegant crown moulding and decorative trim accent the formal living and dining rooms. Behind double glass French doors, the front office provides a quiet, dedicated workspace. The gourmet kitchen shines with granite countertops, stainless steel appliances, and a cozy breakfast nook. Relax in the family room beside the gas fireplace, or escape to the vaulted sunroom. Glass sliders with built-in blinds open to your private outdoor oasis: a low-maintenance composite deck and a paver patio with custom bench seating and a retaining wall garden backing to mature trees. The primary suite is a true retreat, featuring a tray ceiling, dual walk-in closets with custom shelving, and a spa-like en-suite bath with dual vanities and a large tiled walk-in shower with bench seating. The main floor also includes a second bedroom, a versatile third bedroom, a second full bath, and a convenient laundry room with a utility sink and garage access. The finished lower level dramatically expands your living space, offering a massive recreation room with a walk-up glass panel door to the backyard. Perfect for guests, the space includes a large finished bonus room with a walk-in closet and direct access to a full bathroom. A second finished bonus room is perfect for a home gym or hobby space, and an expansive unfinished storage room keeps everything organized. This property boasts excellent peace of mind with a newer water heater (2022), replacement windows with a lifetime warranty, and newer garage openers (2026). Enjoy stress-free living with Bulle Rock's premium HOA services, which handle lawn maintenance, trash removal, and snow removal right to your door. The gated community features a private residents' club, indoor and outdoor pools, a fitness center, walking trails, and tennis courts. You are also just minutes from historic Havre de Grace waterfront dining, shopping, and I-95.

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Single Family Coming Soon

Price

$ 615,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 5,722

Style

Ranch/Rambler

Lot Size

0.24

Year Built

2006

Town/City

Havre de Grace

County/Region

Harford

MLS | Web ID

MDHR2058928

Features
General
Living Area 3620
Sewer Public Sewer
Heating Forced Air
Cooling Ceiling Fan(s) Central A/C
Possession 90-120 Days CD Negotiable Seller Rent Back
Zoning R2
HOA Fee 381.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance Lawn Maintenance Management Pool(s) Recreation Facility Reserve Funds Road Maintenance Sauna Security Gate Snow Removal Trash
Architectural Style Ranch/Rambler
Security Features 24 hour security Security Gate Smoke Detector
Construction Materials Combination Brick Vinyl Siding
School District HARFORD COUNTY PUBLIC SCHOOLS
Year Built 2006
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Havre de Grace
Accessibility None
Assoc Fee Paid Per Monthly
County HARFORD
New Construction N
Property Type Residential
Association Amenities Bike Trail Billiard Room Common Grounds Exercise Room Fitness Center Gated Community Golf Course Membership Available Hot tub Jog/Walk Path Pickleball Courts Picnic Area Pool - Indoor Pool - Outdoor
HOA Y
Subdivision Name BULLE ROCK
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status COMING SOON
Directions GPS - Sign in window
City HAVRE DE GRACE
Association Name BULLE ROCK
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10440.00
Tax Annual Amount 5722.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 254.13
Community Pool Features Fenced Heated In Ground Indoor Lap/Exercise Pool/Spa Combo
Lease Considered Y/N N
Vacation Rental Y/N N
Builder Name DR Horton
Standard Status Coming Soon
Year Built Source Assessor
Legal Subdivision BULLE ROCK
Tax Lot 1819
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Interior
Heating Fuel Natural Gas
Basement Full Outside Entrance Interior Access Partially Finished Rear Entrance Sump Pump Walkout Stairs
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2420
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 1200
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Family Room Basement Sun/Florida Room Laundry Office Storage Room Bathroom 2 Bonus Room Primary Bathroom
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Has Laundry Main Floor
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool Yes - Community
Water Source Public
Garage Features Garage - Front Entry Garage Door Opener Inside Access
Type of Parking Attached Garage Driveway
Foundation Details Permanent Passive Radon Mitigation
Water View Y/N N
Lot Size Acres 0.24
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 117400.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 221
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* Excluded Features
List By
Cummings & Co Realtors

Broker

brian@diamondhomegroup.com

Email

Affordability Calculator

$4,360
Per Month
89%
11%
0%
Monthly Principal & Interest
$3,883
Monthly Property Taxes
$477
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535400 Elementary School
3534446 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/15/2026$615,000 Listed Price

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221 Smarty Jones Terrace, Havre de Grace, MD, 21078 is a Single Family Home for sale at $615,000 with 3,620 sqft and a lot size of 0.24. 221 Smarty Jones Terrace has 3 bedrooms, 3.0 baths, and was built in 2006. The property's zip code is 21078 which is in Havre de Grace, MD