198 Spencer Ln Mt Washington, KY $ 312,500
198 Spencer Ln
$ 312,500
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198 Spencer Ln

Mt Washington, KY, 40047
$ 312,500
Bedrooms3 Baths2.0 Sq 1,380

Monthly Estimate*

$ 2,158

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Single Family Home for sale in Mt Washington, KY

for $312,500 with 3 bedrooms and 2 full baths. This 1,380 square foot home was built in 2004 on a lot size of 0.32.

Welcome to 198 Spencer Ln in Mount Washington! This well-maintained 3-bedroom, 2-bath, 1½-story home offers approximately 1,380 sq. ft. of finished living space plus an additional 980 sq. ft. unfinished basement, providing excellent storage and plenty of potential for future use. Built in 2004, the home features an attractive brick exterior, covered front porch, and inviting curb appeal in Wilchar Estates. Inside, the comfortable layout includes hardwood flooring, a bright living area, and an updated eat-in kitchen with newer refrigerator, oven, and dishwasher. The primary suite features a beautifully renovated bath with a walk-in shower and sliding glass enclosure. Major improvements include an upgraded 3-ton HVAC system with new ductwork and additional returns, along with a water heater replaced in 2025. Newer French doors with built-in blinds lead to an expanded and rebuilt rear deck overlooking the fenced backyard, creating a great setting for relaxing, grilling, or entertaining. Additional improvements include recent 10x16 Tuff Shed, extensive fence replacement, an expanded double-width driveway area, and low-maintenance slate rock landscaping. With thoughtful updates, generous basement space, a fenced backyard, and a convenient Mount Washington location near shopping, dining, and everyday amenities, 198 Spencer Ln offers a great combination of comfort, functionality, and room to grow. Schedule your private showing today!

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Single Family Active

Price

$ 312,500

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.32

Year Built

2004

Town/City

Mt Washington

County/Region

Bullitt

MLS | Web ID

1726317

Features
General
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Fuel:Natural
Roof Shingle
HOA Fee 155
Architectural Style Traditional
Construction Materials Wood Frame Brick Veneer Brick
Year Built 2004
Stories Count 2
Property Subtype Single Family Residence
County Bullitt
Property Type Residential
HOA true
Attached Garage false
Subdivision Name WILCHAR ESTATES
Garage Y/N false
Other Structures Outbuilding
Total Rooms 9
Full Baths 2
Status Active
Directions From N Bardstown Rd Turn right onto Flatlick Rd Turn left onto Fairway Dr Turn right onto Erin Cir Turn left onto Wilchar Blvd Turn right onto Spencer Ln Destination will be on the right
City Mt Washington
MLS Area 11-Bullitt County
Lot Size Units Acres
Lot Size Square Feet 13939
MLS Area Minor 11-Bullitt County
Standard Status Active
Tax Lot 0199
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Interior
Basement Unfinished
Total Fireplaces 0
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1380
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
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Exterior
Fencing Privacy Full Wood
Parking Features On Street Off Street Driveway
Lot Features Sidewalk Cleared
Water Source Public
Lot Size Area 0.32
Foundation Details Poured Concrete
Building Area Total 1380
Lot Dimensions 87X161
Lot Size Acres 0.32
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* Excluded Features
List By
Real Estate Unlimited

Broker

pierceandersonrealtor@gmail.com

Email

Affordability Calculator

$2,158
Per Month
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Monthly Principal & Interest
$2,158
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Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/31/2026$312,500 -0.76% Price Down
8/14/2026$314,900 Listed Price

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198 Spencer Ln, Mt Washington, KY, 40047 is a Single Family Home for sale at $312,500 with 1,380 sqft and a lot size of 0.32. 198 Spencer Ln has 3 bedrooms, 2.0 baths, and was built in 2004. The property's zip code is 40047 which is in Mt Washington, KY