3705 10Th Street North Beach, MD $ 489,000
3705 10Th Street
$ 489,000
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3705 10Th Street

North Beach, MD, 20714
$ 489,000
Bedrooms3 Baths2.1 Sq 2,012

Monthly Estimate*

$ 3,088

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Single Family Home for sale in North Beach, MD

for $489,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,012 square foot home was built in 1994 on a lot size of 0.23.

***SELLERS OFFERING $8,000 FOR CLOSING HELP OR INTEREST RATE BUYDOWN!!! Welcome to 3705 10th Street in North Beach, where coastal-town charm, generous outdoor space, and thoughtful updates come together in one beautifully maintained home! Situated on a spacious double lot, this property offers extra space between neighboring homes for a more open, private feel while still being close to everything North Beach has to offer. Step inside to a bright, welcoming interior featuring fresh paint throughout, warm vinyl plank flooring, freshly shampooed carpets, and comfortable living spaces. The kitchen features white cabinetry, granite countertops, stainless steel appliances, and a newer stove/range and brand new dishwasher. The dining room flows seamlessly into the family room, creating an inviting layout for everyday living and entertaining. Upstairs you'll find three spacious bedrooms, including a primary bedroom with a recently refreshed en-suite bath, plus an updated full hall bath. The fully finished basement offers valuable additional living space with a recreation area featuring a cozy propane fireplace, plus a dedicated laundry room and plenty of storage. Outside, enjoy the deck overlooking a fully fenced backyard, where mature trees provide a natural buffer for added privacy. Gather around the fire pit area, entertain friends, let the pets play, or simply relax and enjoy your outdoor retreat. The fire pit chairs convey! A charming front porch, attached one-car garage, and ample driveway parking complete the package. Recent improvements include a newer roof (approximately 20212022), HVAC replaced in 2024, newer sump pump, newer fencing, newer kitchen appliances, fresh interior paint, freshly cleaned carpets, and newer storage shelving. Enjoy the laid-back Chesapeake Bay lifestyle with North Beach's boardwalk, beach, waterfront, restaurants, shops, parks, entertainment, and community events nearby. The home is less than one mile from the North Beach Pier. No HOA means more freedom and fewer monthly expenses, plus enjoy a one-year seller-paid home warranty for added peace of mind! With its double lot, finished basement, private fenced yard, extensive updates, garage, and sought-after North Beach location, 3705 10th Street offers the space, comfort, and coastal lifestyle you've been looking for! USDA financing eligible! Qualified buyers may be able to purchase this home with 100% financing and no down payment through the USDA Rural Development loan program. USDA loans offer competitive interest rates and can make homeownership more affordable for eligible buyers. Buyer and property eligibility requirements applycontact your lender for details.

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Single Family Contingent

Price

$ 489,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,251

Style

Colonial,Coastal

Lot Size

0.23

Year Built

1994

Town/City

North Beach

County/Region

Calvert

MLS | Web ID

MDCA2030032

Features
General
Living Area 2012
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Other Central A/C
Possession Settlement
Zoning R-1
Garage Spaces 1.00
Architectural Style Colonial Coastal
Construction Materials Vinyl Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1994
View Street Trees/Woods
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County CALVERT
New Construction N
Property Type Residential
HOA N
Subdivision Name NORTH CHESAPEAKE BEACH
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE UNDER CONTRACT
Directions Per GPS
City NORTH BEACH
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10125.00
Tax Annual Amount 4251.0
Home Warranty Y/N Y
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 346.32
Vacation Rental Y/N N
Standard Status Active Under Contract
Year Built Source Assessor
Legal Subdivision NORTH CHES BEACH
Tax Lot 14
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Interior
Heating Fuel Electric
Basement Fully Finished
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1412
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 600
Main Level Bedrooms 0
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool No Pool
Water Source Well
Garage Features Garage Door Opener Garage - Front Entry
Type of Parking Attached Garage Driveway
Foundation Details Permanent
Water View Y/N N
Lot Size Acres 0.23
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 97400.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 3705
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* Excluded Features
List By
Berkshire Hathaway Homeservices Penfed Realty

Broker

debbie.friedrich@penfedrealty.com

Email

Affordability Calculator

$3,442
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,088
Monthly Property Taxes
$354
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533427 Elementary School
3533258 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
9/15/2026$489,000 -2.00% Price Down
9/5/2026$499,000 -3.11% Price Down
8/13/2026$515,000 Listed Price

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3705 10Th Street, North Beach, MD, 20714 is a Single Family Home for sale at $489,000 with 2,012 sqft and a lot size of 0.23. 3705 10Th Street has 3 bedrooms, 2.1 baths, and was built in 1994. The property's zip code is 20714 which is in North Beach, MD