198 Spencer Ln
Mt Washington, KY, 40047 $ 314,900
Bedrooms3 Baths2.0 Sq 1,380 Monthly Estimate*
$ 1,988
for $314,900 with 3 bedrooms and 2 full baths. This 1,380 square foot home was built in 2004 on a lot size of 0.32.
Welcome to 198 Spencer Ln in Mount Washington! This well-maintained 3-bedroom, 2-bath, 1½-story home offers 1,380 sq. ft. of living space on top of the 980 sq. ft. unfinished basement providing a layout that makes great use of every square foot. Built in 2004, the home features attractive brick exterior details, a welcoming covered front porch, and plenty of curb appeal in Wilchar Estates. Inside, you'll find a comfortable and inviting living space, an updated kitchen with newer refrigerator, oven and dishwasher, and a primary suite with a beautifully renovated bath featuring a walk-in shower and sliding glass doors. The HVAC system was upgraded to a 3-ton unit along with new ductwork and additional returns, and the water heater was replaced in 2025. Step through the newer French doors with built-in blinds to an expanded and rebuilt back deck overlooking the fenced backyard—an ideal space for relaxing, entertaining, or enjoying the outdoors. Additional improvements include extensive fence replacement, an expanded double-width driveway area, and low-maintenance slate rock landscaping. With numerous thoughtful updates and continued attention to maintenance, this home is ready for its next owner. Conveniently located in Mount Washington with schools, shopping, dining and everyday amenities nearby, 198 Spencer Ln is one you'll want to see in person!
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FeaturesGeneralHeating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Fuel:Natural
Roof Shingle
HOA Fee 155
Architectural Style Traditional
Construction Materials Wood Frame Brick Veneer Brick
Year Built 2004
Stories Count 2
Property Subtype Single Family Residence
County Bullitt
Property Type Residential
HOA true
Attached Garage false
Subdivision Name WILCHAR ESTATES
Garage Y/N false
Other Structures Outbuilding
Total Rooms 9
Full Baths 2
Status Active
Directions From N Bardstown Rd Turn right onto Flatlick Rd Turn left onto Fairway Dr Turn right onto Erin Cir Turn left onto Wilchar Blvd Turn right onto Spencer Ln Destination will be on the right
City Mt Washington
MLS Area 11-Bullitt County
Lot Size Units Acres
Lot Size Square Feet 13939
MLS Area Minor 11-Bullitt County
Standard Status Active
Tax Lot 0199
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InteriorBasement Unfinished
Total Fireplaces 0
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1380
Half Baths 0
Total Bedrooms 3
Below Grade Finished Area 0
Total Baths 2
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ExteriorFencing Privacy Full Wood
Parking Features On Street Off Street Driveway
Lot Features Sidewalk Cleared
Water Source Public
Lot Size Area 0.32
Foundation Details Poured Concrete
Building Area Total 1380
Lot Dimensions 87X161
Lot Size Acres 0.32
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* Excluded FeaturesList ByReal Estate UnlimitedBroker
pierceandersonrealtor@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,988
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mt Washington, KY
Average List Price $394,001
Percent of Sale Price 25%
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 8/14/2026 | $314,900 | | Listed Price |