198 Spencer Ln
Mt Washington, KY, 40047 $ 312,500
Bedrooms3 Baths2.0 Sq 1,380 Monthly Estimate*
$ 2,158
for $312,500 with 3 bedrooms and 2 full baths. This 1,380 square foot home was built in 2004 on a lot size of 0.32.
Welcome to 198 Spencer Ln in Mount Washington! This well-maintained 3-bedroom, 2-bath, 1½-story home offers approximately 1,380 sq. ft. of finished living space plus an additional 980 sq. ft. unfinished basement, providing excellent storage and plenty of potential for future use. Built in 2004, the home features an attractive brick exterior, covered front porch, and inviting curb appeal in Wilchar Estates. Inside, the comfortable layout includes hardwood flooring, a bright living area, and an updated eat-in kitchen with newer refrigerator, oven, and dishwasher. The primary suite features a beautifully renovated bath with a walk-in shower and sliding glass enclosure. Major improvements include an upgraded 3-ton HVAC system with new ductwork and additional returns, along with a water heater replaced in 2025. Newer French doors with built-in blinds lead to an expanded and rebuilt rear deck overlooking the fenced backyard, creating a great setting for relaxing, grilling, or entertaining. Additional improvements include recent 10x16 Tuff Shed, extensive fence replacement, an expanded double-width driveway area, and low-maintenance slate rock landscaping. With thoughtful updates, generous basement space, a fenced backyard, and a convenient Mount Washington location near shopping, dining, and everyday amenities, 198 Spencer Ln offers a great combination of comfort, functionality, and room to grow. Schedule your private showing today!
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FeaturesGeneralHeating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Fuel:Natural
Roof Shingle
HOA Fee 155
Architectural Style Traditional
Construction Materials Wood Frame Brick Veneer Brick
Year Built 2004
Stories Count 2
Property Subtype Single Family Residence
County Bullitt
Property Type Residential
HOA true
Attached Garage false
Subdivision Name WILCHAR ESTATES
Garage Y/N false
Other Structures Outbuilding
Total Rooms 9
Full Baths 2
Status Active
Directions From N Bardstown Rd Turn right onto Flatlick Rd Turn left onto Fairway Dr Turn right onto Erin Cir Turn left onto Wilchar Blvd Turn right onto Spencer Ln Destination will be on the right
City Mt Washington
MLS Area 11-Bullitt County
Lot Size Units Acres
Lot Size Square Feet 13939
MLS Area Minor 11-Bullitt County
Standard Status Active
Tax Lot 0199
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InteriorBasement Unfinished
Total Fireplaces 0
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1380
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
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ExteriorFencing Privacy Full Wood
Parking Features On Street Off Street Driveway
Lot Features Sidewalk Cleared
Water Source Public
Lot Size Area 0.32
Foundation Details Poured Concrete
Building Area Total 1380
Lot Dimensions 87X161
Lot Size Acres 0.32
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* Excluded FeaturesList ByReal Estate UnlimitedBroker
pierceandersonrealtor@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,158
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mt Washington, KY
Average List Price $394,568
Percent of Sale Price 26%
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/31/2026 | $312,500 | -0.76% | Price Down |
| 8/14/2026 | $314,900 | | Listed Price |